Published July 21, 2026 · 40 years in trucking & the trades
What we cover in Scottsville
Pick a coverage to quote or buy — or book a consult and we'll sort it out together.
Why folks in Scottsville choose a local agent
When you're in Scottsville, Mitchell County, you get a real person who knows KS — not a 1-800 menu. Billy E. Whited is a licensed local agent shopping 80+ carriers to fit your home, vehicle, farm, or business, and can quote, bind, or sit down with you in person, over Zoom, or on the phone.
Nearby towns we also cover:
Insurance in Scottsville: the local picture
Living in Scottsville, you know our small town in Mitchell County is no stranger to Mother Nature’s fury. We’re right in the heart of an area prone to severe thunderstorms and hail, which means your home's roof takes a beating. It’s not just about patching up a few shingles; getting proper dwelling coverage with a solid replacement cost endorsement is critical here. Think about the homes near the Agmark Grain Elevator Number 16 – those roofs are exposed, and a good policy can be the difference between a quick repair and a major financial headache after a big storm rolls through.
Population: 23 (2020)
Housing in Scottsville
It is reasonable to infer that the housing stock is predominantly older, likely frame construction, consistent with small rural Kansas towns. New subdivisions or formally designated historic districts are highly improbable. Replacement costs and roof considerations would depend significantly on individual property characteristics and materials, which cannot be generalized without specific data.
Major local employers & who's hiring
- USD 273 Beloit — Education Actively hiring
- Mitchell County Hospital Health Systems — Healthcare Actively hiring
- Agmark Grain Elevator Number 16 — Agriculture/Grain Processing
Local landmarks & geography
- Agmark Grain Elevator Number 16 — Industrial facility; potential for property value impact, or specific industrial risks such as fire or explosion. Can also influence local traffic and environmental factors.
Local facts that shape your coverage
- Scottsville is a city in Mitchell County, Kansas, with a population of 26 as of the 2020 census. — Provides demographic and geographic context for the town.
- Mitchell County, which includes Scottsville, has ongoing updates to its FEMA Flood Insurance Rate Maps (FIRMs) and Flood Insurance Study (FIS) to provide current flood risk information. — Indicates active assessment and presence of flood hazards in the area.
- A severe thunderstorm was reported approximately 5 miles southeast of Scottsville, Kansas, on December 28, 2021, indicating the area's susceptibility to severe weather events including hail. — Direct evidence of recent severe weather activity impacting the vicinity of Scottsville.
- Unincorporated areas of Mitchell County, Kansas, are subject to FEMA's final flood hazard determinations. — Reinforces the presence of officially recognized flood hazards in the broader area where Scottsville is located.
- As of the 2020 census, the population of Scottsville, Kansas was 26. — Population size can influence insurance market dynamics and the availability of specialized local services, though for such a small community, it mainly highlights the tight-knit nature.
Local figures compiled from public sources: mapsof.net · en.wikipedia.org · mitchellcountykansas.com · interactivehailmaps.com · regulations.justia.com · eberlestudios.wixstudio.com. Estimates — verify current details with the original source.
Insurance requirements in Kansas
Kansas is a no-fault state: along with liability, drivers must carry Personal Injury Protection (PIP), which pays your own medical costs regardless of who caused the crash. Kansas also sits in the heart of Tornado Alley, so hail and wind coverage is a real consideration for homes, farms, and businesses. We compare Kansas-admitted carriers to match those requirements to the right price. Verify current state minimums with the Kansas Insurance Department.
Scottsville, KS insurance — common questions
How much does insurance cost in Scottsville, KS?
Rates in Scottsville and Mitchell County depend on your home, vehicles, business, and the coverage you choose. As an independent agency we shop 80+ carriers to find your best price — start a quote or call 573-594-5148 for a real number.
Do you write insurance in Scottsville?
Yes. InsureToday24 (BNW Services LLC) is a licensed local agency serving Scottsville and all of KS — home, auto, farm, business, life, and more.
Can I get a quote in Scottsville today?
Absolutely. You can buy simple lines online in minutes, or book a quick consult — in person, over Zoom, or by phone — and we'll get you covered fast.