Published June 22, 2026 · 40 years in trucking & the trades
What we cover in Hershey
Pick a coverage to quote or buy — or book a consult and we'll sort it out together.
Why folks in Hershey choose a local agent
When you're in Hershey, Lincoln County, you get a real person who knows NE — not a 1-800 menu. Billy E. Whited is a licensed local agent shopping 80+ carriers to fit your home, vehicle, farm, or business, and can quote, bind, or sit down with you in person, over Zoom, or on the phone.
Nearby towns we also cover:
Insurance in Hershey: the local picture
Population: 649 (2020)
Housing in Hershey
The housing stock in Hershey, NE primarily consists of single-family detached homes. There has been some recent construction, with 6 houses built in 2020 or later within the 69143 ZIP code. Replacement costs and roof types would generally reflect standard residential construction for single-family homes in Nebraska. Sources: https://www.city-data.com/zips/69143.html, https://www.areavibes.com/hershey-ne/housing/
Major local employers & who's hiring
- Hershey Public Schools — Educational Services hiring
- Simplot Grower Solutions — Agriculture (Fertilizers and agricultural chemicals)
- Hershey State Bank — Financial Services
- Scoular Grain — Agriculture (Grain elevator)
- Kemp Uvestock — Agriculture (Livestock dealings)
- Cedar Lane Seed — wholesale
Local Hershey businesses
A few businesses that call Hershey home — independent of our agency.
- Action Heating and Plumbing — HVAC / Plumbing
- Floyd Tree Services — Tree Services
- Ayala Tree Service LLC — Tree Services
- Trim Tree Service — Tree Trimming
- Superior Sanitation Services — Excavation Contractor
- Chris Hunters Auto Repair — Auto Repair
- Kwik Stop — c-store
- Hershey State Bank — financial
- Union Bank & Trust ATM — financial
Local landmarks & geography
- Platte River — Proximity to the Platte River indicates potential flood risk for properties within the floodplain or adjacent areas. The river's dynamics can also affect soil stability.
- Downtown Hershey — As a central area of the village, properties in Downtown Hershey may consist of older structures, potentially requiring specific historical property insurance, or having different construction materials affecting replacement costs and overall risk profiles.
- Buffalo Bill Ranch State Historical Park — While not directly in Hershey, its proximity can influence local tourism and traffic patterns, and properties near state parks may have different zoning regulations or environmental considerations.
- Interstate 80 — Properties located near Interstate 80 may experience increased noise pollution, higher traffic volume leading to potential accident risks, and easier access for emergency services, but also potentially higher property values due to accessibility.
Local facts that shape your coverage
- The Hershey, NE area has had 39 reports of on-the-ground hail by trained spotters and has been under severe weather warnings 28 times during the past 12 months. — High
- Doppler radar has detected hail at or near Hershey, NE on 105 occasions, including 7 occasions during the past year. — High
- Hershey, NE's flood risk is assessed by the First Street Foundation, which provides property-specific flood risk information. — Medium
- Hershey, NE is situated within the central High Plains, a region generally prone to severe thunderstorms. — Medium
Local figures compiled from public sources: en.wikipedia.org · interactivehailmaps.com · firststreet.org · weather.gov · hpspanthers.org · locations.simplotgrowersolutions.com. Estimates — verify current details with the original source.
Insurance requirements in Nebraska
Nebraska is an at-fault state and requires liability plus uninsured/underinsured-motorist coverage. With a strong agricultural base and frequent severe storms, farm, crop, and hail-aware home coverage matter across the state. As an independent agency we shop multiple carriers to fit Nebraska's requirements and exposures. Verify current state minimums with the Nebraska Department of Insurance.
Hershey, NE insurance — common questions
How much does insurance cost in Hershey, NE?
Rates in Hershey and Lincoln County depend on your home, vehicles, business, and the coverage you choose. As an independent agency we shop 80+ carriers to find your best price — start a quote or call 573-594-5148 for a real number.
Do you write insurance in Hershey?
Yes. InsureToday24 (BNW Services LLC) is a licensed local agency serving Hershey and all of NE — home, auto, farm, business, life, and more.
Can I get a quote in Hershey today?
Absolutely. You can buy simple lines online in minutes, or book a quick consult — in person, over Zoom, or by phone — and we'll get you covered fast.