Published July 28, 2026 · 40 years in trucking & the trades
What we cover in Sunset
Pick a coverage to quote or buy — or book a consult and we'll sort it out together.
Why folks in Sunset choose a local agent
When you're in Sunset, Crittenden County, you get a real person who knows AR — not a 1-800 menu. Billy E. Whited is a licensed local agent shopping 80+ carriers to fit your home, vehicle, farm, or business, and can quote, bind, or sit down with you in person, over Zoom, or on the phone.
Nearby towns we also cover:
Insurance in Sunset: the local picture
Living here in Sunset, we know a thing or two about keeping our property safe, especially with the weather we get. Hail and strong winds are no strangers to us, and we've even seen an EF-1 tornado rip through here back in 2021. That means for homeowners and folks renting, having solid coverage for wind and hail damage isn't just a suggestion—it's a must. Make sure your homeowner's policy has robust dwelling and personal property coverage, and if you're renting, renter's insurance is key to protect your belongings from those unexpected storms.
Our local economy has some big players that need specialized coverage too. With Bunge Global and Riceland Foods operating nearby, we're talking about major agribusiness, food processing, and grain handling. These businesses need comprehensive property insurance for their facilities and equipment, product liability for what they produce, and solid commercial auto policies for their fleets moving goods. The BNSF Intermodal Facility is a hub for logistics, so businesses involved there really need cargo and commercial auto coverage. Then you've got Baptist Memorial Hospital-Crittenden, which needs more than just property insurance; they're looking at professional liability and cyber coverage to protect patient data. Even the West Memphis School District and Star Manufacturing Co. have unique needs, from general liability to workers' compensation.
And let's not forget State Highway 77 running through town. It's a busy stretch, and with people commuting to work at places like the hospital or the school district, having good auto insurance is paramount. Comprehensive coverage on your vehicles is especially important given our history with hail. We're a tight-knit community, and making sure everyone's covered for the specific risks we face here in Sunset just makes good sense.
Population: 185 (2020 (estimated))
Housing in Sunset
However, most residents in Sunset rent their homes, and the area has a suburban-rural mix feel. This suggests a varied housing stock without dominant new developments or a uniform age. (Source: https://www.niche.com/places-to-live/sunset-crittenden-ar/)
Major local employers & who's hiring
- West Memphis School District — Education Actively hiring
- Bunge — Agricultural/Grain Processing Actively hiring
- Baptist Memorial Hospital-Crittenden — Healthcare Actively hiring
- Star Manufacturing Co — Manufacturing Actively hiring
- Riceland Foods — Agricultural/Grain Processing Actively hiring
Local landmarks & geography
- BNSF Intermodal Facility — Industrial operation, potential for increased truck traffic, noise, and specific industrial risks. Could affect property values nearby.
- State Highway 77 — Proximity to a state highway can affect property value, accessibility, and noise levels.
Local facts that shape your coverage
- As of the ACS 2024 5-year estimates, Sunset, AR has a population of 153. — Demographic information, population size.
- The median age in Sunset, AR is 39.5 years, which is about 10 percent higher than the Memphis, TN-MS-AR Metro Area. — Demographic information, age distribution.
- Sunset, AR has experienced hail events, with historical hail maps available for the area. — Severe weather hazard.
- The town covers a land area of 0.3 square miles, with a population density of 582.3 people per square mile. — Geographic and demographic context.
- As of the latest data, Sunset, AR has a population of 185 residents. — Provides demographic context for the community and potential insurance market size.
- An EF-1 tornado touched down in Sunset, AR on October 15, 2021, causing damage. — Directly confirms a significant weather risk, highlighting the need for comprehensive wind and hail coverage in insurance policies.
Local figures compiled from public sources: censusreporter.org · interactivehailmaps.com · nwahomepage.com · en.wikipedia.org · mapquest.com · wreg.com. Estimates — verify current details with the original source.
Insurance requirements in Arkansas
Arkansas is an at-fault (tort) state: every driver must carry liability insurance, and insurers must offer uninsured/underinsured-motorist coverage. Arkansas sits in a severe-weather corridor — tornadoes, large hail, and river/flash flooding are real exposures for homes, farms, and businesses. As an independent agency we shop multiple carriers to fit Arkansas's requirements and weather risk to your budget. Verify current state minimums with the Arkansas Insurance Department.
Sunset, AR insurance — common questions
How much does insurance cost in Sunset, AR?
Rates in Sunset and Crittenden County depend on your home, vehicles, business, and the coverage you choose. As an independent agency we shop 80+ carriers to find your best price — start a quote or call 573-594-5148 for a real number.
Do you write insurance in Sunset?
Yes. InsureToday24 (BNW Services LLC) is a licensed local agency serving Sunset and all of AR — home, auto, farm, business, life, and more.
Can I get a quote in Sunset today?
Absolutely. You can buy simple lines online in minutes, or book a quick consult — in person, over Zoom, or by phone — and we'll get you covered fast.