Published June 25, 2026 · 40 years in trucking & the trades
What we cover in Decatur
Pick a coverage to quote or buy — or book a consult and we'll sort it out together.
Why folks in Decatur choose a local agent
When you're in Decatur, Burt County, you get a real person who knows NE — not a 1-800 menu. Billy E. Whited is a licensed local agent shopping 80+ carriers to fit your home, vehicle, farm, or business, and can quote, bind, or sit down with you in person, over Zoom, or on the phone.
Nearby towns we also cover:
Insurance in Decatur: the local picture
Population: 410 (2020)
Housing in Decatur
Most residents in Decatur tend to own their homes. (Source: https://www.niche.com/places-to-live/decatur-burt-ne/)
Major local employers & who's hiring
- Decatur Public School — Education
- Village of Decatur, Nebraska — Local Government
Local Decatur businesses
A few businesses that call Decatur home — independent of our agency.
- Decatur Express — c-store
- Phillips 66 — c-store
- LibertyX Bitcoin ATM — financial
- First Nebraska Bank — financial
- Green Lantern Steakhouse and Lounge — main-street
Local landmarks & geography
- Missouri River — Flood risk, especially during high water events. Properties adjacent or in low-lying areas near the river are susceptible to flood damage.
- General Geographic Location (Northeast Nebraska) — High risk for severe weather including tornadoes, strong winds, and hail, which can lead to significant property damage.
Local facts that shape your coverage
- Decatur is a village located in Burt County, Nebraska, directly adjacent to the Missouri River. — Geographic context and direct exposure to a major river, indicating flood potential.
- The population of Decatur township, Nebraska, was 580 as of the 2020 census. — Provides a recent demographic snapshot of the area.
- Burt County, Nebraska, which includes Decatur, has a moderate severity risk for tornadoes. — Highlights a specific and common severe weather hazard for the region.
- Decatur, Nebraska, experienced significant flooding as a result of the 2011 Missouri River flood. — Historical evidence of severe flood risk directly affecting the town.
Local figures compiled from public sources: worldpopulationreview.com · en.wikipedia.org · worldpopulationreview.com · protectmyzip.com · en.wikipedia.org · 50states.com. Estimates — verify current details with the original source.
Insurance requirements in Nebraska
Nebraska is an at-fault state and requires liability plus uninsured/underinsured-motorist coverage. With a strong agricultural base and frequent severe storms, farm, crop, and hail-aware home coverage matter across the state. As an independent agency we shop multiple carriers to fit Nebraska's requirements and exposures. Verify current state minimums with the Nebraska Department of Insurance.
Decatur, NE insurance — common questions
How much does insurance cost in Decatur, NE?
Rates in Decatur and Burt County depend on your home, vehicles, business, and the coverage you choose. As an independent agency we shop 80+ carriers to find your best price — start a quote or call 573-594-5148 for a real number.
Do you write insurance in Decatur?
Yes. InsureToday24 (BNW Services LLC) is a licensed local agency serving Decatur and all of NE — home, auto, farm, business, life, and more.
Can I get a quote in Decatur today?
Absolutely. You can buy simple lines online in minutes, or book a quick consult — in person, over Zoom, or by phone — and we'll get you covered fast.