Published July 26, 2026 · 40 years in trucking & the trades
What we cover in Parkway
Pick a coverage to quote or buy — or book a consult and we'll sort it out together.
Why folks in Parkway choose a local agent
When you're in Parkway, Franklin County, you get a real person who knows MO — not a 1-800 menu. Billy E. Whited is a licensed local agent shopping 80+ carriers to fit your home, vehicle, farm, or business, and can quote, bind, or sit down with you in person, over Zoom, or on the phone.
Nearby towns we also cover:
Insurance in Parkway: the local picture
Living in Parkway, a small village nestled in rural Franklin County, means your home is likely one of the older, established properties, possibly frame or brick, or even manufactured housing. With the potential for aging infrastructure, robust home insurance is paramount. You'll want to ensure your dwelling coverage is adequate for full replacement cost, especially with the frequent severe weather we experience here—thunderstorms, significant hail, and the ever-present threat of tornadoes. A good roof replacement endorsement and understanding your wind/hail deductibles are crucial. And let's not forget the Meramec River nearby; given the documented flood risk by the First Street Foundation, standard home policies won't cover it. Flood insurance is a separate, vital conversation for many residents here.
Commuting is a reality for many, with jobs at places like Parkway School District, Mercy Hospital St. Louis, Duke Manufacturing Co., or Thorne Electric Company, often involving travel on Interstate 44. This means your auto insurance needs to be just as solid as your home policy, with adequate liability limits and comprehensive/collision coverage to protect against the daily grind and unexpected events. For our local businesses, like Mr. Rooter Plumbing, commercial insurance—covering property, general liability, and business auto—is essential to protect their operations in a community that values local services.
Ultimately, being prepared means understanding the unique risks of our area. From protecting your home against the elements that Mother Nature throws our way, to ensuring your commute is covered, and that our local businesses can thrive, it's about having the right coverages in place. We're a close-knit community, and making sure our assets are protected lets us all focus on what truly matters.
Population: 656 (2020)
Housing in Parkway
Given its status as a small village in rural Franklin County, it likely consists of a mix of older, established homes, potentially including frame or brick constructions, and possibly some manufactured housing. New subdivisions are likely limited. Without specific data, typical age, construction materials, and implications for replacement cost/roof cannot be accurately determined for the village itself.
Major local employers & who's hiring
- Parkway School District — Education hiring
- Mercy Hospital St. Louis — Healthcare hiring
- St. Louis County Government — Government hiring
- Duke Manufacturing Co. — Manufacturing (commercial foodservice equipment) hiring
- Thorne Electric Company — Manufacturing (electrical contracting) hiring
Local Parkway businesses
A few businesses that call Parkway home — independent of our agency.
- Mr. Rooter Plumbing — Plumbing
Local landmarks & geography
- Meramec River — Proximity to the river significantly increases flood risk for properties in low-lying areas.
- Interstate 44 (I-44) — Proximity can influence property values due to accessibility and potential noise/pollution. May affect wind risk due to open corridors.
Local facts that shape your coverage
- On May 19, 2022, an EF-1 tornado with maximum estimated wind speeds of 100 mph occurred in Franklin County, south of Leslie, MO. — Direct evidence of tornado activity in the county where Parkway is located.
- Franklin County, MO, has reported instances of large hail, including baseball-sized (2-inch) hail. — Indicates the potential for damaging hail events in the area.
- The National Weather Service issues severe weather warnings, watches, and advisories for Franklin County, MO, covering events such as thunderstorms, tornadoes, and flash floods. — Confirms the ongoing threat and official monitoring of severe weather in the region.
- Franklin County, MO, has a dedicated flood risk report available from the First Street Foundation, highlighting the susceptibility of properties to flooding. — Confirms the presence of a recognized flood risk in the county.
- Parkway, MO has a population of 766. — Provides context on the size and scope of the community, influencing insurance market density and local risk profiles.
- Parkway, MO, being within Franklin County, has a documented flood risk as assessed by the First Street Foundation. — Highlights a critical environmental risk requiring specific flood insurance coverage beyond standard homeowners policies.
Local figures compiled from public sources: worldpopulationreview.com · weather.gov · 101theeagle.com · localconditions.com · firststreet.org · homesnacks.com. Estimates — verify current details with the original source.
Insurance requirements in Missouri
Missouri is an at-fault (tort) state: every driver must carry liability insurance, and Missouri also requires uninsured-motorist coverage — which matters because not everyone on the road is insured. Missouri sits in a hail- and tornado-prone corridor, so wind/hail protection and your roof's condition weigh heavily for homeowners and farm owners. As an independent agency we shop multiple carriers to fit Missouri's rules and weather to your budget. Verify current state minimums with the Missouri Department of Commerce & Insurance.
Parkway, MO insurance — common questions
How much does insurance cost in Parkway, MO?
Rates in Parkway and Franklin County depend on your home, vehicles, business, and the coverage you choose. As an independent agency we shop 80+ carriers to find your best price — start a quote or call 573-594-5148 for a real number.
Do you write insurance in Parkway?
Yes. InsureToday24 (BNW Services LLC) is a licensed local agency serving Parkway and all of MO — home, auto, farm, business, life, and more.
Can I get a quote in Parkway today?
Absolutely. You can buy simple lines online in minutes, or book a quick consult — in person, over Zoom, or by phone — and we'll get you covered fast.