Published July 1, 2026 · 40 years in trucking & the trades
What we cover in Crossett
Pick a coverage to quote or buy — or book a consult and we'll sort it out together.
Why folks in Crossett choose a local agent
When you're in Crossett, Ashley County, you get a real person who knows AR — not a 1-800 menu. Billy E. Whited is a licensed local agent shopping 80+ carriers to fit your home, vehicle, farm, or business, and can quote, bind, or sit down with you in person, over Zoom, or on the phone.
Nearby towns we also cover:
Insurance in Crossett: the local picture
Living here in Crossett, we know a thing or two about our homes and the weather they face. With a median housing age of 1974, many of our properties, including those one-unit detached homes and manufactured homes, likely have older roofs and systems. This means it's crucial to have solid dwelling coverage that accounts for potential replacement costs, especially with the frequent severe weather we experience. Doppler radar has picked up hail 70 times, with 10 of those just in the last year! Having a robust homeowners policy with appropriate wind and hail deductibles is non-negotiable. And given the prominence of the timber industry and all our beautiful trees around the Ouachita River and Lake Georgia Pacific Sunset, coverage for falling trees and debris removal is also a smart move.
Population: 4822 (2020)
Housing in Crossett
The median age of housing in Crossett is 1974 (https://censusreporter.org/profiles/40000US21340-crossett-ar-urban-area/). The housing stock primarily consists of one-unit detached homes, with a notable presence of manufactured homes (https://censusreporter.org/profiles/40000US21340-crossett-ar-urban-area/). Given the median age, many roofs are likely older, which could factor into replacement costs.
Major local employers & who's hiring
- Ashley County Medical Center — Healthcare Actively hiring
- Crossett School District — Education Actively hiring
- Georgia-Pacific — Manufacturing (Pulp and Paper, Wood Products) Actively hiring
- Jerry Carpets & Feed — carpet shop
- Mini Warehouse Rentals — services
- Crossett Warehouse Co — warehouse
- North Crossett Mini Warehouses — warehouse
Local Crossett businesses
A few businesses that call Crossett home — independent of our agency.
- Fine Cut Tree Service — Tree Trimming
- Jandt Tree Service llc — Tree Trimming
- H & K Tree Services — Tree Trimming
- Dumpster Pros — Septic, Waste Management
- Harold Hall Roofing — Roofing
- SRG Roofing — Roofing
- MasterClean Exterior Services — Roof Washing, Exterior Cleaning
- Master Technicians & Mechanicals LLC — HVAC, Plumbing, Electrical
- Johnny's Pizza House — Restaurant (Pizza)
- Brookshire's Fuel Center — c-store
- Murphy USA — c-store
- CEFCO Convenience Store — c-store
Local landmarks & geography
- Ouachita River — Flood risk due to upstream rainfall causing swelling and backwater flooding, potentially cutting off rural roads.
- Lake Georgia Pacific Sunset — Major local lake, contributing to general water body presence in an area prone to riverine flooding.
- Bayou Bartholomew — Longest bayou in the world, a significant natural waterway in a lowland region, contributing to potential riverine flood risk.
- Crossett Methodist Church — Listed on the National Register of Historic Places; indicates a historic area with potential preservation regulations affecting renovations/repairs and impacting property values.
- Historic Crossett (Company Town Legacy) — The town's historical significance as a 'Company Town' with a 'Timber Industry Legacy' implies older building stock in a downtown area, impacting insurance value/risk due to age, construction methods, and preservation considerations.
- US Highway 82 — Major transportation route, potential for increased traffic accidents and commercial vehicle exposure in areas immediately adjacent.
- US Highway 425 — Major transportation route, potential for increased traffic accidents and commercial vehicle exposure in areas immediately adjacent.
- Georgia-Pacific Crossett Paper Mill — Major industrial employer, potential for environmental risks (e.g., air/water quality), localized property value impact (positive for employment, potential negative for proximity to industrial operations), and specific industrial insurance needs.
Local facts that shape your coverage
- Doppler radar has detected hail at or near Crossett, AR on 70 occasions, including 10 occasions during the past year. — High
- Ashley County, which includes Crossett, has a Flood Map and Climate Risk Report available, indicating identified flood hazards within the county. — High
- Ashley County is undertaking a Hazard Mitigation Survey to address FEMA’s public outreach requirements and contribute to a mitigation plan, implying the presence of various recognized natural hazards. — Medium
- The state of Arkansas, where Crossett is located, is categorized as having a high flood risk (90/100) by the NFIP, with significant risk from major rivers. — Medium
- As of 2020, Crossett has a population of 4,822 residents. — Population data helps insurance companies assess risk profiles and market density.
Local figures compiled from public sources: en.wikipedia.org · interactivehailmaps.com · firststreet.org · ashleycountyar.com · floodriskpeek.com · indeed.com. Estimates — verify current details with the original source.
Insurance requirements in Arkansas
Arkansas is an at-fault (tort) state: every driver must carry liability insurance, and insurers must offer uninsured/underinsured-motorist coverage. Arkansas sits in a severe-weather corridor — tornadoes, large hail, and river/flash flooding are real exposures for homes, farms, and businesses. As an independent agency we shop multiple carriers to fit Arkansas's requirements and weather risk to your budget. Verify current state minimums with the Arkansas Insurance Department.
Crossett, AR insurance — common questions
How much does insurance cost in Crossett, AR?
Rates in Crossett and Ashley County depend on your home, vehicles, business, and the coverage you choose. As an independent agency we shop 80+ carriers to find your best price — start a quote or call 573-594-5148 for a real number.
Do you write insurance in Crossett?
Yes. InsureToday24 (BNW Services LLC) is a licensed local agency serving Crossett and all of AR — home, auto, farm, business, life, and more.
Can I get a quote in Crossett today?
Absolutely. You can buy simple lines online in minutes, or book a quick consult — in person, over Zoom, or by phone — and we'll get you covered fast.