Published July 25, 2026 · 40 years in trucking & the trades
What we cover in Marianna
Pick a coverage to quote or buy — or book a consult and we'll sort it out together.
Why folks in Marianna choose a local agent
When you're in Marianna, Lee County, you get a real person who knows AR — not a 1-800 menu. Billy E. Whited is a licensed local agent shopping 80+ carriers to fit your home, vehicle, farm, or business, and can quote, bind, or sit down with you in person, over Zoom, or on the phone.
Nearby towns we also cover:
Insurance in Marianna: the local picture
Folks in Marianna know what it means to weather a storm, literally. Living in the Arkansas Delta, we’re no strangers to severe thunderstorms, and that EF-2 tornado back in December 2015 was a stark reminder of how quickly things can change. For homeowners, this means making sure your dwelling coverage is robust enough to rebuild, and your personal property is adequately covered for wind and hail damage. Don't forget, comprehensive coverage on your auto policy is essential here; fallen trees or hail can do a number on vehicles. Businesses, especially those like Mahan & Burkett Elevator or Farmers Supply Grainery, need to ensure their commercial property policies account for these risks, and business interruption coverage is critical so you can get back on your feet if operations are halted.
Beyond the wind, water is another big concern. Our low-lying terrain, especially near Storm Creek Lake and Bear Creek Lake, means flooding is a real threat, as history showed us in 1937. A standard homeowner's policy won't cover flood damage, so a separate flood insurance policy is a must-have for many properties, particularly those in or near the Marianna Commercial Historic District. For our local businesses, from Alna HVAC to the Tri-County Farmers Assn, commercial flood insurance is a non-negotiable to protect assets and livelihoods from the unpredictable nature of riverine and flash flooding.
Our economy, deeply rooted in agriculture and supported by entities like the Lee County School District and Marianna Medical Clinic, requires specialized attention. Farms and agricultural businesses need comprehensive farm insurance, including crop insurance, and commercial auto policies for their fleets. Small service businesses like BRB Tree Service and Allen Contracting Tree Service face unique liability challenges and need strong general liability, commercial auto, and workers' compensation coverage, along with protection for their specialized tools and equipment. We're a tight-knit community, and making sure our homes and businesses are properly protected against our unique local risks is just good common sense.
Population: 4115 (2010)
Housing in Marianna
The Marianna Housing Authority provides affordable housing solutions. (Source: https://www.countyoffice.org/marianna-housing-authority-marianna-ar-72a/)
Major local employers & who's hiring
- Lee County School District — Education hiring
- Marianna Medical Clinic — Healthcare
- Mahan & Burkett Elevator — Agriculture (Grain Processing)
- Farmers Supply Grainery — Agriculture (Grain Processing)
- Tri-County Farmers Assn — Agriculture (Farm Supplies Wholesale)
- City of Marianna, Arkansas — Government (Local)
- Lee County, Arkansas Government — Government (County)
Local Marianna businesses
A few businesses that call Marianna home — independent of our agency.
- Alna HVAC — HVAC Contractor
- BRB Tree Service — Arborist, Tree Service
- Allen Contracting Tree Service — Sod Installation, Tree Service, Contractor
Local landmarks & geography
- Storm Creek Lake — Potential for flood risk to nearby properties due to its presence as a significant water body.
- Bear Creek Lake — Potential for flood risk to nearby properties due to its presence as a significant water body.
- Marianna Commercial Historic District — Historic properties may have specific insurance requirements for older structures, potentially higher reconstruction costs, or historical preservation clauses. Concentrated property values in a commercial district affect overall economic exposure.
- Mississippi River State Park — Proximity to a state park, which includes Bear Creek Lake and Storm Creek Lake, can imply areas of higher flood risk. Also, properties adjacent to such areas may have specific zoning or environmental considerations.
- Lon Mann Cotton Research Station — As a significant local institution and employer, its value contributes to the overall economic stability and property values in the area. Specific operations may also carry unique agricultural or research-related insurance considerations.
Local facts that shape your coverage
- Marianna-area historical tornado activity is near the Arkansas state average. — High
- Marianna, Arkansas experienced a notable flood event in 1937. — High
- The FEMA Flood Map Service Center (msc.fema.gov/portal/home) provides official flood hazard information for communities nationwide, including Marianna, AR, detailing flood zones and risk levels. — Medium
- The NOAA Storm Events Database (ncei.noaa.gov/stormevents/) compiles records of severe weather occurrences such as tornadoes, hail, and damaging winds for specific locations, including Lee County, Arkansas, where Marianna is located. — Medium
- Marianna was hit by an EF-2 tornado on December 23, 2015, causing damage to multiple homes in the area. — Highlights the direct and recent threat of severe weather, underscoring the need for robust property insurance.
- The population of Marianna, Arkansas, decreased from 4,115 in 2010 to an estimated 3,477 by 2018. — Indicates a demographic trend that can influence property values, community resources, and long-term insurance market stability.
Local figures compiled from public sources: en.wikipedia.org · city-data.com · pinterest.com · msc.fema.gov · ncei.noaa.gov · weather.gov. Estimates — verify current details with the original source.
Insurance requirements in Arkansas
Arkansas is an at-fault (tort) state: every driver must carry liability insurance, and insurers must offer uninsured/underinsured-motorist coverage. Arkansas sits in a severe-weather corridor — tornadoes, large hail, and river/flash flooding are real exposures for homes, farms, and businesses. As an independent agency we shop multiple carriers to fit Arkansas's requirements and weather risk to your budget. Verify current state minimums with the Arkansas Insurance Department.
Marianna, AR insurance — common questions
How much does insurance cost in Marianna, AR?
Rates in Marianna and Lee County depend on your home, vehicles, business, and the coverage you choose. As an independent agency we shop 80+ carriers to find your best price — start a quote or call 573-594-5148 for a real number.
Do you write insurance in Marianna?
Yes. InsureToday24 (BNW Services LLC) is a licensed local agency serving Marianna and all of AR — home, auto, farm, business, life, and more.
Can I get a quote in Marianna today?
Absolutely. You can buy simple lines online in minutes, or book a quick consult — in person, over Zoom, or by phone — and we'll get you covered fast.