Published July 27, 2026 · 40 years in trucking & the trades
What we cover in Mineral Point
Pick a coverage to quote or buy — or book a consult and we'll sort it out together.
Why folks in Mineral Point choose a local agent
When you're in Mineral Point, Washington County, you get a real person who knows MO — not a 1-800 menu. Billy E. Whited is a licensed local agent shopping 80+ carriers to fit your home, vehicle, farm, or business, and can quote, bind, or sit down with you in person, over Zoom, or on the phone.
Nearby towns we also cover:
Insurance in Mineral Point: the local picture
Population: 3699 (Jul 2026)
Housing in Mineral Point
The average home value in the 63660 ZIP code, which includes Mineral Point, is $119,700 (source: https://www.zip-codes.com/zip-code/63660/zip-code-63660.asp). Therefore, specific implications for replacement cost/roof cannot be determined from available data.
Major local employers & who's hiring
- Potosi R-3 School District — Educational Services hiring
- Washington County Memorial Hospital — Healthcare hiring
- Potosi Correctional Center — Government hiring
- Walmart — Retail hiring
- Parkland Health Center (BJC Healthcare) — Healthcare hiring
- Uni-Tec LLC — Manufacturing
Local Mineral Point businesses
A few businesses that call Mineral Point home — independent of our agency.
- Nicholson Heating & Air — HVAC
Local landmarks & geography
- Washington State Park — Located in Washington County, Missouri, where Mineral Point is situated. Proximity to a state park can influence property values due to recreational access and scenic views, and may also introduce environmental considerations like wildfire risk or wildlife interactions.
- Missouri Route 21 — A major state highway passing through or near Mineral Point, MO. Proximity to a significant highway can impact property values, traffic noise levels, and accessibility, which can be a factor in auto insurance risk and property claims related to accidents or noise pollution.
- Jefferson College (Hillsboro, MO) — Located approximately 25 miles from Mineral Point, MO. While not directly in the village, its relative proximity can influence regional demographics, rental markets, and demand for housing, which can affect property insurance valuations.
Local facts that shape your coverage
- Washington County, MO, which includes Mineral Point, has been subject to flash flood warnings, indicating a risk of rapid and dangerous flooding. — High
- First Street Foundation provides flood risk data for Washington County, MO, indicating that properties within the county have assessed flood factors. — High
- Mineral Point, MO, has been specifically mentioned as being in the path of severe thunderstorms capable of producing hail and wind damage. — High
Local figures compiled from public sources: zip-codes.com · news.google.com · firststreet.org · interactivehailmaps.com · potosir3.org · simplyhired.com. Estimates — verify current details with the original source.
Insurance requirements in Missouri
Missouri is an at-fault (tort) state: every driver must carry liability insurance, and Missouri also requires uninsured-motorist coverage — which matters because not everyone on the road is insured. Missouri sits in a hail- and tornado-prone corridor, so wind/hail protection and your roof's condition weigh heavily for homeowners and farm owners. As an independent agency we shop multiple carriers to fit Missouri's rules and weather to your budget. Verify current state minimums with the Missouri Department of Commerce & Insurance.
Mineral Point, MO insurance — common questions
How much does insurance cost in Mineral Point, MO?
Rates in Mineral Point and Washington County depend on your home, vehicles, business, and the coverage you choose. As an independent agency we shop 80+ carriers to find your best price — start a quote or call 573-594-5148 for a real number.
Do you write insurance in Mineral Point?
Yes. InsureToday24 (BNW Services LLC) is a licensed local agency serving Mineral Point and all of MO — home, auto, farm, business, life, and more.
Can I get a quote in Mineral Point today?
Absolutely. You can buy simple lines online in minutes, or book a quick consult — in person, over Zoom, or by phone — and we'll get you covered fast.