Published June 24, 2026 · 40 years in trucking & the trades
What we cover in Creighton
Pick a coverage to quote or buy — or book a consult and we'll sort it out together.
Why folks in Creighton choose a local agent
When you're in Creighton, Knox County, you get a real person who knows NE — not a 1-800 menu. Billy E. Whited is a licensed local agent shopping 80+ carriers to fit your home, vehicle, farm, or business, and can quote, bind, or sit down with you in person, over Zoom, or on the phone.
Nearby towns we also cover:
Insurance in Creighton: the local picture
Creighton is a small Knox County town of about 1,147 people where roughly 73% of homes are owner-occupied at a modest ~$98,000 median value, so demand centers on homeowners, renters/landlord, auto and farm coverage rather than large commercial accounts. The area carries real severe-weather exposure: an EF-3 tornado destroyed hangars and aircraft at the Creighton Municipal Airport in 2013, and the town has a documented hail history, making full windstorm and hail-deductible coverage worth reviewing. Because Creighton was named in the March 2019 Knox County flood disaster declarations tied to the Niobrara/Missouri river system, flood insurance (NFIP or private) is worth reviewing for properties near waterways since standard home policies exclude flood.
Population: 1,147 (2020)
Major local employers & who's hiring
- Rader Feed & Supply, LLC/Rader Outdoors, LLC — store
- Midwest seed — supplier
- J E Meuret Grain Co Inc Creighton — food
Local Creighton businesses
A few businesses that call Creighton home — independent of our agency.
- Bomgaars — ag-commercial
- Gragerts Grocery — c-store
- Midwest Bank — financial
- TC COMPLETE AUTO REPAIR — main-street
- Creighton Auto, Inc. — main-street
- NAPA Auto Parts — main-street
- Linn Post & Pipe — main-street
- Creighton Livestock Market — main-street
- Flavor Crisp — main-street
- United States Postal Service — main-street
- Bazile Creek Power Sports — main-street
- North Central Public Power District — main-street
Local facts that shape your coverage
- Creighton had a population of 1,147 at the 2020 census, making it a small second-class city in Knox County, NE. — Small, stable rural population means personal lines (home, auto, farm) and Main Street commercial accounts dominate over large-group business.
- The largest employment sectors in Creighton are Retail Trade (~110 jobs), Health Care & Social Assistance (~73 jobs), and Educational Services (~63 jobs), with a median household income of about $50,278 (2024). — Drives demand for small-business BOP/general liability and workers' comp for local retailers and care providers, plus moderately priced personal coverage.
- Median property value in Creighton is about $98,000 with a 72.7% homeownership rate (27.3% renter-occupied) as of 2024. — High owner-occupancy points to strong homeowners-policy demand, while modest home values keep dwelling coverage limits low; the ~27% rental share supports renters and landlord/dwelling-fire policies.
- An EF-3 tornado passed just east of Creighton on October 4, 2013, striking the Creighton Municipal Airport and destroying several hangars and the aircraft inside. — Documented EF-3 tornado damage underscores the need for full windstorm coverage on homes, farm buildings, and commercial structures, plus aircraft/hangar coverage at the municipal airport.
- Creighton was among the Knox County communities (with Niobrara, Verdigre, Bloomfield and Santee) named in disaster declarations during the catastrophic March 2019 flooding, when the Spencer Dam failed on the Niobrara River. — Confirms real regional flood exposure in Knox County, supporting conversations about NFIP/private flood coverage and flood endorsements for properties near waterways.
- The National Weather Service's Omaha office logged a hail report from Creighton during the major May 1975 Nebraska tornado/hail outbreak. — Long-standing hail history is a core driver of roof/auto comprehensive claims and supports hail-deductible discussions on home and farm policies.
Local figures compiled from public sources: en.wikipedia.org · datausa.io · 3newsnow.com · myknoxcountynews.com · en.wikipedia.org. Estimates — verify current details with the original source.
Insurance requirements in Nebraska
Nebraska is an at-fault state and requires liability plus uninsured/underinsured-motorist coverage. With a strong agricultural base and frequent severe storms, farm, crop, and hail-aware home coverage matter across the state. As an independent agency we shop multiple carriers to fit Nebraska's requirements and exposures. Verify current state minimums with the Nebraska Department of Insurance.
Creighton, NE insurance — common questions
How much does insurance cost in Creighton, NE?
Rates in Creighton and Knox County depend on your home, vehicles, business, and the coverage you choose. As an independent agency we shop 80+ carriers to find your best price — start a quote or call 573-594-5148 for a real number.
Do you write insurance in Creighton?
Yes. InsureToday24 (BNW Services LLC) is a licensed local agency serving Creighton and all of NE — home, auto, farm, business, life, and more.
Can I get a quote in Creighton today?
Absolutely. You can buy simple lines online in minutes, or book a quick consult — in person, over Zoom, or by phone — and we'll get you covered fast.