Englewood, CO Insurance Guide — Local Risks & Coverage
Licensed insurance agent, BNW Services LLC · 40 years in trucking & the trades
Here's the local picture for insurance in Englewood, Colorado — the real employers, geography, housing, and weather that shape your coverage, from a licensed local agent who shops 80+ carriers.
The Englewood economy & who needs coverage
Englewood, CO's economy in 2024 shows an employed population of 21,242, a median household income of $86,800, and a median property value of $572,900. The poverty rate stands at 7.7%.
Local businesses in Englewood
A few local businesses that make Englewood what it is — independent of our agency.
- Sinclair Gas Station — c-store
- Shell — c-store
- Conoco — c-store
- Exxon — c-store
- Bank of America ATM — financial
- U.S. Bank Branch — financial
- Coinstar Kiosk — financial
- Community Banks of Colorado — financial
- Arapahoe Credit Union — financial
- Chase Bank — financial
- Better Profit Solutions Inc. No. 6 — financial
- RockItCoin Bitcoin ATM — financial
Weather & flood risk in Englewood
Englewood, CO experiences significant severe weather risk, particularly from hail, with 31 on-the-ground hail reports and 87 Doppler radar detections recorded (4 in the past year). The area was under severe weather warnings 7 times in the past 12 months. Additionally, properties face a risk of flooding.
Local facts that affect Englewood insurance
- The City of Englewood, CO had a population of 33,659 as of the 2020 United States Census. — Provides a baseline demographic for understanding the community size and potential insurance market.
- Englewood, CO's median household income was $86,800 in 2024. — Indicates economic stability and purchasing power of residents, influencing demand for various insurance products and ability to afford premiums.
- The median property value in Englewood, CO reached $572,900 in 2024. — High property values imply higher replacement costs for property insurance and increased liability exposures.
- Englewood, CO has a history of significant hail activity, with 31 on-the-ground hail reports and 87 Doppler radar detections, including 4 in the past year. — Indicates a high risk for property damage claims, particularly for roofs and vehicles, necessitating robust property and auto insurance.
- The Englewood, CO area was under severe weather warnings 7 times in the past 12 months. — Highlights frequent exposure to hazardous weather conditions, increasing the likelihood of various weather-related claims (wind, hail, potential flooding).
- Properties in Englewood, CO are identified by First Street Foundation as having a risk of flooding. — Crucial for flood insurance considerations, property damage assessment, and risk management strategies.
What this means for your coverage
Englewood's substantial median property values suggest higher replacement costs for property insurance. The frequent severe weather warnings and documented hail activity point to an elevated risk for property damage claims, emphasizing the need for comprehensive coverage. Additionally, the identified flood risk requires careful consideration for flood insurance to protect assets in the area.
Get covered in Englewood
We're an independent agency — we compare 80+ carriers to fit Englewood's risks to your budget. See Englewood, CO insurance & get a quote → or call 573-594-5148.
Sources: census.gov · datausa.io · interactivehailmaps.com · firststreet.org