Blue Eye, AR Insurance Guide — Local Risks & Coverage
Licensed insurance agent, BNW Services LLC · 40 years in trucking & the trades
Here's the local picture for insurance in Blue Eye, Arkansas — the real employers, geography, housing, and weather that shape your coverage, from a licensed local agent who shops 69+ carriers.
Insurance in Blue Eye: a local agent's take
Living here in Blue Eye, you know most folks are making the drive out to the Tyson plants in Green Forest or Berryville. That daily commute means your auto insurance needs to be rock-solid, not just for the typical fender-bender but for comprehensive coverage against the unexpected. On the home front, with a lot of older places, and quite a few frame or manufactured homes common in the Ozarks, fire coverage is a big deal. You've got to make sure your homeowner's policy is up-to-date, covering the actual cost to rebuild, and if you’re in a manufactured home, you’ll want a policy specifically tailored for that, not a standard homeowner's plan. Those older homes might also need a look at their electrical and plumbing systems, which can sometimes impact coverage or premiums if they’re not up to snuff.
The Blue Eye economy & who needs coverage
The local job base for Blue Eye residents primarily consists of employment at Tyson poultry plants located in nearby Green Forest and Berryville within Carroll County, indicating a reliance on the regional poultry industry. (Source: https://encyclopediaofarkansas.net/entries/blue-eye-7094/)
Local landmarks & geography
- Table Rock Lake — Properties near Table Rock Lake are subject to flood risk due to their proximity to a large body of water. Water levels can fluctuate, impacting property and structures in low-lying areas. The lake also presents wind risk for structures directly on the shoreline during storms.
- Bull Shoals Lake — Properties near Bull Shoals Lake face flood risk, especially during periods of heavy rainfall and high water levels. This can lead to property damage and increased insurance premiums for flood coverage. The lake's expansive surface can also contribute to higher wind exposure for nearby properties.
- Cricket Creek Campground (US Forest Service) — Located on Table Rock Lake, this campground implies significant wooded areas nearby. Properties in or adjacent to heavily wooded areas may have increased wildfire risk. Proximity to the lake also contributes to flood and wind risk for nearby structures.
- Arkansas Highway 14 — As a state highway, it provides primary access to and through the area. Properties directly adjacent to or very near major highways can be exposed to higher noise levels, potential for traffic-related accidents, and may have different property values compared to those in more secluded areas. Accessibility for emergency services is generally good.
- Arkansas Highway 125 — Connecting to Highway 14 and leading to Peel Ferry on Bull Shoals Lake, this highway serves as a key transportation route. Similar to Highway 14, properties along this route may experience varying property values, noise, and potential for traffic incidents. Its role in accessing Bull Shoals Lake also means properties along it may be indirectly affected by lake-related activities and risks.
Housing stock in Blue Eye
Specific detailed information on the typical age, construction type (brick/frame/manufactured), or the presence of historic districts or new subdivisions for Blue Eye, AR, is not readily available through public web searches, likely due to the town's very small population. The median price for vacant for-sale houses and condos in Carroll County was $205,436 in 2023. Given its rural nature and small size, the housing stock is likely a mix of older, potentially frame or manufactured homes, common in small Ozark communities. (Source for county median price: https://www.city-data.com/housing/houses-Blue-Eye-Arkansas.html)
Weather & flood risk in Blue Eye
Blue Eye, AR, located in Carroll County, is situated in an area of northern Arkansas that experiences a marginal risk (level 1 of 5) for severe thunderstorms, with primary threats including damaging wind gusts and large hail. The county is also subject to National Weather Service warnings and advisories for tornadoes.
Blue Eye, AR, being part of Carroll County, has a measurable flood risk. Organizations like the First Street Foundation assess flood risk for properties in the county, and the area is subject to National Weather Service advisories for flash floods.
Local facts that affect Blue Eye insurance
- Carroll County, Arkansas, which includes Blue Eye, is in an area prone to severe thunderstorms, with damaging wind gusts and large hail identified as primary threats. — High
- The National Weather Service issues warnings, watches, and advisories for Carroll County, AR, covering various severe weather phenomena including thunderstorms, tornadoes, and hail. — High
- First Street Foundation provides high-resolution, interactive flood maps and assesses flood risk for properties within Carroll County, AR. — High
- Blue Eye, AR, had a population of 46 residents in 2020, with an estimated population of 33 as of 2024. — A very small population often correlates with specific housing types and community dynamics that influence insurance needs and availability.
Get covered in Blue Eye
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Sources: encyclopediaofarkansas.net · weather.gov · localconditions.com · firststreet.org · en.wikipedia.org · cricketcreek.com · lakelubbers.com · recreation.gov · en.wikipedia.org · openroadarchive.com