Published July 13, 2026 · 40 years in trucking & the trades
What we cover in Redfield
Pick a coverage to quote or buy — or book a consult and we'll sort it out together.
Why folks in Redfield choose a local agent
When you're in Redfield, Bourbon County, you get a real person who knows KS — not a 1-800 menu. Billy E. Whited is a licensed local agent shopping 80+ carriers to fit your home, vehicle, farm, or business, and can quote, bind, or sit down with you in person, over Zoom, or on the phone.
Nearby towns we also cover:
Insurance in Redfield: the local picture
Living here in Redfield, you know our economy, while small with around 90 folks, leans on agriculture and local services. We've got essential businesses like Brock Electric, Allen Contracting Tree Service, and Fine Cut Tree Service. For these businesses, having solid commercial general liability, property, and workers' compensation coverage (especially for the tree services) isn't just a good idea, it's critical. As residents, it’s worth remembering that while these services are vital, any work involving electricity or tree removal carries inherent risks. Your homeowner’s policy should be robust enough to cover potential damages, whether from a tree falling during a storm or an electrical issue.
Our housing mostly consists of older, owner-occupied frame homes, which means specific considerations for homeowners insurance. These homes can be more susceptible to fire and wind damage compared to newer or brick constructions. It’s not just about insuring the structure; it’s about ensuring you have adequate replacement cost coverage, especially given the age of many properties here. Plus, with the Marmaton River nearby and the Bourbon County Hazard Mitigation Plan acknowledging flood risks, flood insurance isn't just for those right on the bank—heavy rains can affect anyone in low-lying areas. It's a separate policy, but a crucial one for peace of mind.
And let's not forget our weather. Being squarely in 'Tornado Alley,' Redfield sees its share of severe weather, particularly in spring and summer, bringing tornadoes, damaging winds, and large hail. This makes comprehensive property coverage against wind and hail damage absolutely non-negotiable for every home and business owner. We've seen firsthand what a good policy can do when Mother Nature decides to pay a visit, and having an agent who understands these local risks can make all the difference.
Population: 90 (2020)
Housing in Redfield
As of the 2020 census, Redfield had 39 households, with 82.1% being owner-occupied. Given its small, rural nature, the housing stock is likely composed of older, predominantly frame homes typical of small Kansas towns, rather than new subdivisions or dedicated historic districts. Specific data on typical age or construction materials (brick/frame/manufactured) was not explicitly found in web searches, but the small size suggests a mix of modest, established residences. (Source: https://simple.wikipedia.org/wiki/Redfield,_Kansas)
Local Redfield businesses
A few businesses that call Redfield home — independent of our agency.
- Brock Electric — Electrical Contractor
- Allen Contracting Tree Service — Lawn/Mowing, Tree Trimming, Excavation
- Fine Cut Tree Service — Tree Trimming
Local landmarks & geography
- Marmaton River — Proximity to the Marmaton River indicates potential flood risk for properties located near its banks or within its floodplain.
Local facts that shape your coverage
- Redfield, KS, is located in Bourbon County, Kansas, which is subject to a wide variety of summertime severe weather, including tornadoes, damaging winds, large hail, and flash flooding. — Provides geographical context and a summary of severe weather types relevant to the town's county.
- A tornado developed near Prescott, Kansas, in Bourbon County on April 27th, 2014, indicating historical tornado activity in the immediate area. — Highlights the specific risk of tornadoes within Bourbon County, directly impacting the region where Redfield is located.
- The National Weather Service provides historical severe weather information for Bourbon County, Kansas, confirming the area's susceptibility to various severe weather phenomena. — Reinforces the general severe weather risk in the county, indicating a documented history of such events.
- The median automated valuation model (AVM) price for real estate properties in Redfield, KS is $179,383.00. — Provides an estimate of property value, which is crucial for determining appropriate dwelling coverage limits in homeowner's and commercial property insurance.
Local figures compiled from public sources: en.wikipedia.org · weather.gov · youtube.com · weather.gov · foreclosure.com. Estimates — verify current details with the original source.
Insurance requirements in Kansas
Kansas is a no-fault state: along with liability, drivers must carry Personal Injury Protection (PIP), which pays your own medical costs regardless of who caused the crash. Kansas also sits in the heart of Tornado Alley, so hail and wind coverage is a real consideration for homes, farms, and businesses. We compare Kansas-admitted carriers to match those requirements to the right price. Verify current state minimums with the Kansas Insurance Department.
Redfield, KS insurance — common questions
How much does insurance cost in Redfield, KS?
Rates in Redfield and Bourbon County depend on your home, vehicles, business, and the coverage you choose. As an independent agency we shop 80+ carriers to find your best price — start a quote or call 573-594-5148 for a real number.
Do you write insurance in Redfield?
Yes. InsureToday24 (BNW Services LLC) is a licensed local agency serving Redfield and all of KS — home, auto, farm, business, life, and more.
Can I get a quote in Redfield today?
Absolutely. You can buy simple lines online in minutes, or book a quick consult — in person, over Zoom, or by phone — and we'll get you covered fast.