Published June 19, 2026 · 40 years in trucking & the trades
What we cover in Moundridge
Pick a coverage to quote or buy — or book a consult and we'll sort it out together.
Why folks in Moundridge choose a local agent
When you're in Moundridge, McPherson County, you get a real person who knows KS — not a 1-800 menu. Billy E. Whited is a licensed local agent shopping 80+ carriers to fit your home, vehicle, farm, or business, and can quote, bind, or sit down with you in person, over Zoom, or on the phone.
Nearby towns we also cover:
Insurance in Moundridge: the local picture
Living here in Moundridge, we know our weather can be a real force to contend with, sitting right in Tornado Alley. That means homeowners insurance isn't just a formality; it's vital. We regularly see severe weather, including strong winds and hail. Just last year, our area had 14 reports of on-the-ground hail by trained spotters, and radar detected hail on 108 occasions, with 8 in the last year alone. This makes robust dwelling and personal property coverage, with specific endorsements for wind and hail, absolutely critical. Businesses like The Grasshopper Company and Moridge Manufacturing, with their significant facilities, need comprehensive commercial property policies that account for these frequent weather events.
Our housing stock, with a median home value around $202,800, includes a mix of older frame homes and newer construction. This diversity means replacement cost coverage needs to be carefully tailored to each property, ensuring it covers current building codes and materials, whether it's an older place or a new build. While our flood risk is generally low, with only 1% of ZIP codes in FEMA zones and Running Turkey Creek flowing nearby, we've still seen 8 flood insurance claims totaling $77,000. This is a clear reminder that even low-risk areas aren't immune, and a separate flood insurance policy is a smart move for protecting your investment.
With a strong local economy driven by agriculture and industrial parks, and major employers like The Bradbury Group, Mid-Kansas Cooperative (MKC), and Moundridge USD 423, there's a significant need for both personal and commercial liability coverage. For our farmers and agricultural businesses, farm liability insurance is essential. For other local businesses, comprehensive general liability and workers' compensation policies are non-negotiable. Even for homeowners, robust personal liability coverage provides peace of mind, protecting against unforeseen incidents that can arise in any community.
Population: 1628 (2024)
Housing in Moundridge
The median home value in Moundridge, KS is $202,800 (Source: https://www.bestplaces.net/housing/city/kansas/moundridge). Generally, housing stock in small Midwestern towns often includes a mix of older frame homes and some newer construction, which can influence replacement costs depending on materials and building codes.
Major local employers & who's hiring
- The Bradbury Group — Manufacturing Actively hiring
- Moundridge USD 423 — Education Actively hiring
- Pine Village — Senior Living / Healthcare Actively hiring
- Mid-Kansas Cooperative (MKC) — Agriculture / Grain Processing Actively hiring
- Moridge Manufacturing, Inc. — Manufacturing Actively hiring
- The Grasshopper Company — Manufacturing Actively hiring
- Mercy Hospital — Healthcare Actively hiring
Local Moundridge businesses
A few businesses that call Moundridge home — independent of our agency.
- Moundridge Food Market — Grocery/Food Market
- Moundridge Tractor Inc. — Farm Equipment Sales/Service
- The Hub Brick Oven & Brewery — Restaurant
- Cenex — c-store
- Mid-Kansas Credit Union — financial
- The Citizens State Bank — financial
- Kaufman Auto — main-street
- Jud's Repair — main-street
- Monterrey Mexican Grill, LLC — main-street
- Goering Hardware, Plumbing & HVAC — main-street
Local landmarks & geography
- Running Turkey Creek — Potential flood risk for properties in close proximity or within the floodplain of the creek.
- Interstate 135 (I-135) — Proximity to a major transportation artery can influence property values due to accessibility for commerce and commuters, but may also introduce noise or traffic-related risks for adjacent properties.
- The Grasshopper Company / Moridge Manufacturing — A major local employer and manufacturing plant, contributing to the local economy and property values. Industrial operations can have specific insurance considerations.
- The Bradbury Group — A significant manufacturing plant and employer, impacting local economic stability and property values. Industrial operations can have specific insurance considerations.
Local facts that shape your coverage
- Moundridge, Kansas has 1% of its ZIP codes located in FEMA-designated flood zones, and 8 flood insurance claims totaling $77,000 have been filed through the National Flood Insurance Program (NFIP). — Specific flood risk for Moundridge.
- Kansas, where Moundridge is located, experiences a high number of hail events annually, averaging 667 storms per year. — General severe weather risk for the state, applicable to Moundridge.
- Moundridge is situated within 'Tornado Alley,' a loosely defined region of the central United States where tornadoes are most frequent. — General severe weather risk for the region, applicable to Moundridge.
- The Moundridge, KS area has experienced 14 reports of on-the-ground hail by trained spotters, and radar has detected hail on 108 occasions, including 8 times in the past year. — Highlights the high risk of hail damage, directly impacting property insurance needs for homes and businesses.
- In Moundridge's 67107 ZIP code, there are 929 one-unit, detached housing structures. — Indicates a prevalence of single-family detached homes, which are typically covered by standard homeowners insurance policies.
Local figures compiled from public sources: datausa.io · zipcheckup.com · ypapublicadjusters.com · en.wikipedia.org · interactivehailmaps.com · city-data.com. Estimates — verify current details with the original source.
Insurance requirements in Kansas
Kansas is a no-fault state: along with liability, drivers must carry Personal Injury Protection (PIP), which pays your own medical costs regardless of who caused the crash. Kansas also sits in the heart of Tornado Alley, so hail and wind coverage is a real consideration for homes, farms, and businesses. We compare Kansas-admitted carriers to match those requirements to the right price. Verify current state minimums with the Kansas Insurance Department.
Moundridge, KS insurance — common questions
How much does insurance cost in Moundridge, KS?
Rates in Moundridge and McPherson County depend on your home, vehicles, business, and the coverage you choose. As an independent agency we shop 80+ carriers to find your best price — start a quote or call 573-594-5148 for a real number.
Do you write insurance in Moundridge?
Yes. InsureToday24 (BNW Services LLC) is a licensed local agency serving Moundridge and all of KS — home, auto, farm, business, life, and more.
Can I get a quote in Moundridge today?
Absolutely. You can buy simple lines online in minutes, or book a quick consult — in person, over Zoom, or by phone — and we'll get you covered fast.