Published August 5, 2026 · 40 years in trucking & the trades
What we cover in Soldier
Pick a coverage to quote or buy — or book a consult and we'll sort it out together.
Why folks in Soldier choose a local agent
When you're in Soldier, Jackson County, you get a real person who knows KS — not a 1-800 menu. Billy E. Whited is a licensed local agent shopping 80+ carriers to fit your home, vehicle, farm, or business, and can quote, bind, or sit down with you in person, over Zoom, or on the phone.
Nearby towns we also cover:
Insurance in Soldier: the local picture
Living here in Soldier, you know our homes are often older, predominantly frame construction, with some manufactured homes mixed in. With a median value around $117,000, replacement costs can still be significant, especially considering the varied roof types we see—everything from asphalt shingles to metal. That makes a robust homeowners policy crucial, but not just any policy. Our spot in 'Tornado Alley' means wind and hail coverage isn't a luxury; it's a necessity. And with Soldier Creek running nearby and the National Weather Service frequently issuing Flood Watches, not to mention the First Street Foundation's flood risk assessments, flood insurance isn't something to gamble on. Heavy rainfall can hit us hard and fast, making proper water damage and flood protection non-negotiable for anyone who owns property here. Our local economy, while connected to the broader Jackson County, relies heavily on institutions like North Jackson USD 335 and the Community HealthCare System. For these pillars of our community, comprehensive commercial insurance isn't just about protecting buildings and equipment; it's about safeguarding their operations, employees, and the vital services they provide. This means solid commercial property insurance, general liability to cover daily operations, and workers' compensation to protect staff are all essential. These businesses are what keep Soldier going, and ensuring they're properly covered helps secure our collective future. While Soldier itself is small, our proximity to major arteries like I-70 and I-335 means many of us are on the road, commuting or traveling. This naturally impacts auto insurance needs, where adequate liability and comprehensive coverage are key, especially given the severe weather conditions we often face that can lead to unexpected road hazards. Ultimately, whether it's protecting our homes, our local businesses, or our vehicles, understanding Soldier's unique blend of rural charm and severe weather risks is paramount to being properly insured.
Population: 68 (2024)
Housing in Soldier
The median home value in Soldier Township, KS (which includes Soldier city) is $117,000 (Source: https://www.bestplaces.net/housing/city/kansas/soldier_township). Based on the characteristics of small rural Kansas towns, the housing stock is likely a mix of older, predominantly frame construction homes, with some manufactured homes. Formal historic districts or large new subdivisions are improbable for a town of this size. Replacement costs and roof types would vary significantly depending on the age and specific construction of individual properties; older homes may present higher maintenance needs and diverse roofing materials (e.g., asphalt shingle, metal).
Major local employers & who's hiring
- North Jackson USD 335 — Education Actively hiring
- Community HealthCare System — Healthcare Actively hiring
Local landmarks & geography
- Soldier Creek — A local creek that would affect flood risk for properties in its vicinity.
- Interstate 70 (I-70) and Interstate 335 (I-335) — These major interstates are located near Topeka, approximately 30 miles south of Soldier, KS. While not directly in Soldier, their proximity to the nearest major city affects regional accessibility, transportation of goods, and could indirectly influence property values and accident rates for those commuting.
Local facts that shape your coverage
- The city of Soldier, Kansas, had a population of 102 residents as of the 2020 United States Census. — Basic demographic information confirming the town's size and existence.
- Soldier, Kansas, is located in Jackson County. — Provides geographical context relevant to regional hazard management.
- Kansas, where Soldier is located, is within 'Tornado Alley,' a region known for frequent tornado activity. — Highlights a significant severe weather hazard for the area.
- As of the 2020 census, the population of Soldier, Kansas was 102. — Population data helps insurance companies assess risk profiles, market penetration, and potential claim volumes in a given area.
Local figures compiled from public sources: censusreporter.org · en.wikipedia.org · en.wikipedia.org · city-data.com · jhcobras.net · chcsks.org. Estimates — verify current details with the original source.
Insurance requirements in Kansas
Kansas is a no-fault state: along with liability, drivers must carry Personal Injury Protection (PIP), which pays your own medical costs regardless of who caused the crash. Kansas also sits in the heart of Tornado Alley, so hail and wind coverage is a real consideration for homes, farms, and businesses. We compare Kansas-admitted carriers to match those requirements to the right price. Verify current state minimums with the Kansas Insurance Department.
Soldier, KS insurance — common questions
How much does insurance cost in Soldier, KS?
Rates in Soldier and Jackson County depend on your home, vehicles, business, and the coverage you choose. As an independent agency we shop 80+ carriers to find your best price — start a quote or call 573-594-5148 for a real number.
Do you write insurance in Soldier?
Yes. InsureToday24 (BNW Services LLC) is a licensed local agency serving Soldier and all of KS — home, auto, farm, business, life, and more.
Can I get a quote in Soldier today?
Absolutely. You can buy simple lines online in minutes, or book a quick consult — in person, over Zoom, or by phone — and we'll get you covered fast.