Published July 2, 2026 · 40 years in trucking & the trades
What we cover in Amity
Pick a coverage to quote or buy — or book a consult and we'll sort it out together.
Why folks in Amity choose a local agent
When you're in Amity, Clark County, you get a real person who knows AR — not a 1-800 menu. Billy E. Whited is a licensed local agent shopping 80+ carriers to fit your home, vehicle, farm, or business, and can quote, bind, or sit down with you in person, over Zoom, or on the phone.
Nearby towns we also cover:
Insurance in Amity: the local picture
Folks around Amity know that protecting your livelihood means having the right coverage. With a mix of small businesses like Anthony Tree Care, Alec's Asphalt Paving, and the contract hauling and toner cartridge recycling operations, commercial auto insurance is a must for keeping vehicles on U.S. Highway 70 and Arkansas Highway 84, alongside solid general liability. Larger employers such as Centerpoint School District, Chambers Bank, Southern Bancorp, Brookshire's, Dollar General, and Amity Community Health Center need robust commercial packages, including workers' compensation, property insurance for their facilities, and specialized professional liability for financial institutions and healthcare providers. Don't forget Bean Lumber's planer and treatment plants; they'll need comprehensive property and equipment breakdown coverage to keep operations running smoothly.
When it comes to our homes, the weather here in Amity makes wind and hail coverage non-negotiable. We've seen tornado activity that's significantly higher than the U.S. average, and the forecast often includes damaging wind gusts and large hail. Ensuring your homeowners' policy has adequate limits for these perils, and understanding your wind/hail deductibles, is crucial for protecting your investment. While Amity has a low overall flood risk, living near the Caddo and Ouachita Rivers, or close to DeGray Lake, means it's always wise to consider flood insurance, even if it's not mandated.
Our beautiful natural surroundings, with DeGray Lake Resort State Park and Daisy State Park nearby, mean folks enjoy the outdoors. This can also bring unique liability considerations, both for personal watercraft and for businesses catering to tourism and recreation. Whether you're commuting to Henderson State University or just heading out to Brookshire's, having proper auto insurance is essential on our local roads. It’s all about being prepared for what Amity life throws our way.
Population: 681 (2020)
Housing in Amity
Real estate sites provide listings and market values but not these detailed characteristics.
Major local employers & who's hiring
- Centerpoint School District — Education hiring
- Chambers Bank — Banking/Financial Services hiring
- Southern Bancorp — Banking/Financial Services hiring
- Brookshire's — Retail (Grocery) hiring
- Dollar General — Retail hiring
- Amity Community Health Center — Healthcare hiring
- Arkansas Electric Cooperative Corporation — office
Local Amity businesses
A few businesses that call Amity home — independent of our agency.
- Anthony Tree Care — Tree Trimming
- Alec's Asphalt Paving — Paving Contractor
- NAPA Auto Parts — Auto Shops
- Chambers Bank — financial
- Holcombe Automotive — main-street
- Loyd's Mobile Service — main-street
Local landmarks & geography
- Caddo River — A tributary near Amity. While Amity generally has a low flood risk, proximity to a river is always a factor for potential flood exposure for properties directly adjacent or in its floodplain.
- Ouachita River — Runs near the city. Proximity to a river is a factor for potential flood exposure for properties directly adjacent or in its floodplain, even with a generally low flood risk for the town.
- DeGray Lake — A large recreational lake associated with DeGray Lake Resort State Park near Amity. Properties near the lake may have higher values due to amenities, but also potential for wind/storm damage due to exposure and water-related risks.
- Daisy State Park — A state park near Amity. Proximity to natural areas can affect property values and exposure to natural perils like wind, wildfires (though not explicitly stated for this park), and increased visitor traffic.
- DeGray Lake Resort State Park — A resort state park on DeGray Lake near Amity. Enhances property values in the vicinity due to recreational appeal and amenities, but also brings exposure to wind/storm damage and potential for increased visitor traffic.
- U.S. Highway 70 — A major highway providing access to nearby cities. Properties adjacent or very close to major highways can be subject to higher noise pollution, increased traffic accident risk, and potentially different property values based on commercial vs. residential use.
- Arkansas Highway 84 — A state highway running through or near Amity. Similar to US Highway 70, it affects property values due to accessibility and potential for traffic-related incidents and noise.
- Henderson State University — Located in Arkadelphia (approx. 24-26 miles away). While not in Amity, its proximity can influence the local economy, demographics, and potentially rental property demand and values in Amity due to student or faculty housing needs.
Local facts that shape your coverage
- Amity-area historical tornado activity is slightly below the Arkansas state average but 69% greater than the overall U.S. average. — Directly addresses severe weather risk.
- The Amity, Arkansas area has a low overall flood risk for homebuyers. — Directly addresses flood risk.
- According to the National Weather Service in Little Rock, primary threats with severe storms in the region include damaging wind gusts and large hail. — Highlights general severe weather threats relevant to the area.
- The population of Amity, Arkansas was 675 as of the 2020 United States Census. — Population data provides context for the size of the insurable market and community risk profile.
Local figures compiled from public sources: data.census.gov · city-data.com · zipcheckup.com · weather.gov · en.wikipedia.org · goknights.us. Estimates — verify current details with the original source.
Insurance requirements in Arkansas
Arkansas is an at-fault (tort) state: every driver must carry liability insurance, and insurers must offer uninsured/underinsured-motorist coverage. Arkansas sits in a severe-weather corridor — tornadoes, large hail, and river/flash flooding are real exposures for homes, farms, and businesses. As an independent agency we shop multiple carriers to fit Arkansas's requirements and weather risk to your budget. Verify current state minimums with the Arkansas Insurance Department.
Amity, AR insurance — common questions
How much does insurance cost in Amity, AR?
Rates in Amity and Clark County depend on your home, vehicles, business, and the coverage you choose. As an independent agency we shop 80+ carriers to find your best price — start a quote or call 573-594-5148 for a real number.
Do you write insurance in Amity?
Yes. InsureToday24 (BNW Services LLC) is a licensed local agency serving Amity and all of AR — home, auto, farm, business, life, and more.
Can I get a quote in Amity today?
Absolutely. You can buy simple lines online in minutes, or book a quick consult — in person, over Zoom, or by phone — and we'll get you covered fast.