Athol, KS Insurance Guide — Local Risks & Coverage
Licensed insurance agent, BNW Services LLC · 40 years in trucking & the trades
Here's the local picture for insurance in Athol, Kansas — the real employers, geography, housing, and weather that shape your coverage, from a licensed local agent who shops 80+ carriers.
The Athol economy & who needs coverage
Given its location in rural Kansas, the economy is likely agricultural.
Major employers & who's hiring in Athol
- City of Athol — Government
- USD 237 Smith Center Public Schools — Education
Local landmarks & geography
- Home on the Range Cabin — A historic landmark located in Athol, Kansas, which may contribute to local tourism and potentially influence property values in its immediate vicinity due to historical significance.
- U.S. Highway 36 — A major east-west highway that passes through Athol, Kansas, affecting property accessibility, potential for increased traffic noise, and accident risk for properties adjacent to the highway.
- Lovewell State Park / Lovewell Reservoir — Located near Athol, Kansas (in northern Jewell County), the Lovewell Reservoir presents a potential flood risk for properties in downstream or low-lying areas. The state park offers recreational value, which could indirectly affect property values in the broader region.
Housing stock in Athol
Smith County, where Athol is located, has an average home value of $89,701 (Zillow, https://www.zillow.com/home-values/28209/athol-ks/).
Weather & flood risk in Athol
Athol, Kansas, located in Smith County, is situated within a region prone to severe weather, including a high likelihood of thunderstorms, hail, and tornadoes, particularly during the spring and summer months, typical for the Great Plains.
Local facts that affect Athol insurance
- As of the 2020 census, the population of Athol, Kansas was 41. — Provides demographic context for the town.
- Athol, KS experiences hot, humid summers with average July high temperatures around 90°F (32°C) and cold, dry winters with average January low temperatures around 14°F (-10°C). — Indicates general climate patterns influencing weather events.
- The area receives an average annual precipitation of approximately 27 inches (686 mm), with the wettest months typically being May and June. — Highlights periods of higher rainfall, which can contribute to flood risk.
Get covered in Athol
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Sources: worldpopulationreview.com · en.wikipedia.org · weather-atlas.com · simple.wikipedia.org · homeontherangecabin.com · en.wikipedia.org · travelks.com