Disclosures & Licensing
Last updated June 2026.
Who we are
InsureToday24 is a brand of BNW Services LLC, a licensed independent insurance agency based in Vandalia, Missouri. We represent multiple insurance carriers and shop coverage on your behalf.
Licensing
Billy E. Whited holds an individual insurance producer license in Missouri, Kansas, Nebraska, Tennessee, Oklahoma, Arkansas, Colorado, and Texas. BNW Services LLC (the agency entity) is licensed in Missouri, Kansas, Nebraska, Arkansas, Tennessee, and Oklahoma. In Colorado and Texas the agency entity is not licensed, and coverage in those two states is written under Billy E. Whited’s individual producer license. We can only offer and bind coverage in states and for lines where we and the carrier are properly licensed and appointed.
- BNW Services LLC (agency) — Missouri — NPN 21480854 · Missouri License #3003512240 · verify on Missouri DCI →
- BNW Services LLC (agency) — Kansas — NPN 21480854 · approved 6/26/2026 · verify on NAIC SBS →
- BNW Services LLC (agency) — Nebraska — NPN 21480854 · License #3004293524 · expires 4/30/2028 · verify on NAIC SBS →
- BNW Services LLC (agency) — Arkansas — NPN 21480854 · licensed 7/1/2026 · verify on NAIC SBS →
- BNW Services LLC (agency) — Tennessee — NPN 21480854 · License #3004317625 · expires 3/1/2028 · verify on NAIC SBS →
- BNW Services LLC (agency) — Oklahoma — NPN 21480854 · License #3004317530 · effective 7/14/2026 · expires 7/31/2028 · verify on NAIC SBS →
- Billy E. Whited (producer) — Missouri — NPN 21466229 · Missouri License #3003496372 · verify on Missouri DCI →
- Billy E. Whited (producer) — Kansas — NPN 21466229 · verify on NAIC SBS →
- Billy E. Whited (producer) — Nebraska — NPN 21466229 · expires 5/31/2028 · verify on NAIC SBS →
- Billy E. Whited (producer) — Tennessee — NPN 21466229 · License #3004292208 · expires 5/31/2029 · verify on NAIC SBS →
- Billy E. Whited (producer) — Oklahoma — NPN 21466229 · License #3004293881 · verify on NAIC SBS →
- Billy E. Whited (producer) — Arkansas — NPN 21466229 · Arkansas License #21466229 · verify on NAIC SBS →
- Billy E. Whited (producer) — Colorado — NPN 21466229 · Colorado License #954108 · Property, Casualty & Life · issued 6/29/2026 · verify at the Colorado Division of Insurance → (Colorado uses its own licensing system, not NAIC SBS)
- Billy E. Whited (individual) — Texas — General Lines Agency/Agent: Life, Accident, Health & HMO and Property & Casualty — both accepted 8/7/2026 · verify with the Texas Department of Insurance. BNW Services LLC is not licensed as an agency in Texas; Texas business is written under this individual license.
Lines of authority: Personal Lines · Life · Variable Life & Annuity · Credit · Travel · Property · Casualty · Crop.
Verify our licenses at the Missouri Department of Commerce & Insurance — Licensee Search or the NAIC State Based Systems lookup (search by NPN above).
Not advice; no guarantee of coverage
Information on this site is general and is not insurance, legal, tax, or financial advice. Quotes are estimates and are not an offer of insurance. No coverage is bound or changed until a carrier confirms it in writing. All coverage is subject to the terms, conditions, and exclusions of the actual policy and to carrier underwriting and approval.
AI assistant notice
Our website chat and phone calls may be handled by an AI assistant that gathers information and answers common questions. It is not a licensed agent and cannot bind coverage. A licensed agent reviews your information and handles your coverage. You may request a licensed human at any time.
Equal service
We serve all applicants fairly and do not unlawfully discriminate.
Contact & complaints
BNW Services LLC, Vandalia, MO · agent@insuretoday24.com · 📞 573-594-5148 · 📠 573-685-0135. You may also contact your state's Department of Insurance with questions or concerns.