Matfield Green, KS Insurance Guide — Local Risks & Coverage
Licensed insurance agent, BNW Services LLC · 40 years in trucking & the trades
Here's the local picture for insurance in Matfield Green, Kansas — the real employers, geography, housing, and weather that shape your coverage, from a licensed local agent who shops 80+ carriers.
Insurance in Matfield Green: a local agent's take
Living here in Matfield Green, we see firsthand how the unique blend of our environment and economy shapes our insurance needs. The frequent severe weather, with those 80 hail detections and numerous warnings over the past year, means your roof – whether it's asphalt shingle or metal, on an old frame house or a newer manufactured home – is constantly put to the test. Robust homeowners and commercial property policies with appropriate wind and hail deductibles aren't just a good idea; they're essential. And with the National Weather Service regularly issuing flash flood warnings, especially with systems like 'Priscilla's moisture' rolling through, separate flood insurance isn't something to overlook. Our historic homes, like the Matfield Station section house, also carry higher replacement costs due to their specialized materials and craftsmanship, demanding coverage that truly reflects their value, not just basic market rates.
The Matfield Green economy & who needs coverage
The local job base is rooted in the historic ranching industry of the Flint Hills (https://www.maaa.org/news/the-kansas-town-thats-become-a-mecca-for-contemporary-art/). Love's Travel Stops & Country Stores provides employment due to its location on the Kansas Turnpike (https://jobs.loves.com/job/Matfield-Green-Love's-Travel-Stops-Hiring-Event-KS-66842/[REDACTED:us_phone]/), and the town is also developing as a center for contemporary art and tourism (https://www.maaa.org/news/the-kansas-town-thats-become-a-mecca-for-contemporary-art/).
Major employers & who's hiring in Matfield Green
- Love's Travel Stop — Retail, Hospitality, Fuel Services (hiring)
- The School for Rural Culture and Creativity — Arts, Culture, Education (Non-profit)
Local businesses in Matfield Green
A few local businesses that make Matfield Green what it is — independent of our agency.
- Pioneer Bluffs — Farm/Cultural Center
Local landmarks & geography
- Pioneer Bluffs — As a National Register Historic District, properties within or near Pioneer Bluffs may be subject to specific preservation guidelines, impacting renovation costs, property valuations, and potentially requiring specialized historic property insurance coverage.
- Tallgrass Prairie National Preserve — Proximity to a large natural preserve like the Tallgrass Prairie National Preserve can influence property values (due to scenic value and potential conservation easements) and expose nearby properties to natural risks such as wildfires.
- Interstate 35 (I-35) — The presence of a major interstate highway like I-35, particularly with a service area nearby, affects property values due to accessibility for commerce and travel, but also introduces considerations such as noise pollution and increased traffic-related risks.
Housing stock in Matfield Green
The housing stock includes historic structures, such as the Matfield Station section house built in 1924 (https://legendsofkansas.com/flint-hills-scenic-byway/) and other older homes, likely frame construction, given the region (https://www.airbnb.com/rooms/23001375). Manufactured and modular homes are also available, representing newer construction options (https://www.manufacturedhomes.com/city/Matfield-Green/Kansas/). Older, historic homes would typically involve higher replacement costs due to specialized materials and craftsmanship, while manufactured homes generally have different, often lower, replacement costs. Roofs would commonly be asphalt shingle or metal for both older and newer homes.
Weather & flood risk in Matfield Green
Matfield Green, KS experiences a notable frequency of severe weather, with 19 severe weather warnings in the past 12 months and hail detected on 80 occasions by Doppler radar, according to Interactive Hail Maps.
The area is subject to flash flood risk, with the National Weather Service issuing warnings and advisories for such events, and regional weather patterns, like those associated with 'Priscilla's moisture,' can elevate this risk.
Local facts that affect Matfield Green insurance
- Matfield Green, KS has experienced 19 severe weather warnings in the past 12 months. — High
- Doppler radar has detected hail at or near Matfield Green, KS on 80 occasions. — High
- Matfield Green, KS is subject to severe weather warnings, watches, and advisories from the National Weather Service, including for flash floods. — High
- Regional weather patterns can contribute to an increased flash flood risk in the Matfield Green, KS area. — Medium
- Matfield Green had a population of 49 inhabitants in 2020. — Population size can influence the availability and pricing of certain insurance products, as well as the overall risk pool for a community.
- Matfield Green, KS, experienced hail detected on 80 occasions by Doppler radar in the past 12 months, along with 19 severe weather warnings. — High frequency of hail and severe weather directly impacts property insurance, particularly for roofs and structures, necessitating comprehensive coverage and appropriate deductibles.
Get covered in Matfield Green
We're an independent agency — we compare 80+ carriers to fit Matfield Green's risks to your budget. See Matfield Green, KS insurance & get a quote → or call 573-594-5148.
Sources: interactivehailmaps.com · localconditions.com · accuweather.com · no.wikipedia.org · travelks.com · travelks.com · travelks.com · roadnow.com