Published June 21, 2026 · 40 years in trucking & the trades
What we cover in Leavenworth
Pick a coverage to quote or buy — or book a consult and we'll sort it out together.
Why folks in Leavenworth choose a local agent
When you're in Leavenworth, Leavenworth County, you get a real person who knows KS — not a 1-800 menu. Billy E. Whited is a licensed local agent shopping 80+ carriers to fit your home, vehicle, farm, or business, and can quote, bind, or sit down with you in person, over Zoom, or on the phone.
Nearby towns we also cover:
Insurance in Leavenworth: the local picture
Leavenworth sits in a tornado-prone stretch of northeast Kansas — a 2019 EF4 caused about $26M in Leavenworth County damage — so homeowners here benefit from solid wind/hail deductibles and replacement-cost dwelling limits. Because the Missouri River borders the city and roughly 2,600 county rural parcels touch a FEMA floodplain, a separate flood policy is worth checking for riverfront and acreage owners, since standard home policies exclude flood. With homeownership near 52% and a deep renter base, there's strong demand for both renters and landlord/dwelling-fire coverage alongside the government, healthcare, and corrections workforce that drives commercial and workers-comp needs.
Population: 37,351 (2020)
Major local employers & who's hiring
- Leavenworth County Co-Op — store
Local Leavenworth businesses
A few businesses that call Leavenworth home — independent of our agency.
- Leavenworth County Co-Op — ag-commercial
- Fav Trip Leavenworth — c-store
- Cenex — c-store
- Murphy USA — c-store
- Conoco — c-store
- Casey's — c-store
- Shell — c-store
- Sunoco — c-store
- Minit Mart — c-store
- 7-Eleven — c-store
- Frontier Community Credit Union — financial
- Mainstreet Credit Union — financial
Local facts that shape your coverage
- As of the 2020 Census, Leavenworth's population was 37,351, making it one of the larger cities in northeast Kansas. — A stable, sizable population base means a steady mix of home, auto, renters, and commercial insurance buyers.
- Fort Leavenworth is the area's largest employer (about 9,255 military and civilian personnel); other major employers include the VA Medical Center (~1,250), federal and state prisons, Hallmark Cards, Cereal Ingredients, and Armed Forces Insurance. — A workforce heavy in government, healthcare, corrections, and manufacturing drives demand for workers-comp, commercial, and military-family auto/home policies.
- A low-end EF4 tornado with peak winds near 170 mph struck Leavenworth and Douglas Counties on May 28, 2019, causing roughly $26 million in damage in Leavenworth County. — Severe wind and hail exposure makes adequate dwelling/replacement-cost limits and wind-hail deductibles critical for homeowners.
- Of about 10,866 rural parcels in Leavenworth County, 2,609 carry some floodplain designation on FEMA maps. — Roughly a quarter of rural parcels touch a floodplain, so landowners and farm/acreage buyers should verify their FEMA flood zone before assuming they're safe, since standard home policies exclude flood.
- Leavenworth has a homeownership rate near 52% and a median home value around $193,000, meaning a large renter and landlord population. — A roughly even owner/renter split means strong need for both homeowners coverage and renters/landlord (dwelling-fire) policies in the city core.
Local figures compiled from public sources: en.wikipedia.org · lvcountyed.org · en.wikipedia.org · leavenworthcounty.gov · datausa.io. Estimates — verify current details with the original source.
Insurance requirements in Kansas
Kansas is a no-fault state: along with liability, drivers must carry Personal Injury Protection (PIP), which pays your own medical costs regardless of who caused the crash. Kansas also sits in the heart of Tornado Alley, so hail and wind coverage is a real consideration for homes, farms, and businesses. We compare Kansas-admitted carriers to match those requirements to the right price. Verify current state minimums with the Kansas Insurance Department.
Leavenworth, KS insurance — common questions
How much does insurance cost in Leavenworth, KS?
Rates in Leavenworth and Leavenworth County depend on your home, vehicles, business, and the coverage you choose. As an independent agency we shop 80+ carriers to find your best price — start a quote or call 573-594-5148 for a real number.
Do you write insurance in Leavenworth?
Yes. InsureToday24 (BNW Services LLC) is a licensed local agency serving Leavenworth and all of KS — home, auto, farm, business, life, and more.
Can I get a quote in Leavenworth today?
Absolutely. You can buy simple lines online in minutes, or book a quick consult — in person, over Zoom, or by phone — and we'll get you covered fast.