Latimer, KS Insurance Guide — Local Risks & Coverage
Licensed insurance agent, BNW Services LLC · 40 years in trucking & the trades
Here's the local picture for insurance in Latimer, Kansas — the real employers, geography, housing, and weather that shape your coverage, from a licensed local agent who shops 80+ carriers.
The Latimer economy & who needs coverage
Latimer, a very small community, likely has its job base tied to the broader Morris County economy. Morris County's employed civilian population was 2,975 in 2020, suggesting a reliance on agriculture, local services, and small businesses typical of rural Kansas counties. Source: https://en.wikipedia.org/wiki/Morris_County,_Kansas, https://www.infoplease.com/us/census/kansas/morris-county/economic-statistics
Local landmarks & geography
- Neosho River — The Neosho River runs through Morris County, Kansas, where Latimer is located. The river is prone to flooding, which can impact properties in its watershed and floodplains, posing a flood risk for properties near the river.
Housing stock in Latimer
Latimer has a very limited housing stock, with 11 housing units reported in 2020. Given its small size and rural location, it is highly probable that the existing homes are older, single-family residences. Older housing stock generally implies that replacement costs for materials like roofing or unique architectural elements could be higher due to the need for specialized matching or custom work. Source: https://en.wikipedia.org/wiki/Latimer,_Kansas
Weather & flood risk in Latimer
Latimer, KS, located in Kansas, faces a variety of severe weather threats common to the region, including tornadoes, damaging winds, and large hail. While specific data for Latimer is limited, Kansas experiences frequent severe weather events.
Latimer, KS, within Morris County, has flood risk information available through the First Street Foundation and FEMA flood zone maps, which can provide insights into property-specific flood hazards.
Local facts that affect Latimer insurance
- Latimer, Kansas, had a population of 31 as of the 2020 census. — Provides basic demographic context for the town.
- Kansas, where Latimer is located, experiences a wide variety of severe weather, including tornadoes, damaging winds, large hail, and flash flooding. — Highlights the general severe weather threats in the region.
- Morris County, Kansas, which encompasses Latimer, has flood risk data accessible via First Street Foundation reports, offering detailed flood maps and risk assessments. — Directly addresses flood risk for the county where Latimer resides.
- The Kansas Hail Map, which compiles verified reports from NOAA's Storm Prediction Center, indicates the occurrence of hail events across the state, suggesting potential hail activity in the Latimer area. — Provides information on a specific severe weather hazard, hail.
Get covered in Latimer
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Sources: en.wikipedia.org · weather.gov · firststreet.org · spankthestorm.app · en.wikipedia.org