Published July 26, 2026 · 40 years in trucking & the trades
What we cover in Pyatt
Pick a coverage to quote or buy — or book a consult and we'll sort it out together.
Why folks in Pyatt choose a local agent
When you're in Pyatt, Marion County, you get a real person who knows AR — not a 1-800 menu. Billy E. Whited is a licensed local agent shopping 80+ carriers to fit your home, vehicle, farm, or business, and can quote, bind, or sit down with you in person, over Zoom, or on the phone.
Nearby towns we also cover:
Insurance in Pyatt: the local picture
Living here in Pyatt, we know our homes are often older, predominantly frame construction, and many are mobile homes scattered across our beautiful Ozark terrain. With a median home value around $105,900, replacement costs tend to be lower than in bigger cities, but that doesn't mean we skimp on protection. We need solid homeowners or mobile home policies that account for the age and construction, ensuring we're covered for common perils. Given the simpler roofing materials common around here, it's about making sure the roof over our heads is fully protected, especially against what Mother Nature throws at us.
And Mother Nature, she can be fierce. We've got a serious risk of severe weather, with frequent hail events and tornado activity significantly higher than the national average, even seeing large tornadoes impact the town recently. That means comprehensive coverage on our autos is a must for hail damage, and our homeowner policies need robust windstorm and hail deductibles. We also can't forget about water; while not always top of mind, Marion County has a measurable flood risk, especially with Crooked Creek, Bull Shoals Lake, and the Buffalo National River nearby. Flood insurance, separate from our standard policies, is a smart move for anyone looking to truly protect their property.
Our local economy might be small, with just a handful of establishments like the Ozark Mountain School District, Allen Contracting Tree Service, and Reed's Plumbing, but these businesses are the backbone of our community. For them, commercial general liability, property coverage, and workers' compensation aren't just good ideas—they're essential. Allen Contracting, for example, faces unique risks with tree work, needing specialized equipment and liability coverage. Reed's Plumbing also needs to protect their tools and against potential job site issues. Even the school district needs comprehensive protection to ensure our kids and educators are safe, and the district's assets are covered.
Population: 181 (2020)
Housing in Pyatt
The housing stock in Pyatt consists primarily of single-family homes and mobile homes scattered across the Ozark terrain, with no multi-family housing. Given a median home value of $105,900 (Source: https://www.bestplaces.net/housing/city/arkansas/pyatt), the housing is likely older, predominantly frame construction, and lacks historic districts or new subdivisions. This low median value suggests lower replacement costs and simpler roofing materials. (Source: https://www.zip-codes.com/zip-code/72672/zip-code-72672.asp)
Major local employers & who's hiring
- Ozark Mountain School District — Education Actively hiring
Local Pyatt businesses
A few businesses that call Pyatt home — independent of our agency.
- Allen Contracting Tree Service — Lawn Care, Tree Trimming
- Reed's Plumbing — Plumbing, HVAC, Septic, Excavation
Local landmarks & geography
- Crooked Creek — A local creek that contributes to flood risk for properties in its vicinity.
- Bull Shoals Lake — A large lake in the region, properties near its shores or tributaries may face flood risk.
- Buffalo National River — A significant river in the area, properties along its path or floodplains are susceptible to flood damage.
Local facts that shape your coverage
- The Pyatt, AR area has had 1 report of on-the-ground hail by trained spotters and has been under severe weather warnings 6 times during the past 12 months. Doppler radar has detected hail at or near Pyatt, AR on 64 occasions, including 3 occasions during the past year. — High
- Historical tornado activity in the Pyatt area is slightly below the Arkansas state average but 53% greater than the overall U.S. average. — High
- On May 26, 2024, a large tornado was reported to be likely impacting Pyatt, Arkansas, as part of severe storms that caused widespread power outages in the region. — High
- The population of Pyatt, Arkansas was 181 at the 2020 census. — Population data helps assess the overall size of the market and community for insurance planning.
- The median household income in Pyatt, Arkansas was $62,813. — Median household income provides insight into the economic capacity of residents, which can influence insurance purchasing power and coverage needs.
Local figures compiled from public sources: encyclopediaofarkansas.net · interactivehailmaps.com · city-data.com · arkansas.liveuamap.com · data.census.gov · simplyhired.com. Estimates — verify current details with the original source.
Insurance requirements in Arkansas
Arkansas is an at-fault (tort) state: every driver must carry liability insurance, and insurers must offer uninsured/underinsured-motorist coverage. Arkansas sits in a severe-weather corridor — tornadoes, large hail, and river/flash flooding are real exposures for homes, farms, and businesses. As an independent agency we shop multiple carriers to fit Arkansas's requirements and weather risk to your budget. Verify current state minimums with the Arkansas Insurance Department.
Pyatt, AR insurance — common questions
How much does insurance cost in Pyatt, AR?
Rates in Pyatt and Marion County depend on your home, vehicles, business, and the coverage you choose. As an independent agency we shop 80+ carriers to find your best price — start a quote or call 573-594-5148 for a real number.
Do you write insurance in Pyatt?
Yes. InsureToday24 (BNW Services LLC) is a licensed local agency serving Pyatt and all of AR — home, auto, farm, business, life, and more.
Can I get a quote in Pyatt today?
Absolutely. You can buy simple lines online in minutes, or book a quick consult — in person, over Zoom, or by phone — and we'll get you covered fast.