Montrose, CO Insurance Guide — Local Risks & Coverage
Licensed insurance agent, BNW Services LLC · 40 years in trucking & the trades
Here's the local picture for insurance in Montrose, Colorado — the real employers, geography, housing, and weather that shape your coverage, from a licensed local agent who shops 80+ carriers.
The Montrose economy & who needs coverage
Healthcare (Montrose Regional Health is the second-largest employer in Montrose County with over 700 employees).
Major employers & who's hiring in Montrose
- CSU Cooperative Extension Services — government
- Floor Covering Warehouse — shopping
- Sportsman's Warehouse — shopping
- Outdoor Cover Warehouse — furniture store
- Bureau of Reclamation Oak Grove Warehouse — government
- Coffee Trader Roasting Plant and Warehouse — office
- Rhinehart Oil - Warehouse — warehouse
- Montrose Implement and Motorsports — ag-commercial
Local businesses in Montrose
A few local businesses that make Montrose what it is — independent of our agency.
- CSU Cooperative Extension Services — ag-commercial
- Floor Covering Warehouse — ag-commercial
- Sportsman's Warehouse — ag-commercial
- Outdoor Cover Warehouse — ag-commercial
- Rhinehart Oil - Warehouse — ag-commercial
- Montrose Implement and Motorsports — ag-commercial
- Western Implement Co — ag-commercial
- Kroger Fuel Center — c-store
- City Market Fuel Center — c-store
- Additech — c-store
- Producers Coop — c-store
- Parish Oil Gas Station — c-store
Weather & flood risk in Montrose
The Montrose, CO area has had 1 report of on-the-ground hail by trained spotters in the past 12 months, and Doppler radar has detected hail on 3 occasions. First Street Foundation provides high-resolution, interactive flood maps and risk assessment for properties in Montrose, CO, indicating the presence of flood risk.
Local facts that affect Montrose insurance
- Montrose, CO had a population of 20,291 at the 2020 United States Census. — High
- Montrose Regional Health is the second-largest employer in Montrose County, with more than 700 employees. — High
- The Montrose, CO area has had 1 report of on-the-ground hail by trained spotters in the past 12 months, and Doppler radar has detected hail at or near Montrose, CO on 3 occasions. — High
- First Street Foundation provides high-resolution, interactive flood maps and risk assessment for properties in Montrose, CO. — High
What this means for your coverage
Montrose, CO, with a growing population and a significant healthcare employer like Montrose Regional Health, presents a stable market for various insurance products. However, insurers should note the documented hail activity and utilize First Street Foundation data to accurately assess and price flood risks for properties within the city.
Get covered in Montrose
We're an independent agency — we compare 80+ carriers to fit Montrose's risks to your budget. See Montrose, CO insurance & get a quote → or call 573-594-5148.
Sources: en.wikipedia.org · montrosehealth.com · interactivehailmaps.com · firststreet.org