Published July 9, 2026 · 40 years in trucking & the trades
What we cover in Perry
Pick a coverage to quote or buy — or book a consult and we'll sort it out together.
Why folks in Perry choose a local agent
When you're in Perry, Perry County, you get a real person who knows AR — not a 1-800 menu. Billy E. Whited is a licensed local agent shopping 80+ carriers to fit your home, vehicle, farm, or business, and can quote, bind, or sit down with you in person, over Zoom, or on the phone.
Nearby towns we also cover:
Insurance in Perry: the local picture
Living and working here in Perry County, we know firsthand that the weather can be a real challenge. With a notable history of tornado activity and frequent hail detections, protecting your home and business from severe storms is paramount. Homeowners need to ensure their policies have robust coverage for wind and hail damage, and businesses, especially those like Harps Food Stores or the Perry County Nursing and Rehabilitation Center, need comprehensive property insurance to cover potential structural damage and business interruption. Don't forget the Arkansas River; we've seen it cause significant flooding, so flood insurance, often separate from standard policies, is a crucial conversation for anyone near the water, whether you're a homeowner or a business owner. Folks like Jethro's Arkansaw Roofin' are kept busy for a reason after these events. The local economy, with its strong base in Manufacturing, Retail Trade, and Health Care & Social Assistance, means a diverse set of insurance needs. Businesses like John B House Contractors, Inc. and Hicks Excavation require specialized equipment coverage, general liability, and workers' compensation for their crews. The Perryville School District, Perry County Nursing and Rehabilitation Center, and even local spots like Sonic Drive-In all need tailored commercial policies, from property and general liability to professional liability and workers' comp, to protect their operations and employees. First Electric Cooperative, keeping our lights on, faces unique risks requiring specialized utility insurance. Given our location, and with nearby I-40 serving as a major transportation artery, businesses dealing with logistics or that rely on transportation will also want to review their commercial auto and cargo coverages. It's about protecting what we've built and ensuring our community can bounce back, no matter what comes our way.
Population: 262 (2020)
Major local employers & who's hiring
- Perryville School District — Education
- Perry County Nursing and Rehabilitation Center — Healthcare
- Harps Food Stores — Retail (Grocery) hiring
- Sonic Drive-In — Food Service hiring
- John B House Contractors, Inc. — Construction
- Renewal Ranch — Non-profit (Rehabilitation/Social Services)
- First Electric Cooperative — Utilities hiring
Local Perry businesses
A few businesses that call Perry home — independent of our agency.
- Hicks Excavation — Excavation Contractor
- Jethro's Arkansaw Roofin' — Roofing Contractor
- Drain Raider — Plumbing
Local landmarks & geography
- Arkansas River — Proximity to the Arkansas River significantly increases flood risk for properties located in floodplains or low-lying areas near the river.
- Interstate 40 (I-40) — While not directly in Perry, I-40 is the nearest major interstate highway serving the Little Rock–North Little Rock–Conway Metropolitan Statistical Area, which includes Perry. Its proximity affects transportation, accessibility, and potential for traffic-related incidents on connecting routes.
- Arkansas Tech University — Located approximately 29 miles away in Russellville, the university contributes to regional population dynamics and economic activity, which can indirectly influence property values and demand in surrounding communities like Perry.
Local facts that shape your coverage
- Doppler radar has detected hail at or near Perry, AR on 55 occasions, including 3 occasions during the past year. The area has been under severe weather warnings 13 times in the past 12 months. — High
- TornadoPath.com provides key tornado facts and insights from historical tornado data for Perry, Arkansas, indicating a history of tornado activity in the region. — High
- FEMA Flood Insurance Rate Maps (FIRMs) are available for Perry, AR, allowing residents to identify flood hazard areas and understand flood risk for their properties. — High
- Flood maps for Perry County, AR, provide information on flood zones, flood hazards, and flood insurance rates, which are crucial for assessing local flood risk. — Medium
- The economy of Perry County, AR employs 4,070 people, with major industries including Manufacturing, Retail Trade, and Health Care & Social Assistance. — Helps identify common commercial insurance needs (e.g., workers' comp, property, liability).
- As of the 2020 United States census, Perry County had a population of 10,019. — Provides context for the size of the potential client base and community resources.
Local figures compiled from public sources: en.wikipedia.org · interactivehailmaps.com · tornadopath.com · msc.fema.gov · flood-maps.com · datausa.io. Estimates — verify current details with the original source.
Insurance requirements in Arkansas
Arkansas is an at-fault (tort) state: every driver must carry liability insurance, and insurers must offer uninsured/underinsured-motorist coverage. Arkansas sits in a severe-weather corridor — tornadoes, large hail, and river/flash flooding are real exposures for homes, farms, and businesses. As an independent agency we shop multiple carriers to fit Arkansas's requirements and weather risk to your budget. Verify current state minimums with the Arkansas Insurance Department.
Perry, AR insurance — common questions
How much does insurance cost in Perry, AR?
Rates in Perry and Perry County depend on your home, vehicles, business, and the coverage you choose. As an independent agency we shop 80+ carriers to find your best price — start a quote or call 573-594-5148 for a real number.
Do you write insurance in Perry?
Yes. InsureToday24 (BNW Services LLC) is a licensed local agency serving Perry and all of AR — home, auto, farm, business, life, and more.
Can I get a quote in Perry today?
Absolutely. You can buy simple lines online in minutes, or book a quick consult — in person, over Zoom, or by phone — and we'll get you covered fast.