Published July 10, 2026 · 40 years in trucking & the trades
What we cover in Success
Pick a coverage to quote or buy — or book a consult and we'll sort it out together.
Why folks in Success choose a local agent
When you're in Success, Clay County, you get a real person who knows AR — not a 1-800 menu. Billy E. Whited is a licensed local agent shopping 80+ carriers to fit your home, vehicle, farm, or business, and can quote, bind, or sit down with you in person, over Zoom, or on the phone.
Nearby towns we also cover:
Insurance in Success: the local picture
Folks in Success, living right here in Clay County, know what it means to be part of a tight-knit community. With a population of just 98, we're a small town, and that means most of our insurance needs revolve around protecting our homes and families, not big commercial operations. Our median home value sits around $82,600, and a good chunk of our houses were built before 2000 – only about 4.2% are newer than that. This older housing stock means replacement cost coverage is crucial. You want to make sure your policy will truly cover rebuilding your home with today's costs, not just its market value, especially if we're looking at older construction types that might cost more to repair or replace. Living in Arkansas, we're no strangers to severe weather, and Success is right in the path for tornadoes. The historical activity here is right around the state average, so wind and hail damage are real concerns every spring. Your homeowner's policy needs to have robust coverage for these events. Don't assume you're safe just because you haven't been told you're in a 'flood zone.' Flood insurance is a separate policy, and it's a smart idea for anyone in Arkansas, especially with our unpredictable weather patterns. Ultimately, for our neighbors in Success, it's about making sure your home is fully protected from the elements we face year after year. Given the age of many homes, understanding your dwelling coverage for replacement cost is key. And with our tornado risk and general potential for flooding, having comprehensive wind/hail coverage and considering a separate flood insurance policy isn't just a recommendation—it's peace of mind for our little slice of Clay County.
Population: 98 (2020)
Housing in Success
The median home value in Success, AR (Zip Code 72470) is $82,600 (Source: https://www.bestplaces.net/housing/zip-code/arkansas/success/72470). The average home value in Clay County, AR is $108,607 (Source: https://www.zillow.com/home-values/89584/success-ar-72470/). Without this detailed information, implications for replacement cost/roof cannot be accurately determined.
Local landmarks & geography
- Current River — The Current River is located in northwestern Clay County near Success, posing a flood risk to properties in its vicinity.
- Tornado Activity — Success, AR experiences historical tornado activity that is near the Arkansas state average and 79% greater than the overall U.S. average, indicating a significant wind risk.
Local facts that shape your coverage
- The population of Success, Arkansas was 98 as of the 2020 United States Census. — Provides context about the size of the town.
- Historical tornado activity in the Success, AR area is near the Arkansas state average. — Directly indicates the local tornado hazard level.
- Arkansas experienced 60 tornadoes in 2025, significantly higher than the normal average of 37, highlighting the state's susceptibility to tornado activity. — Provides broader context for severe weather in the region where Success, AR is located.
- Success, AR had a population of 98 as of the 2020 census. — Indicates a very small town, influencing the focus on personal lines insurance needs rather than large commercial policies.
- Only 4.2% of the housing units in Success, AR were built after the year 2000, suggesting an older housing stock. — Older homes can have different replacement costs and maintenance considerations, making accurate dwelling coverage and understanding construction types important for homeowners insurance.
Local figures compiled from public sources: en.wikipedia.org · city-data.com · weather.gov · biggestuscities.com · habitatlandcompany.com. Estimates — verify current details with the original source.
Insurance requirements in Arkansas
Arkansas is an at-fault (tort) state: every driver must carry liability insurance, and insurers must offer uninsured/underinsured-motorist coverage. Arkansas sits in a severe-weather corridor — tornadoes, large hail, and river/flash flooding are real exposures for homes, farms, and businesses. As an independent agency we shop multiple carriers to fit Arkansas's requirements and weather risk to your budget. Verify current state minimums with the Arkansas Insurance Department.
Success, AR insurance — common questions
How much does insurance cost in Success, AR?
Rates in Success and Clay County depend on your home, vehicles, business, and the coverage you choose. As an independent agency we shop 80+ carriers to find your best price — start a quote or call 573-594-5148 for a real number.
Do you write insurance in Success?
Yes. InsureToday24 (BNW Services LLC) is a licensed local agency serving Success and all of AR — home, auto, farm, business, life, and more.
Can I get a quote in Success today?
Absolutely. You can buy simple lines online in minutes, or book a quick consult — in person, over Zoom, or by phone — and we'll get you covered fast.