Published July 18, 2026 · 40 years in trucking & the trades
What we cover in Randall
Pick a coverage to quote or buy — or book a consult and we'll sort it out together.
Why folks in Randall choose a local agent
When you're in Randall, Jewell County, you get a real person who knows KS — not a 1-800 menu. Billy E. Whited is a licensed local agent shopping 80+ carriers to fit your home, vehicle, farm, or business, and can quote, bind, or sit down with you in person, over Zoom, or on the phone.
Nearby towns we also cover:
Insurance in Randall: the local picture
Living in Randall, you know our homes are generally modest, with a median value around $36,100. While that means lower replacement costs compared to bigger cities, it doesn't mean we skimp on protection. Given the age of many of our homes, regular maintenance and ensuring proper coverage for things like roofing is key. With the low homeownership rate, it’s also a good reminder that renters need to protect their belongings with a solid renters insurance policy, especially against the severe weather we experience.
And speaking of weather, anyone who lives here knows our biggest concern is the sky. Hail is a frequent visitor, with Doppler radar detecting it over a hundred times nearby, including eight just last year. That makes a good comprehensive policy with a strong roof endorsement and manageable wind/hail deductibles absolutely essential. Beyond hail, our summers are hot and humid, and winters are freezing, snowy, and windy, which means homeowners need to be ready for everything from potential burst pipes to ice damming. Tornado preparedness is a year-round thought, so robust windstorm coverage is non-negotiable.
Our local economy is tight-knit, with our employers like Randall Farmers Co-op Union (now transitioning with Central Valley Ag) and Jewell County Hospital being cornerstones. The Co-op needs specialized commercial policies to cover their agricultural operations, equipment, and liability for their grain and supply services. For Jewell County Hospital, a critical access facility that just completed a major remodel in 2021, professional liability, property coverage for their updated facilities, and general business continuity are paramount. Even Jewell USD 279, our local school district, needs comprehensive property and liability coverage to protect our students and staff. Understanding the specific risks these local businesses face helps me tailor their coverage right here at home.
Population: 184 (2024)
Housing in Randall
In 2022, the median property value in Randall, KS was $36,100, and the homeownership rate was 34.2%. The largest share of households pay property taxes in the $800 - $1,499 range. Given the low median property value, replacement costs and roof expenses are likely to be lower compared to areas with higher property values. Source: https://datausa.io/profile/geo/randall-ks/
Major local employers & who's hiring
- Randall Farmers Co-op Union — Agriculture / Grain Processing Actively hiring
- Jewell County Hospital — Healthcare Actively hiring
- Jewell USD 279 — Education
Local landmarks & geography
- Lovewell Reservoir — A reservoir in Jewell County, Kansas, used for flood control, which impacts regional water levels and potential flood risk for properties in the surrounding area.
- Lovewell State Park — A state park located on the north shore of Lovewell Reservoir in Jewell County. Proximity to a state park can affect property values and potential for storm damage to recreational infrastructure.
- Kansas Highway 28 — A state highway that passes through Randall, KS. Proximity to a major roadway can affect property access, noise levels, and potential for vehicle-related incidents.
- Randall Rural High School (Historic Building) — A historic rural high school built in the late 1800s. Historic buildings may have specific insurance considerations due to age, construction materials, and potential for preservation requirements.
Local facts that shape your coverage
- As of the 2020 Census, the city of Randall, Kansas, had a population of 79 residents. — High
- Doppler radar has detected hail at or near Randall, KS on 109 occasions, with 8 of these occurring in the past year. — High
- Randall is a city located in Jewell County, Kansas, United States. — Medium
- Jewell County Hospital, a 25-bed critical access hospital and rural health clinic serving Randall and the surrounding area, completed a full facility remodel in January 2021, impacting its property insurance needs. — Recent major renovations can affect replacement cost values and may require updates to commercial property insurance policies to reflect the new construction and increased value.
- Randall Rural High School is designated as a Historic Building, which could imply specific requirements or considerations for property insurance due to its age and historical significance. — Historic buildings often require specialized property insurance that covers restoration costs with historically appropriate materials and craftsmanship, which can be more expensive than standard reconstruction.
Local figures compiled from public sources: datausa.io · en.wikipedia.org · interactivehailmaps.com · jewellcohospital.org · jewellcohospital.org · en.wikipedia.org. Estimates — verify current details with the original source.
Insurance requirements in Kansas
Kansas is a no-fault state: along with liability, drivers must carry Personal Injury Protection (PIP), which pays your own medical costs regardless of who caused the crash. Kansas also sits in the heart of Tornado Alley, so hail and wind coverage is a real consideration for homes, farms, and businesses. We compare Kansas-admitted carriers to match those requirements to the right price. Verify current state minimums with the Kansas Insurance Department.
Randall, KS insurance — common questions
How much does insurance cost in Randall, KS?
Rates in Randall and Jewell County depend on your home, vehicles, business, and the coverage you choose. As an independent agency we shop 80+ carriers to find your best price — start a quote or call 573-594-5148 for a real number.
Do you write insurance in Randall?
Yes. InsureToday24 (BNW Services LLC) is a licensed local agency serving Randall and all of KS — home, auto, farm, business, life, and more.
Can I get a quote in Randall today?
Absolutely. You can buy simple lines online in minutes, or book a quick consult — in person, over Zoom, or by phone — and we'll get you covered fast.