Published June 19, 2026 · 40 years in trucking & the trades
What we cover in Lexington
Pick a coverage to quote or buy — or book a consult and we'll sort it out together.
Why folks in Lexington choose a local agent
When you're in Lexington, Dawson County, you get a real person who knows NE — not a 1-800 menu. Billy E. Whited is a licensed local agent shopping 80+ carriers to fit your home, vehicle, farm, or business, and can quote, bind, or sit down with you in person, over Zoom, or on the phone.
Nearby towns we also cover:
Insurance in Lexington: the local picture
Lexington, NE presents a unique insurance landscape with a significant manufacturing base driving commercial insurance needs. The frequent hail activity necessitates strong property and auto insurance coverages. Additionally, the presence of FEMA flood zones means flood insurance should be a key consideration for residents and businesses, especially for those in designated risk areas.
Population: 10348 (2020)
Major local employers & who's hiring
- Country Partners Cooperative — gas station
- Hi-Line Cooperative — education
- O'Hanlon Seed — wholesale
- O’Hanlon seed, Ins — warehouse
- Chief Ethanol Fuels — manufacturing
- LandMark Implement — ag-commercial
Local Lexington businesses
A few businesses that call Lexington home — independent of our agency.
- Country Partners Cooperative — ag-commercial
- O'Hanlon Seed — ag-commercial
- Chief Ethanol Fuels — manufacturing
- LandMark Implement — ag-commercial
- Conoco — c-store
- Cenex — c-store
- Casey's — c-store
- Trius Federal Credit Union — financial
- First Interstate Bank — financial
- LibertyX Bitcoin ATM — financial
- Pinnacle Bank — financial
- Home Federal Bank — financial
Local facts that shape your coverage
- Manufacturing is the largest industry in Lexington, employing 39.7% of civilian workers. — Highlights potential commercial insurance needs, such as property, liability, and workers' compensation for manufacturing businesses.
- Lexington, NE has experienced 42 reports of on-the-ground hail and 129 radar detections of hail. — Indicates a high risk of hail damage to property and vehicles, emphasizing the need for robust property and auto insurance coverage.
Local figures compiled from public sources: en.wikipedia.org · censusreporter.org · interactivehailmaps.com. Estimates — verify current details with the original source.
Insurance requirements in Nebraska
Nebraska is an at-fault state and requires liability plus uninsured/underinsured-motorist coverage. With a strong agricultural base and frequent severe storms, farm, crop, and hail-aware home coverage matter across the state. As an independent agency we shop multiple carriers to fit Nebraska's requirements and exposures. Verify current state minimums with the Nebraska Department of Insurance.
Lexington, NE insurance — common questions
How much does insurance cost in Lexington, NE?
Rates in Lexington and Dawson County depend on your home, vehicles, business, and the coverage you choose. As an independent agency we shop 80+ carriers to find your best price — start a quote or call 573-594-5148 for a real number.
Do you write insurance in Lexington?
Yes. InsureToday24 (BNW Services LLC) is a licensed local agency serving Lexington and all of NE — home, auto, farm, business, life, and more.
Can I get a quote in Lexington today?
Absolutely. You can buy simple lines online in minutes, or book a quick consult — in person, over Zoom, or by phone — and we'll get you covered fast.