Published July 14, 2026 · 40 years in trucking & the trades
What we cover in Hazelton
Pick a coverage to quote or buy — or book a consult and we'll sort it out together.
Why folks in Hazelton choose a local agent
When you're in Hazelton, Barber County, you get a real person who knows KS — not a 1-800 menu. Billy E. Whited is a licensed local agent shopping 80+ carriers to fit your home, vehicle, farm, or business, and can quote, bind, or sit down with you in person, over Zoom, or on the phone.
Nearby towns we also cover:
Insurance in Hazelton: the local picture
Living here in Hazelton, we all know our homes are more than just houses; they're often older, with a history to them, which means they come with their own set of considerations. You're looking at a mix of frame and maybe some brick, and these older structures, while sturdy, need regular upkeep. That's why your homeowners policy needs to be solid, covering not just the structure but also the cost of repairs and replacements that come with age and, let's be honest, the crazy Kansas weather. Roofs, especially, take a beating out here, so understanding your wind and hail deductibles isn't just a suggestion, it's a necessity. Make sure your dwelling coverage is up to snuff to truly replace your home if the worst happens, and don't skimp on coverage for other structures like that old shed or detached garage.
Population: 82 (2020)
Housing in Hazelton
The housing stock in Hazelton, Kansas, is likely composed of older homes, typical of a small, long-established rural Midwestern town, with a mix of frame and potentially some brick construction. It is improbable that new subdivisions or formally designated historic districts exist. The age and construction materials would imply replacement costs are influenced by the need for maintenance and repairs common to older structures, and roofs would be subject to typical wear and tear, with potential considerations for weather events common to Kansas.
Major local employers & who's hiring
- South Barber County USD 255 — Education hiring
Local Hazelton businesses
A few businesses that call Hazelton home — independent of our agency.
- Rodent Control in Hazelton, KS — Pest Control
- BRB Tree Service — Tree Trimming
- Emergency Drain Service in Hazelton, KS — Plumbing
- Selene Tree Services — Lawn Mowing, Tree Services
- Kjay Tree Service — Lawn Mowing, Tree Services, Landscaping
- RV tank pumping in Hazelton, KS — Septic
Local landmarks & geography
- Medicine Lodge River — Affects flood insurance risk. The river flows through Barber County, where Hazelton is located, indicating potential flood plains and elevated risk for properties in proximity.
- Elm Creek — Affects flood insurance risk. As a creek within Barber County, it contributes to the local hydrology and potential for flooding, impacting properties near its course.
- Barber County Flood Plain Map — Indicates areas within Barber County, including potentially Hazelton, that are designated as flood plains by FEMA, directly affecting flood insurance requirements and premiums for properties located within these zones.
Local facts that shape your coverage
- Barber County, Kansas, was impacted by an F5/EF5 tornado, indicating a high risk of severe tornado activity in the region. — High
- South Central Kansas, encompassing Barber County, frequently experiences severe thunderstorms capable of producing large hail and damaging winds. — High
- Hazelton is a small city in Barber County, Kansas, with a population of 82 residents as of the 2020 census. — Medium
- Barber County is included in the Kansas Homeland Security Region E Hazard Mitigation Plan, which addresses various natural hazards for the region. — Medium
- As of the 2020 census, the population of Hazelton, Kansas, was 82. — Provides context for the small community size, influencing local services and economic factors relevant to insurance market and risk assessment.
- The median age of residents in Hazelton, Kansas, was 49.9 years. — Indicates an older demographic, which can influence insurance needs, such as health and life insurance considerations, and potentially reflect on housing longevity and maintenance.
Local figures compiled from public sources: en.wikipedia.org · weather.gov · weather.gov · kansastag.gov · barber.ks.gov. Estimates — verify current details with the original source.
Insurance requirements in Kansas
Kansas is a no-fault state: along with liability, drivers must carry Personal Injury Protection (PIP), which pays your own medical costs regardless of who caused the crash. Kansas also sits in the heart of Tornado Alley, so hail and wind coverage is a real consideration for homes, farms, and businesses. We compare Kansas-admitted carriers to match those requirements to the right price. Verify current state minimums with the Kansas Insurance Department.
Hazelton, KS insurance — common questions
How much does insurance cost in Hazelton, KS?
Rates in Hazelton and Barber County depend on your home, vehicles, business, and the coverage you choose. As an independent agency we shop 80+ carriers to find your best price — start a quote or call 573-594-5148 for a real number.
Do you write insurance in Hazelton?
Yes. InsureToday24 (BNW Services LLC) is a licensed local agency serving Hazelton and all of KS — home, auto, farm, business, life, and more.
Can I get a quote in Hazelton today?
Absolutely. You can buy simple lines online in minutes, or book a quick consult — in person, over Zoom, or by phone — and we'll get you covered fast.