Insurance in Blevins, AR

What we cover in Blevins

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Insurance in Blevins: the local picture

Living here in Blevins, you know our homes are a bit different than some of the newer developments you see elsewhere. With Blevins, Inc. being such a big part of the manufactured housing industry, it's no surprise a good chunk of our housing stock is manufactured homes. That median home value around $104,700 really reflects that. For us, this means standard dwelling coverage often looks a little different. We need to think about specialized manufactured home policies that cover things like skirting, tie-downs, and transport if needed. And with some of the really old structures, like that cabin from the 1820s near our town origins, we're talking about unique replacement cost considerations. Getting accurate valuations is key, so you're not over or under-insured for what it would truly take to rebuild here.

Now, anyone who's been through a spring or summer here knows our weather can be wild. We're right in that sweet spot for severe thunderstorms, damaging winds, and hail, not to mention the ever-present threat of tornadoes. When you see folks like Royce Towing, Fine Cut Tree Service, and Parker Roofing busy after a storm, you know why wind and hail coverage is non-negotiable. It's not just about the roof over your head; it's about covering personal property, fences, and detached garages that can take a beating. And while specific flood maps for Little River or Little Bridge Creek might be hard to pin down for Blevins itself, being near these waterways and White Oak Lake means we always need to consider flood insurance, especially for properties in low-lying areas, to protect against what standard policies won't.

Our local businesses, from Blevins City Offices keeping things running to contractors like Parker Roofing and Fine Cut Tree Service, are the backbone of our community. For them, comprehensive commercial policies are vital – general liability, commercial auto, workers' comp – you name it. For us residents, it's about protecting our own assets and understanding our liability risks. Whether you're driving down Highway 371 or just enjoying a quiet evening, having solid personal auto and umbrella policies can give you peace of mind. The interconnectedness of our small town means a local incident can affect everyone, so being properly covered is just smart living.

Population: 288 (2020)

Housing in Blevins

While specific data on the typical age and construction materials of the entire housing stock is limited, the presence of Blevins, Inc., a major supplier to the manufactured housing industry, suggests that manufactured homes likely comprise a significant portion of the local housing. Historically, the area featured very old structures, such as a cabin from the 1820s. Source: https://www.redriverhistorian.com/post/old-arkansas-home-blevins-cabin-hempstead. The median home value in Blevins is $104,700 (Source: https://city-stats.com/arkansas/blevins/), which, combined with the likely prevalence of manufactured homes, suggests generally lower replacement costs compared to areas with newer, traditionally built homes.

Major local employers & who's hiring

• Blevins City Offices — Government

Local Blevins businesses

A few businesses that call Blevins home — independent of our agency.

• Royce Towing — Auto Shops
• Fine Cut Tree Service — Tree Trimming
• Parker Roofing — Roofing
• Dyezz Electrical — Electrical Contractors
• Farmers Bank & Trust — financial

Local landmarks & geography

• Little River — Properties adjacent or near the Little River may face increased flood risk.
• Little Bridge Creek — Areas along Little Bridge Creek may experience flood risk, and properties near dirt roads leading to it could be affected by erosion and water runoff.
• White Oak Lake — Properties near White Oak Lake may have elevated flood risk and potentially higher property values due to recreational access.
• Highway 371 — Proximity to Highway 371 can influence property values due to accessibility and potential for increased traffic noise or accidents.
• Blevins Town Origins / Older Settlement Area — As an incorporated town since 1914, older sections of Blevins may contain structures with historical value, potentially leading to higher property values and specialized insurance needs or renovation costs.

Local facts that shape your coverage

• Blevins, Arkansas, experienced an EF2 tornado east of the city, which destroyed four chicken houses and scattered metal debris up to 3 miles away. — High
• Hempstead County, Arkansas, where Blevins is located, has a history of severe weather events, including tornadoes, hail, and damaging winds, as recorded in the NOAA Storm Events Database. — High
• As of the 2020 census, the population of Blevins, Arkansas, was 288. — Medium
• The population of Blevins, AR was 288 in 2020. — Indicates a small community, potentially affecting insurance markets and local services.
• The median home value in Blevins is $104,700. — Suggests generally lower replacement costs and the prevalence of more affordable housing types, like manufactured homes.

Local figures compiled from public sources: en.wikipedia.org · en.wikipedia.org · ncei.noaa.gov · city-stats.com · us-business.info · onxmaps.com. Estimates — verify current details with the original source.

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Insurance requirements in Arkansas

Arkansas is an at-fault (tort) state: every driver must carry liability insurance, and insurers must offer uninsured/underinsured-motorist coverage. Arkansas sits in a severe-weather corridor — tornadoes, large hail, and river/flash flooding are real exposures for homes, farms, and businesses. As an independent agency we shop multiple carriers to fit Arkansas's requirements and weather risk to your budget. Verify current state minimums with the Arkansas Insurance Department.

Blevins, AR insurance — common questions

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