Published July 27, 2026 · 40 years in trucking & the trades
What we cover in Manila
Pick a coverage to quote or buy — or book a consult and we'll sort it out together.
Why folks in Manila choose a local agent
When you're in Manila, Mississippi County, you get a real person who knows AR — not a 1-800 menu. Billy E. Whited is a licensed local agent shopping 80+ carriers to fit your home, vehicle, farm, or business, and can quote, bind, or sit down with you in person, over Zoom, or on the phone.
Nearby towns we also cover:
Insurance in Manila: the local picture
Population: 3682 (2020)
Housing in Manila
The median age of real estate in Manila is 31 years. The housing stock likely consists of a mix of older traditional homes (potentially frame or brick), newer single-family constructions (indicated by 40 building permits in 2023 with an average cost of $131,200), and popular manufactured homes. No specific historic districts were identified, but new construction suggests ongoing development. This diverse housing stock implies varying replacement costs and roof types, from older conventional roofs to those on newer builds and manufactured homes. Sources: https://www.bestplaces.net/housing/city/arkansas/manila, https://armoneyandpolitics.com/in-mississippi-county-the-skys-the-limit-2/, https://en.wikipedia.org/wiki/Mississippi_County,_Arkansas, https://www.city-data.com/city/Manila-Arkansas.html, https://www.manufacturedhomes.com/city/Manila/Arkansas/, https://www.zillow.com/homedetails/419-N-Baltimore-Manila-AR-72442/230377968_zpid/
Major local employers & who's hiring
- Manila School District — Education hiring
- Manila Nursing Center / Manila Healthcare Center — Healthcare hiring
Local Manila businesses
A few businesses that call Manila home — independent of our agency.
- Ferlox Dumpster Rental — Other Contractor / Services
- Nexdor Dumpster Rental — Other Contractor / Services
- RoofX Solutions — Roofing Contractor
- PL Roofing — Roofing Contractor
- La Cascada Mexican Restaurant of Manila — Restaurant
Local landmarks & geography
- Herman Davis State Park — Proximity to a state park can influence property values and potentially wind/treefall risk due to wooded areas. As 'Arkansas' smallest State Park', it's a local amenity.
- Main Street Historic District — Historic districts can affect property values (often positively due to preservation) and may have specific building codes or renovation restrictions that influence insurance costs and claims. Inferred from 'Main Street Historic Museum'.
- Jbf Planting Company LLC — As a local agricultural business, it contributes to the local economy and property values. Agricultural operations can have specific risks (e.g., liability, equipment, environmental) that might affect commercial insurance rates in the vicinity or general economic stability.
Local facts that shape your coverage
- Manila, Arkansas had a population of 3,686 according to the 2020 census. — High
- On April 16, 1998, a category F4 tornado struck 0.9 miles from the Manila city center, killing 2 people and injuring 12, causing significant damage. — High
- The Manila, AR area has had 5 reports of on-the-ground hail by trained spotters and has been under severe weather warnings 78 times during the past 12 months. Doppler radar detected hail at or near Manila, AR on 73 occasions, including 8 during the past year. — High
- Manila is a small city in Mississippi County, northeastern Arkansas, situated in the Arkansas Delta region on Buffalo Island. — Medium
Local figures compiled from public sources: en.wikipedia.org · worldpopulationreview.com · city-data.com · interactivehailmaps.com · grokipedia.com · ballotpedia.org. Estimates — verify current details with the original source.
Insurance requirements in Arkansas
Arkansas is an at-fault (tort) state: every driver must carry liability insurance, and insurers must offer uninsured/underinsured-motorist coverage. Arkansas sits in a severe-weather corridor — tornadoes, large hail, and river/flash flooding are real exposures for homes, farms, and businesses. As an independent agency we shop multiple carriers to fit Arkansas's requirements and weather risk to your budget. Verify current state minimums with the Arkansas Insurance Department.
Manila, AR insurance — common questions
How much does insurance cost in Manila, AR?
Rates in Manila and Mississippi County depend on your home, vehicles, business, and the coverage you choose. As an independent agency we shop 80+ carriers to find your best price — start a quote or call 573-594-5148 for a real number.
Do you write insurance in Manila?
Yes. InsureToday24 (BNW Services LLC) is a licensed local agency serving Manila and all of AR — home, auto, farm, business, life, and more.
Can I get a quote in Manila today?
Absolutely. You can buy simple lines online in minutes, or book a quick consult — in person, over Zoom, or by phone — and we'll get you covered fast.