Manila, AR Insurance Guide — Local Risks & Coverage
Licensed insurance agent, BNW Services LLC · 40 years in trucking & the trades
Here's the local picture for insurance in Manila, Arkansas — the real employers, geography, housing, and weather that shape your coverage, from a licensed local agent who shops 80+ carriers.
The Manila economy & who needs coverage
The local job base is influenced by Mississippi County's strong manufacturing sector, particularly the steel industry, which has seen growth due to local economic development initiatives. There is also potential for growth in aerospace and defense.
Major employers & who's hiring in Manila
- Manila School District — Education (hiring)
- Manila Nursing Center / Manila Healthcare Center — Healthcare (hiring)
Local businesses in Manila
A few local businesses that make Manila what it is — independent of our agency.
- Ferlox Dumpster Rental — Other Contractor / Services
- Nexdor Dumpster Rental — Other Contractor / Services
- RoofX Solutions — Roofing Contractor
- PL Roofing — Roofing Contractor
- La Cascada Mexican Restaurant of Manila — Restaurant
Local landmarks & geography
- Herman Davis State Park — Proximity to a state park can influence property values and potentially wind/treefall risk due to wooded areas. As 'Arkansas' smallest State Park', it's a local amenity.
- Main Street Historic District — Historic districts can affect property values (often positively due to preservation) and may have specific building codes or renovation restrictions that influence insurance costs and claims. Inferred from 'Main Street Historic Museum'.
- Jbf Planting Company LLC — As a local agricultural business, it contributes to the local economy and property values. Agricultural operations can have specific risks (e.g., liability, equipment, environmental) that might affect commercial insurance rates in the vicinity or general economic stability.
Housing stock in Manila
The median age of real estate in Manila is 31 years. The housing stock likely consists of a mix of older traditional homes (potentially frame or brick), newer single-family constructions (indicated by 40 building permits in 2023 with an average cost of $131,200), and popular manufactured homes. No specific historic districts were identified, but new construction suggests ongoing development. This diverse housing stock implies varying replacement costs and roof types, from older conventional roofs to those on newer builds and manufactured homes. Sources: https://www.bestplaces.net/housing/city/arkansas/manila, https://armoneyandpolitics.com/in-mississippi-county-the-skys-the-limit-2/, https://en.wikipedia.org/wiki/Mississippi_County,_Arkansas, https://www.city-data.com/city/Manila-Arkansas.html, https://www.manufacturedhomes.com/city/Manila/Arkansas/, https://www.zillow.com/homedetails/419-N-Baltimore-Manila-AR-72442/230377968_zpid/
Weather & flood risk in Manila
Manila, AR faces a significant risk of severe weather, with a history of tornado activity, including an F4 tornado in 1998, and frequent hail events, with 78 severe weather warnings issued in the past 12 months.
Manila, AR, located in Mississippi County, has a measurable flood risk, with First Street Foundation providing detailed flood maps and climate risk reports for the county.
Local facts that affect Manila insurance
- Manila, Arkansas had a population of 3,686 according to the 2020 census. — High
- On April 16, 1998, a category F4 tornado struck 0.9 miles from the Manila city center, killing 2 people and injuring 12, causing significant damage. — High
- The Manila, AR area has had 5 reports of on-the-ground hail by trained spotters and has been under severe weather warnings 78 times during the past 12 months. Doppler radar detected hail at or near Manila, AR on 73 occasions, including 8 during the past year. — High
- Manila is a small city in Mississippi County, northeastern Arkansas, situated in the Arkansas Delta region on Buffalo Island. — Medium
Get covered in Manila
We're an independent agency — we compare 80+ carriers to fit Manila's risks to your budget. See Manila, AR insurance & get a quote → or call 573-594-5148.
Sources: en.wikipedia.org · worldpopulationreview.com · city-data.com · interactivehailmaps.com · grokipedia.com · ballotpedia.org · mapquest.com · manta.com