Insurance in Alicia, AR: Local Risks, Economy & Coverage Guide
Licensed insurance agent, BNW Services LLC · 40 years in trucking & the trades
Here's the local picture for insurance in Alicia, Arkansas — the real economic, weather, and property factors that shape your coverage, from a licensed local agent who shops 69+ carriers.
The Alicia economy & who needs coverage
Primarily agricultural, with Lawrence County's largest industries being Manufacturing, Retail Trade, and Health Care & Social Assistance.
Weather & flood risk in Alicia
High risk for severe thunderstorms, tornadoes, and hail, consistent with regional Arkansas weather patterns. Flood risk is present, but specific local data is limited.
Local facts that affect Alicia insurance
- As of the 2020 census, Alicia, Arkansas, had a population of 143 residents. — Population density impacts insurance risk pooling and market size.
- In Lawrence County, AR, where Alicia is located, the largest industries are Manufacturing, Retail Trade, and Health Care & Social Assistance. — Economic base indicates types of commercial insurance needs (e.g., property, liability, workers' compensation) in the surrounding area.
- Arkansas is highly susceptible to severe weather, including tornadoes. The National Weather Service in Little Rock reports significant tornado activity in the state, with 60 tornadoes in 2025 compared to a normal of 37. — Elevated risk for property damage from wind and hail, increasing demand for comprehensive property and casualty insurance.
What this means for your coverage
Given Alicia's small population, insurance providers should consider the broader Lawrence County economic profile for commercial lines. The significant severe weather risk in Arkansas, particularly from tornadoes and hail, highlights the critical need for robust property and casualty coverage for both residential and commercial properties in Alicia and the surrounding county.
Get covered in Alicia
We're an independent agency — we compare 69+ carriers to fit Alicia's risks to your budget. See Alicia, AR insurance & get a quote → or call 573-594-5148.
Sources: en.wikipedia.org · datausa.io · weather.gov