Published June 27, 2026 · 40 years in trucking & the trades
What we cover in Sedalia
Pick a coverage to quote or buy — or book a consult and we'll sort it out together.
Why folks in Sedalia choose a local agent
When you're in Sedalia, Pettis County, you get a real person who knows MO — not a 1-800 menu. Billy E. Whited is a licensed local agent shopping 80+ carriers to fit your home, vehicle, farm, or business, and can quote, bind, or sit down with you in person, over Zoom, or on the phone.
Nearby towns we also cover:
Insurance in Sedalia: the local picture
Sedalia's diverse industrial base, particularly in manufacturing and distribution, points to a strong market for commercial insurance. However, the frequent severe weather, especially hail, indicates a heightened risk for property damage, necessitating robust property and casualty policies for both residents and businesses.
Population: 21725 (2020)
Major local employers & who's hiring
- Central Missouri Electric Cooperative — office
- Baughman Feed Service — ag-commercial
- MFA Distribution Warehouse — warehouse
- MFA Agri Services — services
- MFA Oil Petro-Card 24 — gas station
- Clark Warehouse Tire and Auto — mechanic
- Clark Warehouse Tire & Auto — mechanic
- J. Frost Warehouse — clothes store
Local Sedalia businesses
A few businesses that call Sedalia home — independent of our agency.
- Central Missouri Electric Cooperative — ag-commercial
- MFA Agri Services — ag-commercial
- MFA Oil Petro-Card 24 — ag-commercial
- Clark Warehouse Tire and Auto — ag-commercial
- Clark Warehouse Tire & Auto — ag-commercial
- Phillips — c-store
- Cenex — c-store
- Casey's — c-store
- Shell — c-store
- Phillips 66 — c-store
- Central Bank — financial
- Central Bank Annex — financial
Local facts that shape your coverage
- Sedalia's population was 21,725 as of the 2020 U.S. Census. — Provides a baseline for demographic data, impacting personal lines and overall market size for insurance.
- Key industries in the Sedalia/Warrensburg region include agtech, advanced manufacturing, defense, and distribution. — Indicates a need for various commercial insurance lines, including property, liability, and specialized coverage for specific industries.
- The Sedalia area has experienced 20 on-the-ground hail reports and 78 radar-detected hail events (3 in the past year). — Highlights a significant risk for hail-related property damage, driving demand for comprehensive property insurance for homes and vehicles.
- The Sedalia area was under severe weather warnings 29 times in the past 12 months. — Suggests frequent exposure to various severe weather phenomena, impacting property, casualty, and potentially business interruption insurance needs.
Local figures compiled from public sources: en.wikipedia.org · missouripartnership.com · interactivehailmaps.com. Estimates — verify current details with the original source.
Insurance requirements in Missouri
Missouri is an at-fault (tort) state: every driver must carry liability insurance, and Missouri also requires uninsured-motorist coverage — which matters because not everyone on the road is insured. Missouri sits in a hail- and tornado-prone corridor, so wind/hail protection and your roof's condition weigh heavily for homeowners and farm owners. As an independent agency we shop multiple carriers to fit Missouri's rules and weather to your budget. Verify current state minimums with the Missouri Department of Commerce & Insurance.
Sedalia, MO insurance — common questions
How much does insurance cost in Sedalia, MO?
Rates in Sedalia and Pettis County depend on your home, vehicles, business, and the coverage you choose. As an independent agency we shop 80+ carriers to find your best price — start a quote or call 573-594-5148 for a real number.
Do you write insurance in Sedalia?
Yes. InsureToday24 (BNW Services LLC) is a licensed local agency serving Sedalia and all of MO — home, auto, farm, business, life, and more.
Can I get a quote in Sedalia today?
Absolutely. You can buy simple lines online in minutes, or book a quick consult — in person, over Zoom, or by phone — and we'll get you covered fast.