Burlison, TN Insurance Guide — Local Risks & Coverage
Licensed insurance agent, BNW Services LLC · 40 years in trucking & the trades
Here's the local picture for insurance in Burlison, Tennessee — the real employers, geography, housing, and weather that shape your coverage, from a licensed local agent who shops 69+ carriers.
Insurance in Burlison: a local agent's take
Folks in Burlison know that protecting their homes is serious business, especially with our median housing stock being around 34.6 years old. That means many roofs, plumbing, and electrical systems are getting up there in age, making comprehensive home insurance critical. Given that West Tennessee, including Burlison, often sees severe weather—damaging winds, hail, and tornadoes are real threats—having solid coverage for wind and hail damage isn't just a good idea, it's essential. And let's not forget the Unnamed Creeks and Drainage Ditches; properties here face a genuine risk of flooding, so a separate flood insurance policy through the National Flood Insurance Program is a must-have to truly protect your investment, beyond what a standard homeowner's policy covers.
The Burlison economy & who needs coverage
The economy of Burlison, TN, employs 172 people, with the most common sectors being manufacturing, retail trade, and healthcare and social assistance. The highest-paying industries are utilities, public administration, and transportation and warehousing. (Source: https://datausa.io/profile/geo/burlison-tn/)
Major employers & who's hiring in Burlison
- Tipton County School District — Education (hiring)
Local landmarks & geography
- Unnamed Creeks and Drainage Ditches — Small water bodies contribute to localized flood risk, particularly in a rural setting. Burlison has 0.10 square miles of water area.
- US Highway 51 — A major federal highway running through Tipton County, accessible from Burlison. Proximity to a major highway increases traffic volume and potential for vehicle-related incidents, which can affect property insurance rates for nearby properties.
- Burlison Cotton Gin — A local agricultural processing plant. Industrial operations can affect surrounding property values and may pose specific risks (e.g., fire, dust, noise) that could influence insurance considerations for nearby residences.
Housing stock in Burlison
The median age of Burlison's housing stock is 34.6 years, with significant construction periods between 1980-1989 and 2000-2009. The median property value is $172,700. Specific data on the prevalence of brick, frame, or manufactured homes, as well as the existence of historic districts or new subdivisions, was not explicitly found in the search results. Given the age distribution, homes would likely require typical maintenance for structures of this age, including potential roof replacement depending on original materials and prior upkeep. (Source: https://datausa.io/profile/geo/burlison-tn/)
Weather & flood risk in Burlison
Burlison, TN, located in West Tennessee, is frequently subject to an enhanced threat of severe weather, including damaging winds, hail, and tornadoes.
Properties in Burlison, TN face a risk of flooding, with detailed flood maps and climate risk reports available from First Street Foundation to assess specific property risks.
Local facts that affect Burlison insurance
- West Tennessee, which includes Burlison, is often designated as an 'enhanced' threat area for severe weather events such as damaging winds, hail, and tornadoes. — Directly indicates the general severe weather threat for the region where Burlison is located.
- First Street Foundation provides a 'Flood Map and Climate Risk Report' specifically for Burlison, TN, detailing flood risk for properties within the town. — Confirms the existence of documented flood risk for Burlison and provides a resource for detailed information.
- The town of Burlison had a population of 367 as of the 2020 census. — Population size influences community risk profiles and the scale of local businesses.
- Crestview Middle School, part of the Tipton County School District in Burlison, serves 502 students. — The school district is a major local employer and institution, requiring robust commercial insurance, liability, and property coverage.
Get covered in Burlison
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Sources: datausa.io · tennessean.com · firststreet.org · en.wikipedia.org · niche.com · k12jobspot.com · zip-codes.com · yellowpages.com