About

Started in the middle of  the pandemic in 2021 as a way to create income, Our founder Billy Whited, began offering Insurance services via the web as a way to support his income. Shelved for two years, after some more years trucking, He began his quest in early 2024 to obtain all the insurance licenses necessary to be an independent agent. His First Mistake was signing up with WFG, World Financial Group.

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World Financial Group (WFG) is a multi-level marketing (MLM) company that sells insurance, investment, and financial products through a network of independent associates in the US, Canada, and Puerto Rico. WFG is owned by the Dutch multinational Aegon and primarily operates under its Transamerica brand in the U.S. The company's business model relies on recruiting new agents who then sell to their personal network and recruit further, creating a hierarchy where compensation is tied to both sales and recruiting.

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He then began reaching out to BGA's to begin as an independent broker. With all his licenses intact and an agency license, he returned to St Joseph Missouri in early 2025 and began his quest. Still a home-based business located in St Joseph Missouri, he offers many, many lines of insurance and represents as an appointed agent over 50 Insurance Companies, still reaching higher to Represent some of the larger insurance companies.

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Coverage for Missouri Kansas and Nebraska