Published July 15, 2026 · 40 years in trucking & the trades
What we cover in Wallace
Pick a coverage to quote or buy — or book a consult and we'll sort it out together.
Why folks in Wallace choose a local agent
When you're in Wallace, Wallace County, you get a real person who knows KS — not a 1-800 menu. Billy E. Whited is a licensed local agent shopping 80+ carriers to fit your home, vehicle, farm, or business, and can quote, bind, or sit down with you in person, over Zoom, or on the phone.
Nearby towns we also cover:
Insurance in Wallace: the local picture
Population: 41 (2020)
Housing in Wallace
The housing stock in Wallace, Kansas, is likely composed of older, predominantly frame structures, typical of a small, rural community. Given its population, new subdivisions or formal historic districts are improbable. The age of these properties would imply that replacement costs, particularly for roofs, are a notable consideration for property owners. (Sources: https://www.zillow.com/home-values/2067/wallace-county-ks/, https://www.city-data.com/city/Wallace-Kansas.html - accessed via web_search summaries)
Major local employers & who's hiring
- Wallace County Schools - USD 241 — Education
- Greeley County Health Services — Healthcare hiring
- Frontier AG Inc — Agriculture (Grain Elevators) hiring
- Wallace County Government — Public Administration
Local landmarks & geography
- Clark–Robidoux House — A historic property listed on the National Register of Historic Places. Insurance considerations may include higher replacement costs due to the need for historical accuracy in repairs and specific preservation requirements.
- General Flood Zone (Wallace, KS) — Properties within Wallace, KS are subject to varying flood risks as indicated by FEMA flood maps and climate risk reports. This directly impacts the necessity and cost of flood insurance.
- Tornado Activity (Wallace, KS) — Historical tornado activity in the Wallace area is below the Kansas state average but slightly above the overall U.S. average, suggesting a moderate wind risk that influences property insurance premiums and coverage.
Local facts that shape your coverage
- As of the 2020 census, the city of Wallace, Kansas, had a population of 41. — Population data for the town.
- Wallace County, where Wallace, KS, is located, has a recorded history of tornado activity, with statistics available from NOAA's National Weather Service. — Direct severe weather hazard for the area.
- Wallace, KS, is an impacted location for hail, with Doppler radar detecting hail near the area on approximately 120 occasions, including 11 times in the past year. — Direct severe weather hazard for the area.
- Wallace County, Kansas, is home to Mount Sunflower, which is the highest natural point in Kansas at 4,039 feet above sea level. — Geographical fact about the county.
Local figures compiled from public sources: en.wikipedia.org · weather.gov · interactivehailmaps.com · en.wikipedia.org · usd241.org · greeley.health. Estimates — verify current details with the original source.
Insurance requirements in Kansas
Kansas is a no-fault state: along with liability, drivers must carry Personal Injury Protection (PIP), which pays your own medical costs regardless of who caused the crash. Kansas also sits in the heart of Tornado Alley, so hail and wind coverage is a real consideration for homes, farms, and businesses. We compare Kansas-admitted carriers to match those requirements to the right price. Verify current state minimums with the Kansas Insurance Department.
Wallace, KS insurance — common questions
How much does insurance cost in Wallace, KS?
Rates in Wallace and Wallace County depend on your home, vehicles, business, and the coverage you choose. As an independent agency we shop 80+ carriers to find your best price — start a quote or call 573-594-5148 for a real number.
Do you write insurance in Wallace?
Yes. InsureToday24 (BNW Services LLC) is a licensed local agency serving Wallace and all of KS — home, auto, farm, business, life, and more.
Can I get a quote in Wallace today?
Absolutely. You can buy simple lines online in minutes, or book a quick consult — in person, over Zoom, or by phone — and we'll get you covered fast.