Published June 24, 2026 · 40 years in trucking & the trades
What we cover in Hazen
Pick a coverage to quote or buy — or book a consult and we'll sort it out together.
Why folks in Hazen choose a local agent
When you're in Hazen, Prairie County, you get a real person who knows AR — not a 1-800 menu. Billy E. Whited is a licensed local agent shopping 80+ carriers to fit your home, vehicle, farm, or business, and can quote, bind, or sit down with you in person, over Zoom, or on the phone.
Nearby towns we also cover:
Insurance in Hazen: the local picture
Hazen runs on steady local government and school payrolls plus Riceland Foods’ Grain Facility, where harvest hands and plant staff spike every fall. That steady base keeps homes selling, but the Grand Prairie’s rice and row-crop runoff and Hazen’s own drainage ditches mean basements and slab edges see water when spring thunderstorms train overhead. Year-round severe-storm risk—hail, 70-mph straight-line winds, and the occasional brief spin-up—puts roofs, siding, and auto glass in the crosshairs every March through June. Add FEMA’s moderate riverine/flood layer for Prairie County’s low-lying bottoms, and anyone financing or refinancing a home or farm outbuilding here should carry NFIP flood plus a private flood endorsement; the NFIP Preferred Risk Policy still pencils for a lot of the older Hazen bungalows outside the mapped AE zones. Riceland’s Hazen Grain Facility keeps workers onsite year-round, so commercial property carriers add hail deductibles and roof-replacement endorsements to keep premiums in check. For the school district and city fleets, inland marine floaters on heavy equipment and cyber liability for municipal records round out the package. Talk to your carrier about a free mitigation credit if you’ve upgraded to Class 4 shingles and raised electric panels above projected flood levels—Hazen’s adjuster roster knows the drill after every spring’s claims surge.
Population: 1481 (2020)
Housing in Hazen
Most housing stock built 1950–1990, with smaller pockets of post-2000 subdivisions; common construction is wood-frame with brick veneer, and a few historic downtown masonry buildings. The mature housing stock implies moderate replacement costs; roofs on pre-1990 homes may need near-term attention depending on materials and maintenance.
Major local employers & who's hiring
- City of Hazen — Municipal Government hiring
- Riceland Foods Inc (Hazen Grain Facility) — Grain Processing/Agriculture
- Hazen School District — Education hiring
- The Hornet Dairy Bar — food
Local Hazen businesses
A few businesses that call Hazen home — independent of our agency.
- Cenex — c-store
- Mobil — c-store
- Exxon — c-store
- Farmers and Merchants Bank — financial
- Cadence Bank — financial
- Coinme Cash - Buy Bitcoin at the Register — financial
- Speedco Truck Lube and Tires — main-street
- Hurley House Cafe — main-street
- El Amigo Feliz | Mexican — main-street
- Hornet Hardware — main-street
Local facts that shape your coverage
- Hazen is located in Prairie County, AR, with a 2020 population of 1,481 and a humid subtropical climate featuring hot, humid summers and mild to cold winters. — Context for local severe weather and flood risk exposure.
- Prairie County, including Hazen, experienced major flooding events in 2015 and 2020, with widespread impacts from heavy rainfall and river flooding, per Arkansas media reports and NWS Little Rock archives. — Documented flood history and risk context for Hazen and Prairie County.
- FEMA’s Available Flood Hazard Information for Arkansas lists Prairie County as having flood hazard data available, indicating recognized flood risk in the region where Hazen is located. — Official federal recognition of flood risk in Prairie County, including Hazen’s area.
- Hazen’s humid subtropical climate and proximity to the Grand Prairie make it susceptible to heavy rainfall, thunderstorms, and flash flooding, especially during spring and early summer severe weather outbreaks. — Climate and geographic factors contributing to Hazen’s weather and flood risk.
- Hazen’s population was 1,481 at the 2020 census. — Small-town insurance base; drives demand for personal lines and localized underwriting.
- Prairie County’s flood hazard layers are published quarterly by FEMA; Hazen appears in the AFHI tables for moderate riverine/flood risk. — Directs flood underwriting to NFIP or private excess flood carriers and influences elevation-rated premiums.
Local figures compiled from public sources: en.wikipedia.org · encyclopediaofarkansas.net · arkansasonline.com · fema.gov · weatherspark.com · cityofhazenar.gov. Estimates — verify current details with the original source.
Insurance requirements in Arkansas
Arkansas is an at-fault (tort) state: every driver must carry liability insurance, and insurers must offer uninsured/underinsured-motorist coverage. Arkansas sits in a severe-weather corridor — tornadoes, large hail, and river/flash flooding are real exposures for homes, farms, and businesses. As an independent agency we shop multiple carriers to fit Arkansas's requirements and weather risk to your budget. Verify current state minimums with the Arkansas Insurance Department.
Hazen, AR insurance — common questions
How much does insurance cost in Hazen, AR?
Rates in Hazen and Prairie County depend on your home, vehicles, business, and the coverage you choose. As an independent agency we shop 80+ carriers to find your best price — start a quote or call 573-594-5148 for a real number.
Do you write insurance in Hazen?
Yes. InsureToday24 (BNW Services LLC) is a licensed local agency serving Hazen and all of AR — home, auto, farm, business, life, and more.
Can I get a quote in Hazen today?
Absolutely. You can buy simple lines online in minutes, or book a quick consult — in person, over Zoom, or by phone — and we'll get you covered fast.