Published May 4, 2026 · 40 years in trucking & the trades
What we cover in Collierville
Pick a coverage to quote or buy — or book a consult and we'll sort it out together.
Why folks in Collierville choose a local agent
When you're in Collierville, Shelby County, you get a real person who knows TN — not a 1-800 menu. Billy E. Whited is a licensed local agent shopping 80+ carriers to fit your home, vehicle, farm, or business, and can quote, bind, or sit down with you in person, over Zoom, or on the phone.
Nearby towns we also cover:
Insurance in Collierville: the local picture
Collierville is a high-value homeownership market — roughly 80% of its occupied homes are owner-occupied with a median owner-occupied value near $486,000 (Census Reporter, 2024), well above the Memphis metro, so replacement-cost dwelling limits and adequate personal liability matter more here than in lower-value markets. The area sees real severe-weather exposure: NWS storm reports documented thunderstorm wind damage downing trees and utility poles on Frank Road during the December 11, 2021 storms, which makes wind/hail roof coverage and roof-settlement terms (replacement cost vs. actual cash value) a worthwhile conversation. Properties near the Wolf River fall within FEMA Special Flood Hazard Areas (Zones A/AE), where flood insurance is mandatory for federally backed mortgages — and standard home policies exclude flood — so a separate NFIP or private flood policy is essential for those buyers.
Population: 51,324 (2020)
Major local employers & who's hiring
- Hall's Feed and Seed — shopping
- Hollywood Feed — pet store
- The Seed Program — education
Local Collierville businesses
A few businesses that call Collierville home — independent of our agency.
- Hall's Feed and Seed — ag-commercial
- Hollywood Feed — ag-commercial
- The Seed Program — ag-commercial
- McGinnis Oil Company — c-store
- BP — c-store
- Mobil — c-store
- Shell — c-store
- Snappy Mart — c-store
- Exxon — c-store
- BankTennessee — financial
- ATM — financial
- Cardtronics ATM — financial
Local facts that shape your coverage
- Collierville had a 2020 census population of 51,324, with 18,800 housing units (3.5% vacant) across 24.6 square miles. — Sizable, growing suburb means steady demand for home, auto, and renters coverage; vacancy and unit counts inform landlord/dwelling-fire underwriting.
- About 79.9% of Collierville's occupied housing units are owner-occupied, with a median owner-occupied home value of roughly $485,900 (Census Reporter, 2024) — nearly double the Memphis metro median. — High home values require higher replacement-cost dwelling limits and personal-liability coverage; the strong ownership rate skews the market toward homeowners rather than renters policies.
- The FedEx World Tech Center occupies a 1,000,000 sq ft Collierville campus with over 2,400 employees, and Carrier (United Technologies) operates a 900,000 sq ft manufacturing facility in town; Helen of Troy and Helena Chemical are also major employers. — Large corporate and industrial employers drive commuter auto exposure, professional/white-collar households, and demand for commercial, workers-comp, and group-related coverage in the area.
- Collierville participates in the National Flood Insurance Program; homes and businesses in high-risk flood zones (A and AE, the 1%-annual-chance floodplain) with federally backed mortgages are required to carry flood insurance, and the Wolf River has historically flooded nearby areas. — Standard homeowners policies exclude flood, so Wolf River-adjacent property owners need a separate NFIP or private flood policy — mandatory for many mortgaged homes in Zones A/AE.
- Local NWS storm reports document that on December 11, 2021, severe thunderstorm winds near Collierville downed a tree and a utility pole on Frank Road near Houston Levee Road. — Documented severe-thunderstorm wind damage supports the case for adequate wind/hail roof coverage and reviewing replacement-cost vs. actual-cash-value roof settlements.
- NOAA's National Water Prediction Service operates a river gauge for the Wolf River at Collierville (gauge cott1 / USGS 07030600), monitoring flood stages on the waterway that runs through the area. — An actively monitored river flowing near town confirms real, recurring flood exposure relevant to flood, boat, and recreational-property coverage discussions.
Local figures compiled from public sources: en.wikipedia.org · censusreporter.org · colliervilletn.gov · colliervilletn.gov · weather.gov · water.noaa.gov. Estimates — verify current details with the original source.
Insurance requirements in Tennessee
Tennessee is an at-fault state requiring liability coverage for every driver. Parts of Tennessee face severe storms and flooding, so it's worth reviewing whether flood and adequate wind coverage fit your situation. We compare Tennessee-admitted carriers to match the state's requirements to the coverage you actually need. Verify current state minimums with the Tennessee Department of Commerce & Insurance.
Collierville, TN insurance — common questions
How much does insurance cost in Collierville, TN?
Rates in Collierville and Shelby County depend on your home, vehicles, business, and the coverage you choose. As an independent agency we shop 80+ carriers to find your best price — start a quote or call 573-594-5148 for a real number.
Do you write insurance in Collierville?
Yes. InsureToday24 (BNW Services LLC) is a licensed local agency serving Collierville and all of TN — home, auto, farm, business, life, and more.
Can I get a quote in Collierville today?
Absolutely. You can buy simple lines online in minutes, or book a quick consult — in person, over Zoom, or by phone — and we'll get you covered fast.