Scranton, AR Insurance Guide — Local Risks & Coverage
Licensed insurance agent, BNW Services LLC · 40 years in trucking & the trades
Here's the local picture for insurance in Scranton, Arkansas — the real employers, geography, housing, and weather that shape your coverage, from a licensed local agent who shops 80+ carriers.
Insurance in Scranton: a local agent's take
Folks in Scranton, we know our community is tight-knit, with a median household income of $82,750, making it a place where families can thrive. Many of us work right here at the Scranton School District or with farm equipment at Ross Rogers Equipment Company. Given our local economy, protecting personal assets and business operations is key. For our local businesses like Allen Contracting Tree Service, proper liability and property insurance are non-negotiable, especially with the weather we get. Homeowners, with our affordable housing, it's wise to ensure your policies are up-to-date and reflect current replacement costs, not just market value, to protect your investment.
The Scranton economy & who needs coverage
The local job base in Scranton, Arkansas, is characterized by a median household income of $82,750. The area, part of South Logan County, offers business opportunities and affordable living, benefiting from convenient access to a larger regional market while retaining a small-town environment. (Source: https://data.census.gov/profile?g=160XX00US0562960, https://nobulldiamonds.com/)
Major employers & who's hiring in Scranton
- Scranton School District — Education (hiring)
- Ross Rogers Equipment Company — Agricultural Equipment Sales/Service
Local businesses in Scranton
A few local businesses that make Scranton what it is — independent of our agency.
- Allen Contracting Tree Service — Tree Service, Sod Installation
Local landmarks & geography
- Arkansas River / Lake Dardanelle — Proximity to Scranton, AR; potential for flood risk from the river and lake.
- Scranton Area (General Geography) — Historical tornado activity is 88% greater than the overall U.S. average, indicating higher wind risk for the area.
- Arkansas Highway 197 (Main Street) — Major state highway passing through town, affecting accessibility and potential for traffic-related incidents; can influence property value.
- Arkansas Highway 109 (5th Street) — Major state highway passing through town, affecting accessibility and potential for traffic-related incidents; can influence property value.
- Scranton City Park — Local park, can enhance nearby property values due to amenities and green space.
Housing stock in Scranton
Housing in Scranton, Arkansas, is noted for its affordability. (Source: https://nobulldiamonds.com/)
Weather & flood risk in Scranton
Scranton, AR experiences frequent severe weather, including hail events and a risk of tornadoes and damaging winds. The area has been under numerous severe weather warnings in the past year, indicating a consistent threat.
Scranton, AR has a notable flood risk, evidenced by recent flood watches issued for the area.
Local facts that affect Scranton insurance
- Scranton, AR has had 1 report of on-the-ground hail by trained spotters. — High
- Scranton, AR has been under severe weather warnings 36 times during the past 12 months. — High
- Doppler radar has detected hail at or near Scranton, AR on 65 occasions, including 4 occasions during the past year. — High
- A recent severe weather outbreak brought severe hail, damaging winds, and several tornadoes to the Scranton, AR area. — High
- Scranton, AR experiences frequent severe weather, including hail events and a risk of tornadoes and damaging winds, with numerous severe weather warnings issued in the past year. — High risk for property damage, necessitating robust homeowner, auto, and business property insurance with comprehensive coverage for wind, hail, and tornado damage.
- Scranton, AR has a notable flood risk, evidenced by recent flood watches issued for the area. — Homeowners and businesses should consider flood insurance, as standard property insurance policies typically do not cover flood damage.
- The Scranton School District employs more than 70 educators and staff. — Highlights a significant local employer, underscoring the importance of workers' compensation and commercial liability insurance for the district.
- Ross Rogers Equipment Company, located on N. Hwy 109, specializes in the sale of hay, cattle, and poultry equipment. — Indicates a need for specialized commercial insurance, including property, liability, and equipment breakdown coverage, especially for businesses handling large machinery.
- Allen Contracting Tree Service provides landscaping and outdoor engineering solutions in Scranton, AR. — Emphasizes the need for robust general liability insurance, workers' compensation, and potentially inland marine coverage for tools and equipment, given the nature of tree service and landscaping work.
- Scranton, AR, had a population of 224 at the 2010 census. — Provides context for the size of the community, influencing the scale and specific needs for local insurance services.
- The median household income in Scranton, Arkansas, is $82,750. — Indicates a stable economic environment, suggesting residents have the means to invest in comprehensive insurance coverage for their homes, vehicles, and personal assets.
Get covered in Scranton
We're an independent agency — we compare 80+ carriers to fit Scranton's risks to your budget. See Scranton, AR insurance & get a quote → or call 573-594-5148.
Sources: data.census.gov · interactivehailmaps.com · nwahomepage.com · wunderground.com · en.wikipedia.org · rossrogersequipment.com · scranton-ar.jcallencontracting.com · en.wikipedia.org · indeed.com · city-data.com