Published July 16, 2026 · 40 years in trucking & the trades
What we cover in Oppelo
Pick a coverage to quote or buy — or book a consult and we'll sort it out together.
Why folks in Oppelo choose a local agent
When you're in Oppelo, Conway County, you get a real person who knows AR — not a 1-800 menu. Billy E. Whited is a licensed local agent shopping 80+ carriers to fit your home, vehicle, farm, or business, and can quote, bind, or sit down with you in person, over Zoom, or on the phone.
Nearby towns we also cover:
Insurance in Oppelo: the local picture
Living in Oppelo, we know our homes are more than just structures – they're our livelihoods. With a mix of older frame homes and some manufactured housing common in our area, it's crucial to consider the unique replacement costs and potential issues like aging roofs or electrical systems when securing homeowners insurance. We've seen firsthand the impact of severe weather, with hail and wind damage being a real concern. That means robust property coverage, including a close look at wind and hail deductibles, isn't just a recommendation, it's a necessity to protect our biggest assets. Our local economy, supported by employers like the South Conway County School District and Ruff Electrical, also highlights specific insurance needs. The School District requires comprehensive property and liability coverage to protect its facilities and operations, while Ruff Electrical needs robust commercial general liability, workers' compensation, and commercial auto policies to cover their work across the county. For families working in these roles or commuting on Arkansas Highway 154, reliable auto insurance is a must, tailored to our rural roads and the daily drive. And let's not forget the Arkansas River. Even if the official flood maps aren't always clear for every parcel, the presence of a major river means properties in low-lying areas or near the river's banks should seriously consider flood insurance. It's an extra layer of protection against water damage that standard homeowners policies just don't cover, offering peace of mind when those heavy rains roll through. Thinking like a local, we understand that preparing for the unexpected is just part of living here.
Population: 737 (2020)
Housing in Oppelo
Specific details on the typical age, construction materials (brick/frame/manufactured), or the presence of historic districts or new subdivisions within Oppelo's housing stock were not found. Generally, small towns in Arkansas often feature a mix of older frame homes and some manufactured housing.
Major local employers & who's hiring
- South Conway County School District — Education
Local Oppelo businesses
A few businesses that call Oppelo home — independent of our agency.
- Ruff Electrical — Electrical Contractor
Local landmarks & geography
- Arkansas River — Proximity to the Arkansas River contributes to flood risk in Oppelo, as 'Floods' are listed as a cause of natural disasters for the area.
- Arkansas Highway 154 — A state highway running through Oppelo, impacting transportation access and potentially property values along its route.
Local facts that shape your coverage
- As of the 2020 census, the population of Oppelo, AR, was 752 people. — Provides a fundamental demographic understanding of the town.
- Oppelo is located in Conway County, Arkansas, with Arkansas Highway 154 running through it. — Establishes the geographical context and key transportation route for the town.
- There were 285 housing units in Oppelo, AR, with an average density of 115.0 per square mile. — Gives insight into the housing landscape and density of the area.
- In 2024, the median household income in Oppelo, AR was $65,521. — Median income can influence the type and affordability of insurance policies residents and businesses can obtain.
- As of the 2020 census, Oppelo had a population of 737. — Population size can indicate the scope of local services, potential for community-specific risks, and the overall insurance market density.
Local figures compiled from public sources: en.wikipedia.org · worldpopulationreview.com · city-data.com · datausa.io · sccsd.org. Estimates — verify current details with the original source.
Insurance requirements in Arkansas
Arkansas is an at-fault (tort) state: every driver must carry liability insurance, and insurers must offer uninsured/underinsured-motorist coverage. Arkansas sits in a severe-weather corridor — tornadoes, large hail, and river/flash flooding are real exposures for homes, farms, and businesses. As an independent agency we shop multiple carriers to fit Arkansas's requirements and weather risk to your budget. Verify current state minimums with the Arkansas Insurance Department.
Oppelo, AR insurance — common questions
How much does insurance cost in Oppelo, AR?
Rates in Oppelo and Conway County depend on your home, vehicles, business, and the coverage you choose. As an independent agency we shop 80+ carriers to find your best price — start a quote or call 573-594-5148 for a real number.
Do you write insurance in Oppelo?
Yes. InsureToday24 (BNW Services LLC) is a licensed local agency serving Oppelo and all of AR — home, auto, farm, business, life, and more.
Can I get a quote in Oppelo today?
Absolutely. You can buy simple lines online in minutes, or book a quick consult — in person, over Zoom, or by phone — and we'll get you covered fast.