Published June 18, 2026 · 40 years in trucking & the trades
What we cover in Burrton
Pick a coverage to quote or buy — or book a consult and we'll sort it out together.
Why folks in Burrton choose a local agent
When you're in Burrton, Harvey County, you get a real person who knows KS — not a 1-800 menu. Billy E. Whited is a licensed local agent shopping 80+ carriers to fit your home, vehicle, farm, or business, and can quote, bind, or sit down with you in person, over Zoom, or on the phone.
Nearby towns we also cover:
Insurance in Burrton: the local picture
Living here in Burrton, we know our homes and businesses face unique challenges that really shape our insurance needs. With nearly half our homes built before 1939, like many along North Main Street, property owners absolutely need to think about more than just market value. Replacement costs for roofs, plumbing, electrical, and HVAC systems in these older structures can be significantly higher, making robust dwelling coverage and ordinance or law coverage critical. You don't want to be caught short when an old system needs to be brought up to current code after a claim.
Then there's the weather. We're no strangers to severe storms, whether it's the hail and wind we saw on March 5, 2026, or the ever-present tornado threat that keeps us watching the skies. This means homeowners and commercial property policies need to have adequate wind and hail deductibles, and for those of us on the road, comprehensive coverage for vehicles is a must. And with the Arkansas River nearby, understanding our flood risk is paramount. While standard policies won't cover it, separate flood insurance is a smart move for anyone in a low-lying area, easily checkable through the Kansas Floodplain Viewer.
For our local businesses, the coverage needs are just as specific. Burrton USD 369 requires comprehensive liability and property coverage, while Farmers Co-Op Elevator and Prairie Pork Producers need specialized property protection for their grain, equipment, and livestock, alongside general liability and workers' compensation. TGT Petroleum Corp, as a petroleum products manufacturer, faces significant environmental and pollution liability concerns that demand specialized policies. Even Legitimate Electric LLC and The Barn need proper general liability, commercial auto (especially with I-135 running through), and workers' comp to protect against the everyday risks of doing business in our community.
Population: 861 (2020)
Housing in Burrton
Burrton's housing stock is predominantly older, with 46.9% of homes built in 1939 or earlier. The housing consists mainly of single-family homes (90.7%), with very limited new construction (only 2.7% of homes built after 2000). The older age of the housing stock implies that many homes may require significant investment for replacement costs for roofs and other major systems like plumbing, electrical, and HVAC. Source: https://www.areavibes.com/burrton-ks/housing/
Major local employers & who's hiring
- Burrton USD 369 — Education (School District)
- Farmers Co-Op Elevator — Agriculture (Grain Elevator)
- Prairie Pork Producers — Agriculture (Pork Processing)
- TGT Petroleum Corp — Manufacturing (Petroleum Products)
- Farmers Cooperative Elevator — food
Local Burrton businesses
A few businesses that call Burrton home — independent of our agency.
- Legitimate Electric LLC — Electrical Contractor
- The Barn — Restaurant
- Farmers Cooperative Elevator — ag-commercial
- Kwik Shop — c-store
- State Bank of Burrton — financial
- Bart's Repair — main-street
- Hardwood Millwork & Supply — main-street
- Southwest & Associates Inc — main-street
- Yoder Ornamental Concrete — main-street
Local landmarks & geography
- Arkansas River — Flood risk for properties in floodplains or near the river.
- North Main Street (Historic Area) — Property value considerations due to historic significance, potential for older building construction and materials, and specific preservation requirements.
- Sand Hills State Park — Potential for wildfire risk for adjacent properties, and influences property values due to recreational proximity and environmental factors.
- Interstate 135 (I-135) — Affects accessibility, traffic-related accident risk, and potentially property values near interchanges or major routes leading to it.
- TGT Petroleum Corp — Industrial operations may involve specific environmental, liability, or property risks (e.g., chemical spills, industrial accidents) that could affect nearby properties.
Local facts that shape your coverage
- As of the 2020 census, the population of Burrton, Kansas, was 861. — General demographic information.
- Burrton, KS, has experienced hail and wind damage, with the most recent notable event occurring on Thursday, March 5, 2026. — Specific severe weather hazard.
- The devastating 'Hesston Tornado' of March 13, 1990, entered Harvey County 8 miles southwest of Burrton, indicating the region's susceptibility to significant tornado activity. — Historical severe weather hazard.
- The Kansas Floodplain Viewer provides current effective floodplain data for Harvey County, Kansas, which can be used to identify flood-prone areas within Burrton. — Source for flood hazard assessment.
- As of the 2020 census, the population of Burrton, KS was 861. — Population size can influence local service availability and community risk profiles.
- 46.9% of homes in Burrton, KS were built in 1939 or earlier, with only 2.7% built after 2000. — Older housing stock implies higher replacement costs for major systems and roofs, necessitating robust dwelling coverage and potentially 'ordinance or law' coverage.
Local figures compiled from public sources: en.wikipedia.org · interactivehailmaps.com · weather.gov · gis2.kda.ks.gov · areavibes.com · usd369.org. Estimates — verify current details with the original source.
Insurance requirements in Kansas
Kansas is a no-fault state: along with liability, drivers must carry Personal Injury Protection (PIP), which pays your own medical costs regardless of who caused the crash. Kansas also sits in the heart of Tornado Alley, so hail and wind coverage is a real consideration for homes, farms, and businesses. We compare Kansas-admitted carriers to match those requirements to the right price. Verify current state minimums with the Kansas Insurance Department.
Burrton, KS insurance — common questions
How much does insurance cost in Burrton, KS?
Rates in Burrton and Harvey County depend on your home, vehicles, business, and the coverage you choose. As an independent agency we shop 80+ carriers to find your best price — start a quote or call 573-594-5148 for a real number.
Do you write insurance in Burrton?
Yes. InsureToday24 (BNW Services LLC) is a licensed local agency serving Burrton and all of KS — home, auto, farm, business, life, and more.
Can I get a quote in Burrton today?
Absolutely. You can buy simple lines online in minutes, or book a quick consult — in person, over Zoom, or by phone — and we'll get you covered fast.