Published June 23, 2026 · 40 years in trucking & the trades
What we cover in Erie
Pick a coverage to quote or buy — or book a consult and we'll sort it out together.
Why folks in Erie choose a local agent
When you're in Erie, Weld County, you get a real person who knows CO — not a 1-800 menu. Billy E. Whited is a licensed local agent shopping 69+ carriers to fit your home, vehicle, farm, or business, and can quote, bind, or sit down with you in person, over Zoom, or on the phone.
Nearby towns we also cover:
Insurance in Erie: the local picture
Erie, CO presents a dynamic insurance market due to its rapid population growth and significant exposure to natural perils. Insurers should note the high frequency of hail events, particularly during the late spring and summer months, which drives property claims. Additionally, identified flood risks mean that flood insurance is a relevant consideration for property owners in the area.
Population: 30038 (2020)
- The Town of Erie's population was 30,038 at the 2020 United States Census, representing a 65.64% increase since the 2010 Census. — Population growth can indicate expanding housing markets and increased demand for property insurance.
- Major employers in Erie proper include the Town of Erie, Magnum Plastics, and Safeway. — Key employers provide economic stability, impacting commercial insurance needs and employment-related risks.
- The Erie, CO area has had 30 reports of on-the-ground hail by trained spotters and 81 occasions of radar-detected hail, including 5 in the past year. — Frequent hail events indicate a high risk for property damage, directly affecting homeowners and auto insurance claims.
- Erie, CO has experienced 25 hail events of 1 inch or greater in diameter over the last 10 years, with the peak season between May and July. — This specific data point highlights the severity and seasonality of hail risk, crucial for underwriting and risk assessment.
- Properties in Erie, CO have identified flood risk, with detailed interactive flood maps available from the First Street Foundation. — Flood risk necessitates flood insurance considerations for property owners, especially in identified high-risk zones.
Local figures compiled from public sources: en.wikipedia.org · northerncolorado.co · interactivehailmaps.com · hailindex.com · firststreet.org. Estimates — verify current details with the original source.
Insurance requirements in Colorado
Colorado is an at-fault (tort) state: every driver must carry liability insurance, and insurers must offer uninsured/underinsured-motorist coverage. Colorado leads the nation in hail damage along the Front Range, and large stretches of the state carry real wildfire exposure — so roof condition, replacement-cost dwelling limits, and wildfire mitigation weigh heavily for homeowners. As an independent agency we shop multiple carriers to fit Colorado's requirements and hail/wildfire risk to your budget. Verify current state minimums with the Colorado Division of Insurance.
Erie, CO insurance — common questions
How much does insurance cost in Erie, CO?
Rates in Erie and Weld County depend on your home, vehicles, business, and the coverage you choose. As an independent agency we shop 69+ carriers to find your best price — start a quote or call 573-594-5148 for a real number.
Do you write insurance in Erie?
Yes. InsureToday24 (BNW Services LLC) is a licensed local agency serving Erie and all of CO — home, auto, farm, business, life, and more.
Can I get a quote in Erie today?
Absolutely. You can buy simple lines online in minutes, or book a quick consult — in person, over Zoom, or by phone — and we'll get you covered fast.