Published June 18, 2026 · 40 years in trucking & the trades
What we cover in Cameron
Pick a coverage to quote or buy — or book a consult and we'll sort it out together.
Why folks in Cameron choose a local agent
When you're in Cameron, Clinton County, you get a real person who knows MO — not a 1-800 menu. Billy E. Whited is a licensed local agent shopping 80+ carriers to fit your home, vehicle, farm, or business, and can quote, bind, or sit down with you in person, over Zoom, or on the phone.
Nearby towns we also cover:
Insurance in Cameron: the local picture
Cameron's economy leans heavily on the Western Missouri Correctional Center, the city's largest employer at roughly 700 workers, so many households are corrections employees and commuters on a steady state paycheck who need solid auto, life, and homeowners coverage. Sitting at the I-35/US-36/US-69 "Crossroads of the Nation" with about 2,925 housing units (8.9% vacant per the 2020 Census), the town has a mix of owner-occupied homes and rentals — a fit for home, renters, and landlord/dwelling-fire policies. Northwest Missouri's frequent severe-storm activity (Missouri logged 82 billion-dollar severe-storm events from 1980-2024) makes wind/hail the top homeowners exposure, while nearby Grindstone Reservoir and Wallace State Park's Lake Allaman support boat, RV, and seasonal-recreation coverage needs.
Population: 8,513 (2020)
Major local employers & who's hiring
- MFA Oil Propane — shopping
Local Cameron businesses
A few businesses that call Cameron home — independent of our agency.
- MFA Oil Propane — ag-commercial
- Conoco — c-store
- Cenex — c-store
- Valero — c-store
- Casey's — c-store
- Phillips — c-store
- Farmers State Bank — financial
- BTC Bank — financial
- Bitcoin Depot — financial
- Bank Northwest — financial
- Bank Midwest — financial
- Byte Federal Bitcoin ATM — financial
Local facts that shape your coverage
- Cameron's population was 8,513 at the 2020 Census, and the city uniquely spans three counties — Clinton, DeKalb, and Caldwell — with Clinton County being the primary seat. — Establishes the local market size and the multi-county licensing/rating footprint agents must account for.
- The Western Missouri Correctional Center is the city's largest employer, with about 700 employees. — A large share of local households are state corrections employees — a stable-income segment for auto, home, and life insurance, plus public-sector commuter auto exposure.
- Cameron is nicknamed the 'Crossroads of the Nation,' sitting at the junction of Interstate 35 (exits 52 and 54), U.S. Route 36, and U.S. Route 69. — Heavy interstate/highway traffic raises auto-accident and commercial-trucking exposure, relevant to personal auto and commercial/fleet coverage.
- The 2020 Census recorded 2,925 housing units in Cameron with an 8.9% vacancy rate. — A meaningful share of non-owner-occupied/vacant units points to demand for renters, landlord/dwelling-fire, and vacant-property coverage alongside standard homeowners.
- Missouri experienced 82 billion-dollar severe-storm events from 1980-2024, out of 120 total billion-dollar disasters — the state's largest disaster category. — Wind and large hail are the dominant homeowners and auto claim drivers in this region; buyers should confirm wind/hail deductibles and replacement-cost roof coverage.
- Grindstone Reservoir near Cameron is a 208-acre lake stocked for bass, crappie, and channel catfish with a boat ramp, managed by the Missouri Department of Conservation. — Local boating and fishing activity creates demand for watercraft/boat coverage and related personal-property endorsements.
- Wallace State Park, seven miles south of Cameron in Clinton County, spans 573 acres and includes six-acre Lake Allaman for swimming, fishing, and boating, plus a campground. — Nearby state-park recreation supports RV, camper-trailer, and seasonal recreational-vehicle insurance needs.
Local figures compiled from public sources: en.wikipedia.org · ncei.noaa.gov · mdc.mo.gov · mostateparks.com · en.wikipedia.org. Estimates — verify current details with the original source.
Insurance requirements in Missouri
Missouri is an at-fault (tort) state: every driver must carry liability insurance, and Missouri also requires uninsured-motorist coverage — which matters because not everyone on the road is insured. Missouri sits in a hail- and tornado-prone corridor, so wind/hail protection and your roof's condition weigh heavily for homeowners and farm owners. As an independent agency we shop multiple carriers to fit Missouri's rules and weather to your budget. Verify current state minimums with the Missouri Department of Commerce & Insurance.
Cameron, MO insurance — common questions
How much does insurance cost in Cameron, MO?
Rates in Cameron and Clinton County depend on your home, vehicles, business, and the coverage you choose. As an independent agency we shop 80+ carriers to find your best price — start a quote or call 573-594-5148 for a real number.
Do you write insurance in Cameron?
Yes. InsureToday24 (BNW Services LLC) is a licensed local agency serving Cameron and all of MO — home, auto, farm, business, life, and more.
Can I get a quote in Cameron today?
Absolutely. You can buy simple lines online in minutes, or book a quick consult — in person, over Zoom, or by phone — and we'll get you covered fast.