Published July 17, 2026 · 40 years in trucking & the trades
What we cover in Cedar Point
Pick a coverage to quote or buy — or book a consult and we'll sort it out together.
Why folks in Cedar Point choose a local agent
When you're in Cedar Point, Chase County, you get a real person who knows KS — not a 1-800 menu. Billy E. Whited is a licensed local agent shopping 80+ carriers to fit your home, vehicle, farm, or business, and can quote, bind, or sit down with you in person, over Zoom, or on the phone.
Nearby towns we also cover:
Insurance in Cedar Point: the local picture
Living in Cedar Point, you know our homes are more than just houses; they're part of our history. With a median home value around $112,500, many of us are in older, well-built frame or brick homes. This means when it comes to insurance, you're not just looking for basic coverage; you need dwelling protection that truly reflects the cost of replacing or repairing with materials that match the original character. Finding specialized contractors for older homes can be tougher, and local folks like Harshman Construction understand the landscape better than anyone. Make sure your policy covers those unique replacement costs, not just a depreciated value, especially for an older roof or siding.
Housing in Cedar Point
The housing stock in Cedar Point, with a median home value of $112,500 (Source: https://www.zip-codes.com/zip-code/66843/zip-code-66843.asp), is likely older, typical of small rural Kansas towns, consisting primarily of frame or possibly some brick homes. Given the small population, new subdivisions are improbable, and historic character is more likely to be informal than a designated district. Replacement costs would reflect the age and type of construction, potentially requiring older materials or specialized repair.
Major local employers & who's hiring
- Harshman Construction — Construction/Aggregate Products Actively hiring
- Chase County USD 284 — Education Actively hiring
Local Cedar Point businesses
A few businesses that call Cedar Point home — independent of our agency.
- Flint Rock Creamery — Farm
- Harshman Construction — Construction
Local landmarks & geography
- Cottonwood River — Proximity to the river poses a flood risk for properties in its vicinity. The historic Cedar Point Mill and Dam are also located on this river.
Local facts that shape your coverage
- Cedar Point is a city located in Chase County, Kansas. — High
- As of the 2020 census, the population of Cedar Point, Kansas was 22. — High
- The Cedar Point, KS area has had 4 reports of on-the-ground hail by trained spotters and has been under severe weather warnings 26 times during the past 12 months. — High
- Doppler radar has detected hail at or near Cedar Point, KS on 86 occasions, including 6 occasions during the past year. — High
- Population: 22 (2020 Census) — Small population can impact community resources and specific risk profiles.
- Median Age: 58.7 years — An older median age can influence insurance needs, such as health and life insurance considerations.
Local figures compiled from public sources: en.wikipedia.org · interactivehailmaps.com · zip-codes.com · harshmanrock.com · chasecountyschools.org · kansasmemory.gov. Estimates — verify current details with the original source.
Insurance requirements in Kansas
Kansas is a no-fault state: along with liability, drivers must carry Personal Injury Protection (PIP), which pays your own medical costs regardless of who caused the crash. Kansas also sits in the heart of Tornado Alley, so hail and wind coverage is a real consideration for homes, farms, and businesses. We compare Kansas-admitted carriers to match those requirements to the right price. Verify current state minimums with the Kansas Insurance Department.
Cedar Point, KS insurance — common questions
How much does insurance cost in Cedar Point, KS?
Rates in Cedar Point and Chase County depend on your home, vehicles, business, and the coverage you choose. As an independent agency we shop 80+ carriers to find your best price — start a quote or call 573-594-5148 for a real number.
Do you write insurance in Cedar Point?
Yes. InsureToday24 (BNW Services LLC) is a licensed local agency serving Cedar Point and all of KS — home, auto, farm, business, life, and more.
Can I get a quote in Cedar Point today?
Absolutely. You can buy simple lines online in minutes, or book a quick consult — in person, over Zoom, or by phone — and we'll get you covered fast.