Published July 21, 2026 · 40 years in trucking & the trades
What we cover in Marquand
Pick a coverage to quote or buy — or book a consult and we'll sort it out together.
Why folks in Marquand choose a local agent
When you're in Marquand, Madison County, you get a real person who knows MO — not a 1-800 menu. Billy E. Whited is a licensed local agent shopping 80+ carriers to fit your home, vehicle, farm, or business, and can quote, bind, or sit down with you in person, over Zoom, or on the phone.
Nearby towns we also cover:
Insurance in Marquand: the local picture
Living here in Marquand, we know our homes are more than just structures; they're our livelihoods. With a good chunk of our housing being manufactured or mobile homes, it's crucial to think about how they hold up, especially with the severe weather we get. Standard dwelling coverage often needs a closer look for these types of homes, ensuring replacement cost is truly covered after a major thunderstorm or, God forbid, a tornado. These homes can have different construction and tie-down requirements, which means a 'one-size-fits-all' policy just won't cut it. We also need to consider specific endorsements for things like detached structures or specialized roofing that might be common with manufactured housing, ensuring everything from our main roof to our sheds are properly protected from the elements.
Population: 186 (2020)
Housing in Marquand
Marquand's housing stock includes a significant presence of manufactured/mobile homes (Source: https://homenation.com/state/missouri/city/marquand). This suggests a varied housing age, with a notable portion being newer manufactured units. The prevalence of manufactured homes implies different replacement costs and roofing considerations compared to traditional stick-built homes.
Major local employers & who's hiring
- Marquand-Zion R-VI School District — Education
- Yemm & Hart — Manufacturing (Wood-Household Furn-Ex Upholstered Manufacture)
Local Marquand businesses
A few businesses that call Marquand home — independent of our agency.
- Victoria Vineyards (Durso Hills Winery and Bistro) — Winery/Restaurant
- CNH Excavating LLC — Excavation
- Electrician in Marquand, MO — Electrical Contractor
- Tree Removal in Marquand, MO — Tree Trimming/Removal
- Tree Trimming in Marquand, MO (Rogers Landscape Supply) — Tree Trimming/Landscape Supply
- Homeland Roofing LLC — Roofing Contractor
Local landmarks & geography
- Little St. Francis River — Potential for flood risk to properties in close proximity.
- Castor River — Potential for flood risk to properties in close proximity.
- Sam A. Baker State Park — Proximity to a state park can influence property values and recreational risks.
- Hawn State Park — Proximity to a state park can influence property values and recreational risks.
- Missouri Route 49 — Major state highway affecting accessibility and local traffic patterns.
- Missouri Route O — Major state highway affecting accessibility and local traffic patterns.
- Missouri Route DD — Major state highway affecting accessibility and local traffic patterns.
- Southeast Missouri State University — Located approximately 43 miles away in Cape Girardeau, MO. As the nearest university, it may have a regional influence on employment and property values.
Local facts that shape your coverage
- Madison County, Missouri, the county where Marquand is located, is subject to severe weather warnings and advisories for events including thunderstorms, tornadoes, and flash floods. — Directly indicates local severe weather hazards affecting Marquand.
- On May 25, 2011, an EF1 tornado touched down in Madison County, Missouri, causing significant damage including numerous large trees being blown down near Buckhorn. — Provides historical evidence of tornado activity within Madison County, impacting the region around Marquand.
- A study by the First Street Foundation reported that over 280,000 properties in Missouri are at risk of flood damage, nearly double the estimates by the Federal Emergency Management Agency (FEMA). — Highlights a substantial, and potentially underestimated, flood vulnerability across Missouri, providing context for the risk in Marquand.
- As of the 2020 census, Marquand has a population of 186 residents. — Population size can influence local insurance markets, available services, and community-level risk assessments, though its direct impact on individual property coverage is minor compared to other factors.
Local figures compiled from public sources: en.wikipedia.org · localconditions.com · ncei.noaa.gov · stlpr.org · mz.k12.mo.us · woodlist.us. Estimates — verify current details with the original source.
Insurance requirements in Missouri
Missouri is an at-fault (tort) state: every driver must carry liability insurance, and Missouri also requires uninsured-motorist coverage — which matters because not everyone on the road is insured. Missouri sits in a hail- and tornado-prone corridor, so wind/hail protection and your roof's condition weigh heavily for homeowners and farm owners. As an independent agency we shop multiple carriers to fit Missouri's rules and weather to your budget. Verify current state minimums with the Missouri Department of Commerce & Insurance.
Marquand, MO insurance — common questions
How much does insurance cost in Marquand, MO?
Rates in Marquand and Madison County depend on your home, vehicles, business, and the coverage you choose. As an independent agency we shop 80+ carriers to find your best price — start a quote or call 573-594-5148 for a real number.
Do you write insurance in Marquand?
Yes. InsureToday24 (BNW Services LLC) is a licensed local agency serving Marquand and all of MO — home, auto, farm, business, life, and more.
Can I get a quote in Marquand today?
Absolutely. You can buy simple lines online in minutes, or book a quick consult — in person, over Zoom, or by phone — and we'll get you covered fast.