Published July 2, 2026 · 40 years in trucking & the trades
What we cover in Bigelow
Pick a coverage to quote or buy — or book a consult and we'll sort it out together.
Why folks in Bigelow choose a local agent
When you're in Bigelow, Perry County, you get a real person who knows AR — not a 1-800 menu. Billy E. Whited is a licensed local agent shopping 80+ carriers to fit your home, vehicle, farm, or business, and can quote, bind, or sit down with you in person, over Zoom, or on the phone.
Nearby towns we also cover:
Insurance in Bigelow: the local picture
Living here in Bigelow, we know a thing or two about severe weather. Our homes face a tornado risk 126% higher than the national average, and hail isn't just a possibility—it's a frequent visitor, with Doppler detecting it 65 times last year alone. That means your roof is on the front lines, and having solid wind and hail coverage with appropriate deductibles isn't just a good idea, it's essential for protecting your investment. And with a significant portion of our housing market being manufactured homes, as you can see on sites like mobilehome.net, understanding the specific valuation and replacement cost differences compared to traditional stick-built homes is crucial for getting the right policy. These aren't just houses; they're our homes, often sitting on larger acreage properties that offer that privacy we all love. Speaking of our geography, being nestled near the Arkansas River and the Fourche La Fave River means we're susceptible to riverine flooding. It's not typically covered by your standard homeowner's policy, and after a heavy rain, you don't want to be caught off guard. Protecting your property from water damage is just as important as protecting it from wind and hail here in Central Arkansas. Our community is tight-knit, with folks working at places like the East End School District, Perry County Nursing & Rehabilitation Center, and Heifer International. This stability is good for our town. For homeowners, especially those with larger properties, personal liability coverage is key. Whether it’s a friendly gathering, kids playing, or just the general risks associated with more land, having adequate liability limits can protect your assets in unforeseen circumstances. We're not just insuring structures; we're protecting the livelihoods and peace of mind of our neighbors.
Population: 352 (2020)
Housing in Bigelow
The housing stock in Bigelow typically features larger acreage properties with more privacy (https://www.therealestatement.com/post/wooster-vs-bigelow-real-estate). Manufactured homes appear to be a significant component of the local housing market, with numerous listings for such properties (https://www.mobilehome.net/mobile-homes-for-sale/arkansas/bigelow). Given the prevalence of manufactured homes and the town's small size, replacement costs would vary significantly depending on the housing type, with manufactured homes having distinct valuation and roofing considerations compared to traditional stick-built homes.
Major local employers & who's hiring
- East End School District — Education
- Perry County Nursing & Rehabilitation Center — Healthcare
- Heifer International — Non-profit, Agriculture hiring
Local Bigelow businesses
A few businesses that call Bigelow home — independent of our agency.
- A and L Collision — main-street
- MEAT MEAT'S — main-street
Local landmarks & geography
- Arkansas River — Bigelow is located near the confluence of the Arkansas River. The entire town's ZIP codes are within FEMA flood zones, with a moderate flood history and reported claims, indicating significant flood risk for properties.
- Fourche La Fave River — Bigelow is located near the confluence of the Fourche La Fave River. The entire town's ZIP codes are within FEMA flood zones, with a moderate flood history and reported claims, indicating significant flood risk for properties.
- Petit Jean State Park — A popular state park located near Bigelow. Proximity to natural attractions can influence property values and demand, though direct insurance risks like flood or wind are not directly impacted in Bigelow itself by the park's presence.
- Highway 113 — A state highway that runs through Bigelow, serving as a primary transportation artery. Proximity to major roads affects accessibility, noise levels, and potential for traffic-related incidents, which can influence property values and certain insurance coverages.
- Historic Downtown/District — No specific designated historic downtown or district was identified within Bigelow, AR through web searches.
- University — No university or major college campus is located directly within Bigelow, AR.
- Major Plant — No specific major industrial or manufacturing plant was identified as a significant local landmark or employer that would distinctly affect insurance risk in Bigelow, AR.
Local facts that shape your coverage
- Bigelow, Arkansas, is a town in Perry County, United States. — General geographical and administrative information.
- As of the 2020 census, the population of Bigelow, Arkansas, was 349. — Demographic information.
- Bigelow's area historical tornado activity is 126% greater than the overall U.S. average. — Highlights a significant severe weather hazard.
- The Bigelow, AR area has had 5 reports of on-the-ground hail by trained spotters and Doppler radar has detected hail on 65 occasions, including 4 in the past year. — Indicates a frequent hail hazard.
- Historically, Bigelow's economy was based on the timber industry, with lumber mills closing around 1920. — Provides historical context for the town's development and economic shifts.
- Bigelow is located in Central Arkansas near the confluence of the Fourche La Fave River and Arkansas River. — Highlights the geographical reason for the town's susceptibility to riverine flooding.
Local figures compiled from public sources: en.wikipedia.org · city-data.com · interactivehailmaps.com · en.wikipedia.org · perrycountynursingandrehab.com · heifer.org. Estimates — verify current details with the original source.
Insurance requirements in Arkansas
Arkansas is an at-fault (tort) state: every driver must carry liability insurance, and insurers must offer uninsured/underinsured-motorist coverage. Arkansas sits in a severe-weather corridor — tornadoes, large hail, and river/flash flooding are real exposures for homes, farms, and businesses. As an independent agency we shop multiple carriers to fit Arkansas's requirements and weather risk to your budget. Verify current state minimums with the Arkansas Insurance Department.
Bigelow, AR insurance — common questions
How much does insurance cost in Bigelow, AR?
Rates in Bigelow and Perry County depend on your home, vehicles, business, and the coverage you choose. As an independent agency we shop 80+ carriers to find your best price — start a quote or call 573-594-5148 for a real number.
Do you write insurance in Bigelow?
Yes. InsureToday24 (BNW Services LLC) is a licensed local agency serving Bigelow and all of AR — home, auto, farm, business, life, and more.
Can I get a quote in Bigelow today?
Absolutely. You can buy simple lines online in minutes, or book a quick consult — in person, over Zoom, or by phone — and we'll get you covered fast.