Published July 20, 2026 · 40 years in trucking & the trades
What we cover in Lexa
Pick a coverage to quote or buy — or book a consult and we'll sort it out together.
Why folks in Lexa choose a local agent
When you're in Lexa, Phillips County, you get a real person who knows AR — not a 1-800 menu. Billy E. Whited is a licensed local agent shopping 80+ carriers to fit your home, vehicle, farm, or business, and can quote, bind, or sit down with you in person, over Zoom, or on the phone.
Nearby towns we also cover:
Insurance in Lexa: the local picture
Living here in Lexa, we know our homes are often manufactured or modular – think the single-wides and double-wides you see around town. This means our replacement costs can be a bit different than traditional brick homes, generally lower, which is something to keep in mind for your dwelling coverage. But don't let that fool you into skimping on protection, especially with the weather we get. We're right in 'Tornado Alley,' so severe thunderstorms, hail, and tornadoes are a real threat. You absolutely need robust comprehensive coverage that can handle wind and hail damage, making sure your home and everything inside it is properly valued and protected against these common Arkansas storms.
Population: 207 (2020)
Housing in Lexa
The housing stock in Lexa, AR, includes a significant number of manufactured and modular homes, such as single-wides and double-wides. This composition suggests a diverse age range for homes and a prevalence of prefabricated construction over traditional brick or frame. The nature of this housing stock generally implies lower replacement and roof replacement costs compared to conventional stick-built homes. Sources: https://www.bestplaces.net/economy/city/arkansas/lexa, https://homenation.com/state/arkansas/city/lexa, https://www.mhbay.com/mobile-homes-for-sale/arkansas/lexa, https://impresamodular.com/state/arkansas/lexa/
Major local employers & who's hiring
- Barton-Lexa School District — Education Actively hiring
- Refuel Operating Company (operating Mid-South Sales/Double Quick in Lexa) — Retail, Petroleum Distribution, Food Service Actively hiring
Local landmarks & geography
- Mid-South Sales — A petroleum products distributor located in Lexa, handling gasoline, diesel, lubricants, and aviation fuel. The presence of a facility storing and distributing flammable materials can increase the insurance risk for properties in close proximity due to potential for fires, explosions, or environmental spills.
Local facts that shape your coverage
- Lexa is a town in northern Phillips County, Arkansas, with a population of 207 as of the 2020 census. — High
- Phillips County, Arkansas, has comprehensive historical tornado information and statistics dating back to 1950, indicating a documented history of tornado activity. — High
- Properties within the 72103 ZIP code, which includes Lexa, AR, have flood risk data available from the First Street Foundation, providing insights into current and future flood probabilities. — High
- Lexa, Arkansas, had a population of 207 as of the 2020 census. — Population data helps assess community size and general insurance exposure.
Local figures compiled from public sources: en.wikipedia.org · tornadopath.com · firststreet.org · k12jobspot.com · midsouthsales.com. Estimates — verify current details with the original source.
Insurance requirements in Arkansas
Arkansas is an at-fault (tort) state: every driver must carry liability insurance, and insurers must offer uninsured/underinsured-motorist coverage. Arkansas sits in a severe-weather corridor — tornadoes, large hail, and river/flash flooding are real exposures for homes, farms, and businesses. As an independent agency we shop multiple carriers to fit Arkansas's requirements and weather risk to your budget. Verify current state minimums with the Arkansas Insurance Department.
Lexa, AR insurance — common questions
How much does insurance cost in Lexa, AR?
Rates in Lexa and Phillips County depend on your home, vehicles, business, and the coverage you choose. As an independent agency we shop 80+ carriers to find your best price — start a quote or call 573-594-5148 for a real number.
Do you write insurance in Lexa?
Yes. InsureToday24 (BNW Services LLC) is a licensed local agency serving Lexa and all of AR — home, auto, farm, business, life, and more.
Can I get a quote in Lexa today?
Absolutely. You can buy simple lines online in minutes, or book a quick consult — in person, over Zoom, or by phone — and we'll get you covered fast.