Published June 29, 2026 · 40 years in trucking & the trades
What we cover in Friendsville
Pick a coverage to quote or buy — or book a consult and we'll sort it out together.
Why folks in Friendsville choose a local agent
When you're in Friendsville, Blount County, you get a real person who knows TN — not a 1-800 menu. Billy E. Whited is a licensed local agent shopping 80+ carriers to fit your home, vehicle, farm, or business, and can quote, bind, or sit down with you in person, over Zoom, or on the phone.
Nearby towns we also cover:
Insurance in Friendsville: the local picture
Living in Friendsville, you know our homes are mostly single-family, a real mix from established older places to newer builds. This means homeowners here need to be smart about their coverage. If you're in an older frame or brick home, making sure your policy has guaranteed replacement cost is key – you don't want to be short-changed if you have to rebuild with today's material and labor costs. For newer homes, ensuring your coverage keeps pace with current construction values is just as important. With our suburban rural feel, many folks might have sheds, detached garages, or even small outbuildings, especially near places like Holly Berry Farm. These need proper coverage too, whether it's part of your standard homeowners or a separate farm policy.
Our Blount County weather is no joke. We get our share of thunderstorms and tornadoes, which means strong wind and hail coverage isn't just a good idea, it's essential for protecting your roof and home structure. Given the NWS often issues warnings for flash flooding around here, especially with Fort Loudoun Lake nearby, flood insurance is a critical conversation for almost every homeowner. It's a separate policy from your standard homeowners, and it's the only way to cover flood damage. Thinking about how often you see Everest Air or Dayspring Heating & Air trucks around, it's clear our home systems are working hard year-round, and unexpected breakdowns can hit hard without proper home warranty or equipment breakdown coverage.
For our local businesses, from Small Town BBQ to Firestone Complete Auto Care, robust commercial property and liability insurance is paramount to protect against the daily risks of operating in our community. And for those commuting to larger employers like Blount County School District or Covenant Health, having comprehensive auto insurance isn't just a legal requirement, it's peace of mind on the road. Even for our smaller local businesses, like New Dimension Towers, understanding their specific commercial needs, from property to workers' comp, is vital for their continued operation and success right here in Friendsville.
Population: 922 (2026 (projected))
Housing in Friendsville
The housing stock in Friendsville primarily consists of single-family homes, with 2,601 single-family deliveries compared to 7 multifamily deliveries in its ZIP code 37737 (https://www.zip-codes.com/zip-code/37737/zip-code-37737.asp). Most residents own their homes in this suburban rural mix community (https://www.niche.com/places-to-live/friendsville-blount-tn/). This suggests a blend of established properties, potentially including older frame or brick homes, alongside newer constructions in small subdivisions. The mix of housing ages and materials (frame, brick) implies varying replacement costs and roof ages, with newer homes likely having contemporary roofing and older homes potentially requiring more significant roof or system updates.
Major local employers & who's hiring
- New Dimension Towers — Manufacturing
- Blount County School District — Education hiring
- Covenant Health — Healthcare hiring
- Custom Quarry — manufacturer
Local Friendsville businesses
A few businesses that call Friendsville home — independent of our agency.
- Everest Air - Heating & Cooling — HVAC
- Dayspring Heating & Air — HVAC
- Holly Berry Farm — Farm
- Small Town BBQ — Restaurant
- Marblegate Farm — Farm
- Firestone Complete Auto Care — Auto Repair
- Shell — c-store
- KenJo Markets — c-store
- Marathon Gas — c-store
- Laurel Bank Baptist Church — financial
- Friendsville First Baptist Church — financial
- Overly's Automotive & Offroad — main-street
Local landmarks & geography
- Fort Loudoun Lake — Affects flood risk for properties near the lake and its tributaries, as well as potential for wind/storm damage due to proximity to a large body of water.
- Downtown Friendsville — Historic area with older buildings which may have higher reconstruction costs and specific preservation requirements, affecting property insurance.
Local facts that shape your coverage
- Friendsville, TN, is regularly covered by severe weather warnings, watches, and advisories issued by the National Weather Service, which can include thunderstorms, tornadoes, and flash floods. — High
- WeatherBug provides real-time lightning alerts and severe weather outlooks for Friendsville, TN, indicating the potential for significant storm activity. — Medium
- Friendsville is a city in Blount County, Tennessee, which is located in the East Tennessee Grand Division and had a population of 896 at the 2020 census. — Low
- Friendsville's population was 896 at the 2020 census. — Provides demographic context for the insurance market size.
- Since 2023, Friendsville, TN has experienced at least 4 verified hail, wind, and tornado storm reports. — Highlights the ongoing risk of severe weather, emphasizing the need for robust property insurance coverage.
Local figures compiled from public sources: worldpopulationreview.com · localconditions.com · weatherbug.com · en.wikipedia.org · periliq.com · scrapmonster.com. Estimates — verify current details with the original source.
Insurance requirements in Tennessee
Tennessee is an at-fault state requiring liability coverage for every driver. Parts of Tennessee face severe storms and flooding, so it's worth reviewing whether flood and adequate wind coverage fit your situation. We compare Tennessee-admitted carriers to match the state's requirements to the coverage you actually need. Verify current state minimums with the Tennessee Department of Commerce & Insurance.
Friendsville, TN insurance — common questions
How much does insurance cost in Friendsville, TN?
Rates in Friendsville and Blount County depend on your home, vehicles, business, and the coverage you choose. As an independent agency we shop 80+ carriers to find your best price — start a quote or call 573-594-5148 for a real number.
Do you write insurance in Friendsville?
Yes. InsureToday24 (BNW Services LLC) is a licensed local agency serving Friendsville and all of TN — home, auto, farm, business, life, and more.
Can I get a quote in Friendsville today?
Absolutely. You can buy simple lines online in minutes, or book a quick consult — in person, over Zoom, or by phone — and we'll get you covered fast.