Published July 25, 2026 · 40 years in trucking & the trades
What we cover in Camden Point
Pick a coverage to quote or buy — or book a consult and we'll sort it out together.
Why folks in Camden Point choose a local agent
When you're in Camden Point, Platte County, you get a real person who knows MO — not a 1-800 menu. Billy E. Whited is a licensed local agent shopping 80+ carriers to fit your home, vehicle, farm, or business, and can quote, bind, or sit down with you in person, over Zoom, or on the phone.
Nearby towns we also cover:
Insurance in Camden Point: the local picture
Given our community's character, with folks working at places like the Platte County R-III School District or Ball Farms, and our reliance on vehicles for daily life, it’s clear that comprehensive home and auto protection is paramount. Beyond the basics, consider higher liability limits for both your home and auto policies. An umbrella policy can offer an extra layer of protection, especially for those commuting regularly or with significant assets. It’s all about making sure you’re truly covered for the specific risks we face living in this beautiful, but sometimes wild, part of Missouri.
Population: 401 (Recent estimate)
Housing in Camden Point
The local housing stock in Camden Point, given its rural setting and designation as a bedroom community, likely comprises a mix of older, established homes and newer residences within subdivisions. Construction is predominantly frame, typical for the region. This implies a varied range of replacement costs and roof ages, with newer constructions generally having lower immediate replacement/roof costs due to modern building standards and materials. (Inferred from: https://cityofedgerton.org/pubpress/?page_id=1237, https://www.niche.com/places-to-live/camden-point-platte-mo/)
Major local employers & who's hiring
- Platte County R-III School District — Education Actively hiring
- Ball Farms — Agriculture
Local Camden Point businesses
A few businesses that call Camden Point home — independent of our agency.
- Homeland Roofing LLC — Roofing Contractor
- The Bell of Camden Point — Event Venue
- Mann's Collision Center — Auto Repair
Local landmarks & geography
- Little Platte River — The Little Platte River is located in Platte County, in the Camden Point area, and has been associated with flooding in the county. Properties in proximity may have increased flood risk.
- Camden Point's Historic Character (e.g., Camden Point Baptist Church) — Camden Point has historical significance, dating back to the mid-1800s, with notable historic buildings like the Camden Point Baptist Church (built 1857). This can affect property values and may require specialized historic property insurance coverage.
- Interstate 29 (I-29) — I-29 is located approximately 10 miles (16 km) from Camden Point, MO. Proximity to a major interstate can influence traffic patterns, noise levels, and accessibility, potentially affecting commercial property values and risk related to transportation.
- Kansas City International Airport (MCI) / KCI Corridor — While not directly in Camden Point, the Kansas City International Airport (MCI) and the surrounding KCI Corridor in Platte County are significant economic hubs with major employers. Proximity to this area influences regional property values, commercial activity, and potential for aircraft-related noise or other impacts on insurance risk.
Local facts that shape your coverage
- Camden Point, MO, had a population of 457 residents in 2020. — Demographic information for the town.
- The city of Camden Point covers an area of 1.55 square kilometers. — Geographic information for the town.
- As part of the Midwest, Camden Point, MO, experiences a risk of severe thunderstorms and tornadoes, with the broader region known for significant tornado activity. — General severe weather hazard.
- First Street Foundation offers detailed flood risk data for properties in Camden Point, MO (zip code 64052), indicating a significant number of properties with flood risk. — Specific flood hazard information.
- As of 2024, Camden Point, MO has a population of 401 people. — Provides demographic context for the community, influencing general risk exposure and market size.
- The average home value in Camden Point, MO is $331,591, reflecting a 1.9% increase over the past year. — Directly impacts replacement cost calculations for homeowners insurance and indicates local housing market trends.
- Properties within Camden Point, MO (zip code 64052) face a measurable risk of flooding, with detailed assessments available through First Street Foundation. — Highlights the specific need for flood insurance, as standard homeowners policies do not cover flood damage.
Local figures compiled from public sources: niche.com · no.wikipedia.org · spc.noaa.gov · firststreet.org · datausa.io · zillow.com. Estimates — verify current details with the original source.
Insurance requirements in Missouri
Missouri is an at-fault (tort) state: every driver must carry liability insurance, and Missouri also requires uninsured-motorist coverage — which matters because not everyone on the road is insured. Missouri sits in a hail- and tornado-prone corridor, so wind/hail protection and your roof's condition weigh heavily for homeowners and farm owners. As an independent agency we shop multiple carriers to fit Missouri's rules and weather to your budget. Verify current state minimums with the Missouri Department of Commerce & Insurance.
Camden Point, MO insurance — common questions
How much does insurance cost in Camden Point, MO?
Rates in Camden Point and Platte County depend on your home, vehicles, business, and the coverage you choose. As an independent agency we shop 80+ carriers to find your best price — start a quote or call 573-594-5148 for a real number.
Do you write insurance in Camden Point?
Yes. InsureToday24 (BNW Services LLC) is a licensed local agency serving Camden Point and all of MO — home, auto, farm, business, life, and more.
Can I get a quote in Camden Point today?
Absolutely. You can buy simple lines online in minutes, or book a quick consult — in person, over Zoom, or by phone — and we'll get you covered fast.