Published June 30, 2026 · 40 years in trucking & the trades
What we cover in Unionville
Pick a coverage to quote or buy — or book a consult and we'll sort it out together.
Why folks in Unionville choose a local agent
When you're in Unionville, Putnam County, you get a real person who knows MO — not a 1-800 menu. Billy E. Whited is a licensed local agent shopping 80+ carriers to fit your home, vehicle, farm, or business, and can quote, bind, or sit down with you in person, over Zoom, or on the phone.
Nearby towns we also cover:
Insurance in Unionville: the local picture
Folks in Unionville tend to have a pretty stable employment base, largely thanks to Putnam County Memorial Hospital and the Unionville R-IV School District. For families working at these anchors, things like good health insurance through their employer are key, but on the personal side, strong auto and homeowners policies are still vital. The hospital and school themselves need robust commercial property, general liability, and workers' compensation coverage to protect their operations and the people they serve. It's a tight-knit community, and these institutions are at the heart of it, so making sure they're well-covered means a lot to everyone here.
When it comes to homes here in Unionville, while specific details on housing stock are hard to come by, it's safe to assume we have a mix, with a good number of older homes. That means replacement cost coverage on your homeowners policy isn't just a good idea, it's essential. You want to make sure you can rebuild to today's standards, not just what the house was worth decades ago. Given we're in Missouri, we know severe weather, especially wind and hail, is always a concern. Those spring and summer storms can do a number on roofs, so having proper coverage for wind and hail damage is critical for protecting your biggest asset. It's not just about the big events; even smaller, frequent claims add up if you're not adequately covered.
Beyond property, personal liability is always something to consider, whether it's for your home or your auto. With our rural roads and the occasional wildlife, having solid auto insurance is a no-brainer. While specific flood risk data for Unionville is elusive, being aware of general flood risks in Missouri is always prudent for homeowners, especially with heavy rains. It's about protecting what you've worked for, plain and simple, and making sure you're ready for whatever comes our way.
Population: 1735 (2020)
Major local employers & who's hiring
- Putnam County Memorial Hospital — Healthcare
- Unionville R-IV School District — Education
- Feed Train — ag-commercial
- MFA Oil — shopping
- Putnam County MFA — shopping
- Dairy Lane — food
Local Unionville businesses
A few businesses that call Unionville home — independent of our agency.
- Feed Train — ag-commercial
- MFA Oil — ag-commercial
- BP — c-store
- Farmers Bank of Northern Missouri — financial
- Putnam County State Bank — financial
- LibertyX Bitcoin ATM — financial
- Cash2Bitcoin Bitcoin ATM — financial
- First Interstate Bank - ATM — financial
- Coinme Cash - Buy Bitcoin at the Register — financial
- ATM Great Western Bk — financial
- CDReload at Casey's — financial
- Casey's General Store — financial
Local facts that shape your coverage
- As of the 2020 census, Unionville, Missouri had a population of 1,735. — Population size influences the overall insurance market and community characteristics.
- Major employers in Unionville, Putnam County, MO include Putnam County Memorial Hospital and Unionville R-IV School District. — These employers are key to the local economy and represent significant commercial insurance needs, as well as influencing the personal insurance needs of their employees.
Local figures compiled from public sources: en.wikipedia.org · pcmhosp.com. Estimates — verify current details with the original source.
Insurance requirements in Missouri
Missouri is an at-fault (tort) state: every driver must carry liability insurance, and Missouri also requires uninsured-motorist coverage — which matters because not everyone on the road is insured. Missouri sits in a hail- and tornado-prone corridor, so wind/hail protection and your roof's condition weigh heavily for homeowners and farm owners. As an independent agency we shop multiple carriers to fit Missouri's rules and weather to your budget. Verify current state minimums with the Missouri Department of Commerce & Insurance.
Unionville, MO insurance — common questions
How much does insurance cost in Unionville, MO?
Rates in Unionville and Putnam County depend on your home, vehicles, business, and the coverage you choose. As an independent agency we shop 80+ carriers to find your best price — start a quote or call 573-594-5148 for a real number.
Do you write insurance in Unionville?
Yes. InsureToday24 (BNW Services LLC) is a licensed local agency serving Unionville and all of MO — home, auto, farm, business, life, and more.
Can I get a quote in Unionville today?
Absolutely. You can buy simple lines online in minutes, or book a quick consult — in person, over Zoom, or by phone — and we'll get you covered fast.