Published July 8, 2026 · 40 years in trucking & the trades
What we cover in Butterfield
Pick a coverage to quote or buy — or book a consult and we'll sort it out together.
Why folks in Butterfield choose a local agent
When you're in Butterfield, Barry County, you get a real person who knows MO — not a 1-800 menu. Billy E. Whited is a licensed local agent shopping 80+ carriers to fit your home, vehicle, farm, or business, and can quote, bind, or sit down with you in person, over Zoom, or on the phone.
Nearby towns we also cover:
Insurance in Butterfield: the local picture
Living here in Butterfield, we know our homes and businesses face unique challenges. With a median property value around $98,200 and a high homeownership rate, it's clear folks are invested in their properties. Our housing stock includes everything from single-detached homes to mobile homes, meaning it's crucial to have the right homeowners policy that matches your specific dwelling type and its true replacement cost, not just market value. Given the 69 radar-detected hail events and 52 severe weather warnings we've seen in the last year alone, a robust roof replacement clause and comprehensive coverage are non-negotiable to protect against the frequent storms rolling through.
Population: 370 (2024)
Housing in Butterfield
In 2024, the median property value in Butterfield, MO was $98,200, and the homeownership rate was 78.6%. The average commute time was 29.8 minutes, with an average of 3 cars per household. Source: https://datausa.io/profile/geo/butterfield-mo/
Major local employers & who's hiring
- Cassville R-IV School District — Education Actively hiring
- Royal W Resort — Hospitality/Lodging
- LOWES AUTO GLASS — Automotive
- Stumpff's Realty — Real Estate
- Toms Trading Post — Retail/General Merchandise
- PIZZA CHEF OF FORSYTH LLC — Food Service/Restaurant
Local Butterfield businesses
A few businesses that call Butterfield home — independent of our agency.
- Aire Serv — HVAC
- Allen Contracting Tree Service — Sod Installation, Tree Service
- BRB Tree Service — Tree Service
- 2E Tree Service — Tree Trimming Service
- Butterfield Excavation, LLC — Excavation Contractor
Local landmarks & geography
- Flat Creek — A significant creek in Barry County, which Butterfield is part of. Properties in its floodplain may face increased flood risk, impacting insurance coverage.
- Roaring River State Park — Located near Butterfield, its proximity can influence property values due to recreational amenities. Depending on specific location, properties bordering the park might also have considerations for wildfire risk or increased traffic/tourism.
Local facts that shape your coverage
- Butterfield, MO, had a population of 378 residents as of the 2020 census. — High
- The Butterfield, MO area has experienced 69 occasions of radar-detected hail, including 6 times in the past year, and has been under severe weather warnings 52 times during the past 12 months. — High
- Flood risk data for Butterfield, MO (ZIP code 64052) is provided and analyzed by the First Street Foundation. — High
- The Butterfield, MO area has experienced 69 radar-detected hail events and 52 severe weather warnings in the last 12 months. — Highlights a significant and frequent risk of property damage from hail, making comprehensive homeowners and commercial property insurance with strong hail coverage essential.
- Housing in Butterfield, MO features a variety of two and three-bedroom single detached homes alongside mobile homes. — Indicates a diverse housing landscape that requires tailored insurance solutions, including specific homeowners policies for traditional homes and mobile home insurance for manufactured housing, to ensure adequate coverage for different construction types and replacement costs.
Local figures compiled from public sources: datausa.io · en.wikipedia.org · interactivehailmaps.com · firststreet.org · remax.com · ky3.com. Estimates — verify current details with the original source.
Insurance requirements in Missouri
Missouri is an at-fault (tort) state: every driver must carry liability insurance, and Missouri also requires uninsured-motorist coverage — which matters because not everyone on the road is insured. Missouri sits in a hail- and tornado-prone corridor, so wind/hail protection and your roof's condition weigh heavily for homeowners and farm owners. As an independent agency we shop multiple carriers to fit Missouri's rules and weather to your budget. Verify current state minimums with the Missouri Department of Commerce & Insurance.
Butterfield, MO insurance — common questions
How much does insurance cost in Butterfield, MO?
Rates in Butterfield and Barry County depend on your home, vehicles, business, and the coverage you choose. As an independent agency we shop 80+ carriers to find your best price — start a quote or call 573-594-5148 for a real number.
Do you write insurance in Butterfield?
Yes. InsureToday24 (BNW Services LLC) is a licensed local agency serving Butterfield and all of MO — home, auto, farm, business, life, and more.
Can I get a quote in Butterfield today?
Absolutely. You can buy simple lines online in minutes, or book a quick consult — in person, over Zoom, or by phone — and we'll get you covered fast.